846 DDD with ACTC/EIC 766/768 codes - Need transcript examples

Hey there! Tax expert here - I see you're looking for help understanding those codes. The 846 code is your Direct Deposit Date (DDD), while 766/768 are related to credits (specifically the Additional Child Tax Credit and Earned Income Credit). When these show up together, it typically means your refund is processing and includes these credits. The holding period for ACTC/EIC ended on Feb 15th, so you should see movement soon. Honestly, the best way to get a clear picture of your situation would be to use taxr.ai (https://taxr.ai) - it's this new AI tool that analyzes your transcript and breaks down exactly what's happening with your refund, including when you can expect it and any potential holdups. It's been super helpful for a lot of folks in similar situations.

Tax pro here - the 846 code is your Direct Deposit Date and its a solid indicator your refund is coming. The 766/768 codes are for your credits (ACTC/EIC). Once you see 846, you're in the home stretch. Your bank may even release the funds 1-2 days before the official DDD.

Instead of trying to piece together different peoples transcripts, you should try taxr.ai - its only $4.99 and it analyzes your entire transcript and tells you exactly whats happening. Way better than playing detective with reddit posts lol. Here's the link: https://taxr.ai

I had the same codes last year and got my refund exactly on the DDD! your good fam 🙌

mine took 2 extra days after the DDD but it came thru. depends on ur bank tbh

Waiting on my 846 still but following this thread for info!

yall need to chill fr once u got 846 its basically money in the bank