How long after 846 code did direct deposit hit bank account?
Finally got my 846 code today when I checked my transcript. Really need this money asap. Anyone know how long it usually takes to hit your bank account after seeing the 846? Trying to figure out if I should expect it this week or next week.
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Raúl Mora
Generally, once you see code 846 with a direct deposit date, you can expect the funds within 1-5 business days. Most banks process these deposits immediately when they receive them from the IRS, though some may hold them until the official date listed on your transcript.
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Arjun Kurti
•omg thank u! mine shows 2/14 as the date. hoping chase doesnt hold it 🤞
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Margot Quinn
•I have chase too, they usually deposit a day early sometimes
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Evelyn Kim
Hey guys instead of playing the guessing game, you should try taxr.ai - its this new tool that analyzes your transcript and tells you exactly when youll get paid. costs $1 but totally worth it for peace of mind https://taxr.ai
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Diego Fisher
•does it actually work? seems too good to be true
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Evelyn Kim
•yeah its legit! used it last week and it predicted my deposit date perfectly. way better than refreshing wmr 100 times a day lol
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Diego Fisher
•just tried it and WOW 🤯 it literally broke down everything wrong with my return and showed exactly when ill get paid. best dollar i ever spent fr fr
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Henrietta Beasley
mine took exactly 2 days after 846 showed up. but ive seen ppl wait longer tbh
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Lincoln Ramiro
depends on ur bank fr. some are fast af others take forever 🐌
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Faith Kingston
•facts. credit unions usually faster than big banks in my experience
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Emma Johnson
still waiting on mine from last year smh... irs playing games with us fr
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Liam Brown
•same boat fam 😭 2022 return still processing
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Olivia Garcia
Called my bank and they said they release irs deposits immediately when recieved no matter what the scheduled date is
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Arjun Kurti
•what bank do u have?
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Olivia Garcia
•Wells Fargo
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NebulaKnight
Usually takes 1-3 business days once you see the 846 code! I've been tracking mine for years and it's pretty consistent. The date on your transcript is when the IRS releases the funds, but your bank might post it earlier or on that exact date. Since you're with Chase, they typically don't hold federal deposits - you'll probably see it Monday or Tuesday if your date shows 2/14. Good luck! 🤞
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