How long after 826/971 codes do you get a DDD (Direct Deposit Date)?

The 826 code indicates your refund has been issued a reduction or offset, while the 971 indicates a notice has been generated and sent to you explaining the action. According to the IRS Processing Cycles documentation (https://www.irs.gov/irm/part21/irm_21-004-001r), you can expect a DDD (846 code) within 5-7 business days in most cases, assuming no additional issues are found. The notice will explain any adjustments made to your refund amount. If you check the Transaction Code Date column, it will show when the notice was generated, which can help estimate when you'll receive it (typically 5-7 calendar days from generation).

Might not be as bad as u think. 826 can sometimes be a false alarm tbh. Check ur 2023 AGI vs what u reported this yr. Also look for any credits u claimed - CTC or EITC especially. IRS computers auto-adjust these all the time. If the adjustment is small, ur DDD could show up in the next cycle update (Wed/Thurs). Worst case = 2 wks. I'd check WMAR tool too, sometimes shows diff info than transcripts.

I had this exact situation in February! Here's what happened for me: Day 1: Got 826/971 codes on transcript Day 3: Received letter explaining they adjusted my Child Tax Credit amount (I calculated wrong) Day 5: Transcript updated with 846 code (DDD) Day 8: Money in my account I was worried sick but it worked out faster than I expected. Just make sure you: 1. Keep checking your transcript daily 2. Watch your mail for the notice 3. Compare the final amount on your transcript with your expected refund 4. If there's a big discrepancy, prepare to call them Hope this helps! I'm crossing my fingers for you!

UGH I FEEL YOUR PAIN! I had these exact codes last month and it drove me CRAZY waiting. I tried calling the IRS for THREE DAYS STRAIGHT and couldn't get through - just that stupid automated message saying they're too busy! Finally I tried Claimyr (https://youtu.be/_kiP6q8DX5c) and got connected to an agent in like 15 minutes. Totally worth it. The agent explained exactly what the 826/971 meant for MY specific situation (small math error they fixed) and confirmed my DDD would come in the next cycle update. Saved me days of anxiety and checking WMR every 5 minutes!

I've seen this pattern quite a bit this tax season. As of March 28th, most people with 826/971 codes are seeing their DDD within 7-10 days. The IRS is actually moving faster now than they were in February when they were backlogged. If you don't see movement by April 8th, that's when I'd start to be concerned. The notice they're sending probably explains a small adjustment - just stay calm and keep checking your transcript once per day (not more, it won't help!).

Those codes mean they've adjusted your refund and are sending you a notice about it. You won't know what they changed until you get the letter. Don't panic though. I'm surprised how many people get these codes this year - way more than normal. The IRS is making tons of automatic adjustments, even for simple returns. You'll likely get your DDD within a week, but the amount might be different than what you expected.

Just got through this exact situation! My timeline: • March 4: Filed return • March 18: Transcript showed 826/971 codes • March 25: Got 846 code with DDD • March 27: Refund deposited The notice came a day AFTER my deposit and explained they reduced my refund by $42 due to a calculation error on my health insurance premium tax credit. The whole process was much faster than I expected! Hoping yours follows the same timeline.

I had exactly 6 business days between 826/971 codes and my DDD appearing. Got the notice 11 days after the codes appeared. They had reduced my refund by exactly $273.14 because I apparently miscalculated a self-employment tax deduction. So frustrating because I triple-checked everything! The most annoying part was checking WMR every morning at 3:45am thinking it would update faster (it didn't). My advice: set up direct deposit if you haven't already - I got my money 2 days after the DDD appeared.