This happened to me yesterday too! Super annoying when you're just trying to check your refund status. I noticed it happens more often during peak hours (like early morning or evening when everyone's checking). Try switching between WiFi and mobile data - sometimes that helps reset whatever connection issue is causing the false limit trigger. Also, if you have Face ID or Touch ID enabled, try turning it off temporarily and using manual login instead. The biometric login seems to have its own bugs that can contribute to this problem. Hang in there - the app is definitely janky but your refund processing isn't affected by these login issues!

I work in IT and see this kind of issue all the time with government apps. The IRS2GO daily limit error is usually triggered by their overly aggressive rate limiting system. Here's what's likely happening: their servers count ANY authentication attempt from your IP address, device ID, or SSN across ALL their platforms (website, app, even third-party services that ping their API). So if you checked your transcript online earlier, used a tax software that validates with IRS, or even just had the website auto-refresh in a background tab, it all counts toward your "daily limit." Try switching to a different network (like mobile hotspot if you were on WiFi), clear ALL IRS-related data from your device, and wait until tomorrow. The limit resets at midnight EST, not 24 hours from your last attempt.

This has been such an informative discussion! I'm a parent of two kids in elementary school and had been donating supplies throughout the year without really thinking about the tax implications. After reading through all these great suggestions, I decided to take action on several fronts. First, I emailed both of my kids' teachers with a list of what I've donated so far this year and asked for simple acknowledgment emails - both teachers were very understanding and provided exactly what I needed within a day. I also set up the spreadsheet system that several people mentioned with all those detailed columns. When I added everything up, I was surprised to find I'd donated over $200 across both classrooms! Combined with my mortgage interest and state taxes, this actually puts me in a position where itemizing makes sense. One additional tip I discovered - our school district's main office told me they can provide an official donation receipt if teachers aren't able to, as long as you provide them with the details of what was donated and when. They said many parents don't realize this is an option, but they're happy to help with tax documentation for legitimate classroom donations. Thanks everyone for sharing your experiences and tools - this thread has definitely changed how I'll approach school donations going forward!

This thread has been incredibly helpful! As someone who works in tax preparation, I see this confusion about classroom donations come up frequently during tax season. A few additional points that might help clarify things: 1) The "contemporaneous" requirement that Andre mentioned is key - ideally you want documentation created around the time of the donation, not months later. However, for donations under $250, the IRS is generally reasonable about accepting reconstructed records if you can show a clear pattern of giving. 2) For those tracking donations throughout the year, remember that volunteer time cannot be deducted, but out-of-pocket expenses for volunteer activities (like supplies for a class party you organized) can be. 3) One strategy I recommend to clients is taking photos of the classroom supply lists teachers send home, along with your receipts. This creates a clear connection between the school's request and your purchase, which strengthens your documentation. 4) If you're close to the itemization threshold, consider bunching charitable donations into alternating years. For example, buy supplies for both this year and next year in December, then skip donations the following year and take the standard deduction. The tools and systematic approaches people have shared here are excellent - proper documentation really does make tax time much smoother!

I'm going through this exact same situation right now! My 970 code just appeared on my transcript yesterday with no other information, and I was starting to panic about what it meant for my refund. Reading through everyone's experiences here has been such a relief - I had no idea how common this was! It's really reassuring to see that most people get resolution within 3-4 weeks and that the code appearing alone is typically just the start of a routine review process. I claimed both the Earned Income Credit and education credits this year, so based on what others have shared, it could be related to either of those. I'm going to try to be patient and wait for the letter rather than obsessively checking my transcript (though that's going to be tough!). Thanks to everyone who shared their timelines and outcomes - it really helps to know what to expect and that this usually resolves without major issues. It's comforting to see I'm definitely not alone in dealing with this stressful situation!

I'm currently dealing with this exact same situation! Just noticed the 970 code appeared on my transcript about 4 days ago with absolutely nothing else accompanying it, and I've been frantically searching for answers ever since. This thread has been incredibly helpful and reassuring - I had no idea this was such a common occurrence! Reading through everyone's experiences has definitely calmed my nerves. I was convinced there was some major issue with my return, but it sounds like this is typically just the IRS starting their standard review process. I claimed the Child Tax Credit and some education expenses this year, so based on what others have shared, it's likely related to verifying one of those. The hardest part is definitely the uncertainty and not knowing what they're specifically reviewing. I've been guilty of checking my transcript multiple times a day since the code appeared, but after reading everyone's advice here, I'm going to limit myself to checking once a week and just wait patiently for that letter to arrive. It seems like most people get resolution within 3-4 weeks, which gives me hope that this won't drag on forever. Thanks to everyone who shared their experiences and timelines - it really helps to know that this usually resolves smoothly and that I'm not alone in dealing with this stressful situation!

Called my bank and they said they release irs deposits immediately when recieved no matter what the scheduled date is

Usually takes 1-3 business days once you see the 846 code! I've been tracking mine for years and it's pretty consistent. The date on your transcript is when the IRS releases the funds, but your bank might post it earlier or on that exact date. Since you're with Chase, they typically don't hold federal deposits - you'll probably see it Monday or Tuesday if your date shows 2/14. Good luck! 🤞

This thread has been incredibly informative! I'm dealing with a similar situation - about $4.12 in dividends from some stocks I bought last year but can't access the account anymore. I was honestly planning to just ignore such a small amount, but after reading everyone's experiences here, I realize that's not the right approach. The explanation about the difference between when companies are required to send 1099-DIV forms (over $10) versus when we're required to report the income (all of it) really cleared things up for me. I had no idea the IRS could still track these small payments through their automated matching systems even without the forms being sent to us. I'm going to try calling my brokerage tomorrow using the security questions approach that several people mentioned worked for them. It sounds like most major brokerages have good procedures for helping with tax document requests during tax season, even without full account access. Thanks to everyone who shared their experiences and advice - this community is so helpful for navigating these confusing tax situations! Better to spend a few minutes getting it right than worry about compliance issues later.

This discussion has been incredibly helpful! I'm in a very similar situation with about $6 in dividends from a Fidelity account I can't access due to a forgotten password. I was initially thinking of just skipping it since it's such a small amount, but after reading everyone's experiences, I now understand that ALL dividend income must be reported regardless of the amount. The key insight for me was learning that the $10 threshold only determines when brokerages are required to send 1099-DIV forms - it has nothing to do with our obligation to report the income. Even more importantly, I had no idea that brokerages still report these small payments to the IRS with our SSN, so their automated matching systems could potentially flag unreported income later. I'm definitely going to try calling Fidelity tomorrow using the security questions approach that several people mentioned worked successfully. It sounds like most major brokerages have established procedures for helping customers get tax information without requiring password access during tax season. Thank you to everyone who shared their real experiences and advice - this thread has completely changed my understanding of the reporting requirements and given me a clear path forward. Much better to spend a few minutes handling this properly than to risk compliance issues down the road!