EDD took more money than my overpayment amount - will I get the $268 refunded?
Hey everyone, I'm in a weird situation with EDD. They hit me with an overpayment notice for approximately $1,200 a few months ago (something about unreported income from a side gig I did). Instead of setting up a payment plan, they intercepted both my state tax refund AND my federal tax refund. The problem is, they took MORE than what I owed! When I logged into my EDD account yesterday, it shows a credit balance of $268 in my favor. Has anyone experienced this before? Will they automatically send me the $268 they owe me back as a check? Or will it be applied to my EDD card? There's no info about refunds on their website that I can find, and calling is... well, you know how that goes. Any advice appreciated!
23 comments


Aisha Hussain
lol good luck gettin money BACK from edd 😂 took em 8 months to pay me benefits i was owed
0 coins
Mateo Rodriguez
•Oh great, that's what I was afraid of. 8 months?! I was hoping there'd be some automated process for refunds.
0 coins
GalacticGladiator
I went through this exact situation in May. When EDD takes more than the overpayment amount through tax intercepts, they're required to refund the excess. In my experience, you should receive a paper check to your mailing address on file within about 4-6 weeks. The system doesn't immediately process refunds - it has to go through their accounting department's reconciliation cycle, which typically happens monthly. Make sure your address is current in your UI Online account. If you don't receive anything after 6 weeks, you'll need to contact them specifically about the overpayment refund. Ask for the "Collections Division" when you call as they handle overpayment reconciliations.
0 coins
Ethan Brown
•This is 100% correct. I went through the same thing and got my refund check after 5 weeks. Make sure you keep checking your UI Online account too because sometimes they'll post a message there before sending the check.
0 coins
Yuki Yamamoto
they took my refunds too for overpayment but i never got any extra back...maybe they calculated interest?? did your original notice say anything about interest or penalties?
0 coins
GalacticGladiator
•Interest doesn't automatically apply to all overpayments - only those classified as fraudulent typically accrue interest and penalties. If your overpayment was deemed non-fraudulent (simple mistake), they shouldn't be adding interest. If they did take more than you owed without explanation, you should definitely call and ask for an accounting of what was taken.
0 coins
Carmen Ruiz
The credit balance on your account is definitely owed back to you. EDD should issue a refund automatically, but their systems don't always process these quickly. If you want to speed things up, you'll need to contact EDD directly. I recommend using Claimyr to get through to an EDD representative without the endless redial nightmare. I was in a similar situation last year and wasted days trying to reach someone. A friend told me about Claimyr (claimyr.com) - they got me connected to an agent in about 20 minutes. There's a video demo of how it works here: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km When you get through, specifically ask to speak with someone who can help with "tax intercept refunds" - regular UI representatives often don't have access to this system.
0 coins
Mateo Rodriguez
•Thanks for the tip! I've been dreading the call-hang up-redial cycle. I'll check out that service if I don't see anything in the next few weeks.
0 coins
Andre Lefebvre
Wait—they can take BOTH your federal AND state returns for an EDD overpayment??? I thought they could only intercept your state refund? I'm dealing with a $3000 overpayment right now and this has me PANICKING
0 coins
Zoe Dimitriou
•Yes, unfortunately both federal and state refunds can be intercepted for EDD overpayments. This happens through the Treasury Offset Program (TOP) at the federal level and the state's own offset program. They typically start with your state refund first, and if that doesn't cover the full amount, they'll intercept your federal refund as well. If you're concerned about this, you have options. You can set up a repayment plan with EDD before tax season, which might prevent the intercepts if you maintain the payments. Another option is to request a waiver if the overpayment wasn't your fault. Call EDD and ask about your specific options based on your case.
0 coins
Ethan Brown
Just to add one more detail to this thread - when I received my refund check from EDD after overpayment, the check came from the State Controller's Office, not directly from EDD. So don't throw away any official-looking mail from the state in the coming weeks. Also, the check didn't come with any explanation letter, just the check itself with a very basic stub.
0 coins
Mateo Rodriguez
•That's really helpful to know! I'll keep an eye out for mail from the State Controller's Office. Would hate to accidentally toss it thinking it was junk mail.
0 coins
QuantumQuest
i had a similar thing happen but with SDI not unemployment, they took too much money and I had to wait like 3 months for them to figure it out. the system is so broken!!!!!
0 coins
GalacticGladiator
•While both are administered by EDD, SDI and UI have completely different systems and departments handling them. The refund process for UI overpayments typically works more quickly than SDI issues, so OP's timeline should be shorter than 3 months.
0 coins
GalacticGladiator
One more thing to add - if 8 weeks pass and you still haven't received your refund, you can also try contacting your state assembly member's office. They have liaisons who work directly with EDD and can often get answers when regular channels fail. Just Google "[your city] state assembly member" to find your representative.
0 coins
Mateo Rodriguez
•That's a great idea! I'll definitely do that if things drag on. Really appreciate all the helpful advice everyone!
0 coins
Joshua Hellan
I went through something similar last year with a $900 overpayment where they intercepted both my refunds totaling $1,150. The good news is that yes, you should definitely get that $268 back! In my case, it took about 7 weeks to receive the refund check, and like others mentioned, it came from the State Controller's Office with minimal explanation. One tip I'd add - keep screenshots of your UI Online account showing that credit balance, just in case you need proof later. Also, if you need to call them about it, the best time I found to get through was Tuesday or Wednesday mornings right when they open at 8 AM. The Collections Division folks were actually pretty helpful once I got connected. The waiting is frustrating, but the system does eventually work for refunds when they clearly owe you money. Just be patient and keep monitoring your account!
0 coins
William Rivera
•Thanks for sharing your experience! 7 weeks isn't too bad considering all the horror stories. I'll definitely take those screenshots right now - that's smart advice. Tuesday/Wednesday at 8 AM, got it! Hopefully I won't need to call but good to know the best times if I do.
0 coins
GalacticGuru
I actually work in tax preparation and see this situation fairly often during tax season. When EDD intercepts both federal and state refunds that exceed the overpayment amount, they are legally required to refund the excess within 60 days. The $268 credit balance you see is definitely owed back to you. A few things to keep in mind: The refund will come as a paper check to your address on file, not to your EDD card. Make sure your address is current in UI Online. Also, the check typically comes with a very generic memo line like "overpayment adjustment" so it might not be immediately obvious what it's for. If you don't receive it within 8 weeks, I'd recommend calling and asking specifically for the "Benefit Payment Control" unit - they handle these refund reconciliations and can tell you exactly when your refund was processed and mailed out. Keep that screenshot of your credit balance handy when you call!
0 coins
Darcy Moore
•This is super helpful coming from someone who sees this professionally! I'm definitely going to make sure my address is updated in UI Online right now. The "Benefit Payment Control" unit is a new one for me - good to know there's a specific department that handles these reconciliations. I'll keep that screenshot handy and hopefully won't need to use it, but at least I know exactly who to ask for if I do have to call. Thanks for the detailed breakdown!
0 coins
James Maki
This exact thing happened to my sister about 6 months ago! EDD intercepted her tax refunds for a $800 overpayment but took around $1,050 total. She was worried they'd keep the extra money forever, but she actually did get a refund check for the difference after about 6 weeks. The check came from the State Controller's Office like others mentioned, and it was pretty basic - just said "EDD overpayment refund" or something like that. She almost threw it away thinking it was some kind of scam mail at first! My advice would be to wait the 6-8 weeks that seems to be normal, but definitely keep checking your UI Online account to make sure that credit balance doesn't mysteriously disappear. If you don't see the check by then, the Collections Division route that others suggested seems to be the way to go. Good luck!
0 coins
Anastasia Kozlov
•Thanks for sharing your sister's experience! That's really reassuring to hear another success story. I can totally see how someone might mistake that check for junk mail - especially with how generic the description sounds. I'll make sure to keep an eye out for anything from the State Controller's Office over the next couple months. Good point about monitoring the credit balance too - I'll be checking that regularly to make sure it doesn't just vanish. Appreciate the encouragement!
0 coins
Keisha Johnson
This is actually pretty common when EDD intercepts multiple refunds for overpayments. I'm a tax advisor and see this frequently - when they grab both state and federal refunds through the Treasury Offset Program, the amounts don't always align perfectly with what you owe. The $268 credit balance you're seeing is legitimate money owed back to you. From what I've observed with clients, EDD typically processes these refunds within 4-8 weeks through their monthly reconciliation cycle. The refund will come as a paper check from the State Controller's Office (not EDD directly) to whatever address you have on file in UI Online. Two important things: 1) Double-check that your mailing address is current in your account, and 2) Keep a screenshot of that credit balance showing the $268 - you'll want that documentation if you need to follow up later. If you don't receive anything after 8 weeks, call and specifically ask for the "Benefit Payment Control" unit when you get through. They handle overpayment reconciliations and can track exactly when your refund was processed and mailed. The regular UI reps often can't access this information. You should definitely get your money back - it's just a matter of waiting for their slow bureaucratic process to catch up!
0 coins