EDD overpayment issue - need advice on talking to an agent about large amount owed
I owe a large amount to EDD and need to talk to someone about it. Any advice on how to handle this situation? I'm really stressed out and don't know where to start.
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Dmitry Ivanov
Been there, done that. Here's what you need to do: • Gather all your EDD documents, especially notices about the overpayment • Figure out why they say you owe money - do you agree? • Write down questions about repayment options and appeals • Be ready to explain your financial situation Stay calm during the call. Remember, the person on the other end is just doing their job. Good luck!
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Ava Garcia
•This is solid advice. I'd add: take notes during the call! You'll want to remember everything they tell you.
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Miguel Silva
•Yep, and get the name of who you talk to. Makes follow-up way easier if you need it.
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StarSailor
•Thanks everyone, this is really helpful. I'm feeling a bit more prepared now.
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Zainab Ismail
Ugh, the EDD is such a nightmare to deal with. I've been trying to get through for weeks!
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Connor O'Neill
•Tell me about it 🙄 I swear they make it hard on purpose
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QuantumQuester
•Have you tried calling right when they open? Sometimes that works for me.
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Yara Nassar
Hey, I found a way to actually get someone on the phone. I used this site called claimyr.com - it's a calling tool that dials the phone menu, stays on hold, and then connects you when a live agent picks up. It costs $20, but it worked for me. Here's a video about it: https://youtu.be/Ize0EkN4HDI
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Keisha Williams
•Sounds too good to be true. Does it really work?
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Yara Nassar
•Yeah, it does! I was skeptical too, but I was desperate. It saved me hours of hold time.
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Paolo Ricci
•$20 seems steep just to make a phone call...
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Yara Nassar
•I get that, but consider how much your time is worth. For me, not spending hours on hold was worth it.
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Amina Toure
whatever you do, DON'T ignore this. I made that mistake and ended up owing way more bc of penalties 😭
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Oliver Zimmermann
Has anyone successfully appealed an overpayment? I'm thinking about trying but idk if it's worth the hassle
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CosmicCommander
•I did! It took forever, but they reduced what I owed by like 60%. Def worth a shot imo
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Natasha Volkova
•Same here. Make sure you have all your docs in order tho. They're sticklers for paperwork.
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Javier Torres
pro tip: if you cant pay it all back at once, ask about a payment plan. they can usually work smthing out
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StarSailor
•That's good to know, thanks! I'll definitely ask about that option.
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