Had this exact same situation happen to me last year! The IRS actually has a pretty streamlined process for this. You can call their automated refund hotline at 1-800-829-1954 to check the status - it'll tell you if the check was returned and when they plan to reissue it. Also, definitely file that Form 8822 ASAP if you haven't already. The whole process took about 7 weeks total for me from when the original check was mailed to getting the replacement. Hang in there!

Same thing happened to my sister - took about 6 weeks total. One thing that helped speed it up was calling that IRS hotline (1-800-829-1954) every couple weeks to check status. They can actually tell you when the check was returned to them and when they plan to mail the new one. Also make sure you file Form 8822 online if possible, it's faster than mailing it in!

Has anyone used TurboTax for reporting a backdoor Roth? I'm in a similar situation and wondering if it handles this correctly or if I need to go to a tax professional.

This is a great discussion! I'm dealing with something similar and want to add another perspective. One thing that really helped me understand the backdoor Roth process was realizing that the IRS treats contributions and conversions as completely separate events, even when they happen back-to-back. So in your case, Javier, you have: - A 2022 contribution that should be reported on your 2022 Form 8606 (requiring an amended return if you missed it) - A 2023 contribution that goes on your 2023 Form 8606 - A 2023 conversion (the entire $12,500) that also goes on your 2023 Form 8606 The key insight is that even though you designated part of the money for 2022, the conversion always counts in the year it actually happened (2023). This is why you need Form 8606 for both years to properly track your basis and avoid double taxation. I'd definitely recommend getting professional help or using one of the tools mentioned above if you're feeling overwhelmed by the forms. Getting this wrong can be expensive!

Has anyone tried negotiating with the parking company directly? When I worked at Memorial Hospital, a group of us employees approached the parking vendor together and asked for a reduced rate based on our volume. They ended up offering us a 15% discount if we prepaid quarterly instead of monthly. Might be worth exploring.

I'm a tax preparer and want to clarify something important that might help with your situation. While regular commuting parking isn't deductible for W-2 employees, there's one scenario that might apply to hospital workers: if you're required to travel between different hospital locations during your workday, the parking at those secondary locations could potentially be deductible as a business expense. For example, if your primary assignment is at the main hospital but you're sometimes required to go to satellite clinics, outpatient centers, or other facilities owned by the same health system during your shift, those parking costs might qualify. Keep detailed records of when and why you park at these alternate locations. Also, definitely pursue that pre-tax parking benefit through your employer - that's your best immediate solution. And the group negotiation idea is brilliant! Hospital employees have significant leverage given the volume of parkers.

Last year my 1099 from Instacart had errors on it. Double check all the numbers when you get yours! They included some customer tips in the wrong box which messed up my tax calculations.

Just wanted to chime in as someone who's been doing Instacart for 3 years now - the 1099 timing varies but they're usually pretty good about meeting the January 31st deadline. One thing I learned the hard way is to always keep your own records throughout the year rather than relying solely on their forms. I use a simple spreadsheet to track my weekly earnings, miles driven, and any expenses like phone mounts or insulated bags. This has saved me multiple times when there were discrepancies or delays with the official forms. The IRS cares more about accurate reporting than having the exact form in hand, so if you have your own records, you can file on time even if Instacart is running late.

Don't forget about the tax implications! If that final RMD went into her account after death, someone still has to pay taxes on it. If it goes to the estate, the estate will pay the taxes. If it goes back to the IRA and then to you as beneficiaries, you would report that distribution on your tax returns. Either way, the custodian will issue a 1099-R for that distribution. Make sure it's issued correctly depending on how you resolve this - to either the estate's tax ID or to you and your brother's SSNs if you're able to have the distribution redirected.

I went through something very similar with my father's IRA last year. One thing that really helped was getting everything documented in writing from the IRA custodian before making any decisions. When I called them, I specifically asked for written confirmation of: (1) the exact date the RMD was processed, (2) whether my dad had already satisfied his annual RMD requirement before his death, and (3) what their standard procedure is for handling distributions that occur after the account holder's death. Having that documentation was crucial when working with the estate attorney and the bank. The custodian actually admitted they shouldn't have processed the RMD after the death date and helped us reverse it back to the IRA so it could be properly distributed to the named beneficiaries. Also, don't wait too long on this - there are time limits for correcting these kinds of errors. Most custodians are pretty helpful once they understand the situation, but you need to act quickly while the paperwork trail is still fresh.