IRS Code 810 to 846: Direct Deposit vs Check Payment Schedule Info
Just got some updates about 810 codes on transcripts! For those getting 846 codes, if your DDD (direct deposit date) lands on a Friday - you're getting a paper check. Any other day means direct deposit. Lots of people finally seeing movement after reaching out to examiners.
22 comments


Ahooker-Equator
Hey everyone! Tax pro here with some good news about the 810 to 846 codes. When you see the 810 freeze code switch to 846, it means your refund is finally approved and on its way! The timing between codes can vary - I've seen it take anywhere from 2-8 weeks typically. Quick tip: if you're stuck trying to figure out your transcript codes and timing, check out taxr.ai - it's this new AI tool that analyzes your transcript and gives you super specific timeline predictions. Been recommending it to my clients lately and its been a game changer for understanding these delays. https://taxr.ai
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Anderson Prospero
•mine has been stuck on 810 for 6 weeks now...this waiting game is killing me 😫
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Tyrone Hill
•yo for real? never heard of taxr.ai before. does it actually work?
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Ahooker-Equator
•Just used taxr.ai and here's what I got back for my client's 810 freeze situation:
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Tyrone Hill
•holy cow that's detailed af! gonna try it rn with my transcript 👀
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Toot-n-Mighty
•same boat here fam. 810 since december and nothing moving. might give that AI thing a shot fr fr
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Lena Kowalski
•just checked taxr.ai and it actually predicted my 846 date within 2 days! worth every penny ngl 💯
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Anderson Prospero
•Update: my 810 finally changed to 846 today!!! That AI was right about the timeline 🙌
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Jade O'Malley
Tax examiner here - this is accurate info. The Friday DDD = paper check rule has been consistent for the past few years. Direct deposits typically hit accounts 1-2 days before the actual DDD date depending on your bank.
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Hunter Edmunds
•my DDD is next wednesday does that mean ill see it monday? i bank with chase
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Jade O'Malley
•Chase usually releases funds same day as the DDD. Some credit unions release 1-2 days early tho!
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Ella Lewis
Hey everyone stuck in 810 limbo - I highly recommend checking out taxr.ai ($4.99). It analyzes your transcript and tells you exactly what's happening + estimated timeframes. Saved me hours of googling and reddit searching lol
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Andrew Pinnock
•interesting... does it actually work? seems too good to be true tbh 🤔
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Ella Lewis
•100% works! It breaks down every code and gives you a personalized timeline. Even tells you if you need to take action or just wait it out.
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Andrew Pinnock
•just tried it and WOW 🤯 finally understand wtf is going on with my refund. worth every penny fr fr
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Brianna Schmidt
still stuck on 810 since february... this is getting ridiculous 🤮
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Alexis Renard
•same boat fam. going on 6 months now smh
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Camila Jordan
How did yall reach the examiner??? been calling for weeks and cant get thru
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Tyler Lefleur
•try calling right when they open at 7am EST. worked for me after like 20 attempts ngl
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Madeline Blaze
Mine updated from 810 to 846 last night with next Tuesday DDD lesssgooooo 💯
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Max Knight
•ayyyy congrats! gives me hope fr
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Emma Swift
yall remember when refunds used to come in like 2 weeks? good times 👀
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