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Jayden Reed

2024 Federal Refund Deposited but WMR & Transcript Not Updated (Chime Bank)

Got my federal refund deposited to my Chime account today but Where's My Refund tool still hasn't updated and transcript shows no changes. Filed with no dependents. Anyone else experiencing this?

This is actually pretty common. The WMR tool and transcripts can lag behind by 24-48 hours after the deposit hits your account. The IRS systems don't always sync in real-time, especially with online banks like Chime that tend to release funds early.

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oh thank god, i was worried something was wrong! 🙏

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Eli Wang

same thing happened to me last week with Current bank. took like 2 days for wmr to catch up lol

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Hey guys instead of playing the guessing game with WMR and transcripts, I've been using taxr.ai and its been a game changer. For $1 it analyzes your transcript and tells you exactly whats going on. https://taxr.ai

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how accurate is it? seems too good to be true tbh

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its scary accurate! it picked up on a delay i had from a missing w2 before i even knew about it

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just tried it and WOW 🤯 wish i knew about this weeks ago instead of refreshing wmr like a 🤡

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chime gang rise up 😤

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fr fr chime always coming thru early with the deposits 💯

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Didn't even file yet and yall already getting deposits smh im behind the curve

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wat cycle were u on? trying to figure out when mine might hit

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filed 1/29, accepted same day

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Consider yourself lucky! Still waiting on my 2022 return to process 😭

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oof thats rough. have you tried calling the tax advocate?

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been trying for months, cant get through 🤦‍♀️

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