EDD only paid $450 for two weeks - should it be two separate deposits?
Just got my first EDD payment today after certifying for two weeks. I was expecting two separate deposits (one for each week) but only received a single payment of $450. I thought the weekly benefit amount was supposed to be $450, meaning I should have gotten $900 total for both weeks? Is this normal for them to combine weeks into one payment, or did they miss paying me for one of my weeks? My certification status shows 'paid' for both weeks in UI Online. I'm freaking out a little because I budgeted assuming I'd get the full amount. Anyone else experience this?
28 comments


Mia Alvarez
EDD normally issues one payment for multiple certified weeks, not separate payments. But if your WBA is $450, then you should have received $900 (minus any deductions). Check the payment details in your UI Online account - click on 'Payment Activity' and it will show the breakdown of what was paid for each week. Look for any reductions like taxes withheld or deductions for partial earnings. If the status shows 'paid' for both weeks but the amount is only $450 total, there's definitely something off.
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Zachary Hughes
•Thanks for explaining! I just checked Payment Activity and you're right - both weeks show as paid but there's something weird going on with the second week. It shows a deduction labeled "excessive earnings" even though I didn't work at all during that period. Is this some kind of error?
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Carter Holmes
did u report any income those weeks? even a tiny bit of income can reduce ur payment or make u not eligible for a week
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Zachary Hughes
•No, I didn't work at all during those weeks! That's why I'm so confused. The certification questions asked if I earned anything and I answered 'no' for both weeks.
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Sophia Long
This happened to me last month - turned out I accidentally reported some severance pay in the wrong field and it counted it as earnings. Double-check your certification answers. Sometimes people accidentally report vacation pay, severance, or even pension distributions in the earnings field. If you made a mistake, you'll need to contact EDD to fix it.
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Zachary Hughes
•Oh!! That might be it! I did receive a final commission check from my previous job during the second week. But I didn't think that counted since I wasn't working anymore. Should I have reported that as income? Now I'm worried I messed up.
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Angelica Smith
Any money you get during unemployment has to be reported even if it's from work you did before getting laid off!!!!! I learned this the hard way. Commission, bonuses, severance, vacation payout - IT ALL COUNTS as income during the week you receive it, not when you earned it. EDD is weird like that.
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Zachary Hughes
•Ugh I had no idea. That commission check was for like $900 so that would definitely explain why I didn't get paid for that week. Do I need to do anything to fix this or is it correct the way it is now?
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Logan Greenburg
If you received a commission check during your claim period, that was correctly deducted from your benefits. EDD considers income when it's received, not when it was earned. Since your UI Online shows both weeks as 'paid,' the system is working correctly - you were eligible for $450 for the first week, and $0 for the second week due to excessive earnings. This isn't an error that needs correction - the system did exactly what it's supposed to do when you have earnings in a week.
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Zachary Hughes
•Thanks for clearing that up! I wish the EDD website explained this better. At least now I understand what happened.
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Charlotte Jones
just wait til u get random penalty weeks lol the system is so confusing
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Lucas Bey
•Penalty weeks only happen if you deliberately misreport information or commit fraud. They don't randomly assign them. In this case, the system worked correctly - the OP received commission during one week, which counted as income and reduced their benefit for that week. This is normal and expected.
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Sophia Long
Since you need to talk to EDD about your situation, I highly recommend using Claimyr to get through to an agent quickly. I was stuck in phone call hell for days before I found them at claimyr.com - they helped me connect with an EDD rep in under 20 minutes. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. The agent can explain exactly how your commission affected your benefits and make sure everything is correct going forward.
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Charlotte Jones
•does that actually work? i tried calling edd like 50 times last month and never got through
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Mia Alvarez
For future reference: When certifying, you need to report ALL income received during the week, even if it's from work you did before filing for unemployment. This includes final paychecks, commissions, bonuses, severance, vacation pay, etc. EDD calculates deductions based on when you receive money, not when you earned it. For earnings reporting, EDD uses a formula: the first $25 or 25% of your earnings (whichever is greater) doesn't count against you, but the rest reduces your weekly benefit amount dollar-for-dollar. So with a $900 commission and a $450 WBA, you'd have a deduction of around $675-700 depending on the exact calculation, which would zero out that week's payment.
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Zachary Hughes
•This is super helpful information! I appreciate everyone explaining this so clearly. I'll be much more careful with my future certifications.
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Emma Davis
Hey Zachary! I went through something similar when I first started claiming. The EDD system can be really confusing about income reporting. Just wanted to add that if you ever get confused about what counts as "earnings" in the future, the general rule is: if money hits your bank account during a certification week, you need to report it, regardless of when you actually did the work. This includes things like final paychecks, commissions, bonuses, holiday pay, severance, vacation payouts, and even some retirement distributions. The key is the DATE YOU RECEIVE the money, not when you earned it. It sounds like you've got it figured out now, but keeping track of any incoming payments will help you avoid surprises in future certifications!
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Emma Garcia
•This is really good advice! I wish I had known this rule from the beginning. It would have saved me a lot of confusion and stress. The "when you receive it, not when you earned it" rule seems to be the key thing that trips people up. I'm definitely going to keep better track of any payments coming in during certification weeks going forward. Thanks for breaking it down so clearly!
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Zoe Alexopoulos
This is exactly why I always tell people to read through ALL the certification questions carefully before answering! The EDD system is actually working correctly in your case - you got paid for the week without income ($450) and correctly had a deduction for the week you received the commission check. I know it's frustrating when you're expecting a certain amount and get less, but the system did what it's supposed to do. One tip for the future: keep a simple calendar or note on your phone tracking any money you receive during claim weeks (even stuff from your old job) so you can report it accurately when certifying. It'll help you predict your benefit amounts better and avoid these surprises.
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Elliott luviBorBatman
•That's such a smart tip about keeping a calendar! I'm definitely going to start doing that. It would have saved me so much stress if I had tracked that commission payment ahead of time. I was budgeting based on getting $900 and then panicked when I only saw $450. Now I realize the system was actually working perfectly - I just didn't understand the rules. Thanks for the practical advice about tracking incoming payments during claim weeks!
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Amina Bah
I just want to echo what everyone else has said - this is totally normal and the system worked correctly! When I first started claiming, I made the exact same mistake with a bonus payment from my previous employer. It's super confusing because logically you think "this is from work I already did before I was unemployed" but EDD cares about when the money hits your account, not when you earned it. The good news is you didn't do anything wrong that would cause penalties - you just learned an important lesson about income reporting. Keep all the advice here in mind for future certifications, and don't stress about this one. The $450 you got for the first week is correct, and the $0 for the commission week is also correct. You'll get back to your full $450 weekly amount once you don't have any incoming payments to report!
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Joshua Hellan
•Thanks for the reassurance! It really helps to know I'm not the only one who made this mistake. The "when you receive it vs when you earned it" concept is so counterintuitive - I kept thinking that commission was from my old job so it shouldn't matter anymore. But now I get it. I'm actually relieved to know the system worked correctly and I didn't accidentally mess something up that would cause bigger problems down the road. Looking forward to getting back to the full weekly amount once I don't have any more surprise payments coming in!
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Sophia Rodriguez
I went through something very similar when I first started claiming! The confusion about commission payments is so common - I think EDD should really make this clearer in their instructions. Just to add one more helpful tip: if you ever have questions about whether something counts as reportable income, there's actually a section in your UI Online account under "Benefit Programs Online" that has examples of what to report. Things like jury duty pay, pension payments, and even some types of settlement money can affect your benefits too. It's worth bookmarking that page for reference. Also, don't feel bad about the budgeting mishap - most of us have been there! Once you get into a routine with no surprise payments, it becomes much more predictable. Hang in there!
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Amina Toure
•This is such great advice, thank you! I had no idea there was a section in UI Online with examples of reportable income. I'm definitely going to bookmark that page - it sounds like it would have saved me a lot of confusion if I'd found it earlier. And you're so right about EDD needing clearer instructions on this stuff. The whole "when you receive it vs when you earned it" thing really isn't intuitive at all. I appreciate everyone being so helpful and understanding about this mistake - it makes me feel a lot better knowing so many people have been through the same thing!
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Ryder Everingham
I see you've gotten some great explanations here! Just wanted to add my perspective as someone who's been navigating EDD for a while. The commission payment situation you described is actually one of the most common sources of confusion for new claimants. What happened to you is completely normal and correct - EDD processed your claim exactly as they should have. The key thing to remember going forward is that ANY money you receive during a claim week needs to be reported, regardless of when you actually performed the work. This includes final paychecks, commissions, bonuses, severance, vacation payouts, holiday pay, and even things like jury duty compensation. The system calculates your benefits based on the week you physically receive the payment, not when you earned it. It's counterintuitive but that's how it works. For budgeting purposes, I'd suggest keeping a simple spreadsheet or calendar note of any expected payments (even from your old job) so you can anticipate how they'll affect your weekly benefit amount. You handled this situation perfectly by asking questions and learning from it!
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StarSeeker
•This is such comprehensive advice, thank you! I really appreciate you taking the time to explain everything so thoroughly. The spreadsheet idea is brilliant - I'm definitely going to start tracking any expected payments so I can budget more accurately. It's actually kind of a relief to know this is such a common confusion point for new claimants. Makes me feel less silly for not understanding it initially! Everyone here has been so helpful in explaining how the system actually works. I feel much more confident about future certifications now that I understand the "when you receive it" rule. Thanks again for all the guidance!
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Miguel Hernández
I just wanted to chime in as someone who went through almost the exact same situation! I was so confused when I got my first payment because like you, I was expecting separate deposits for each week. The single payment threw me off completely. What really helped me understand was logging into UI Online and looking at the detailed breakdown in the Payment Activity section - it shows exactly what happened with each week. In your case with the commission, that's actually a super common issue that trips up new claimants. The timing rules are so weird - it doesn't matter that the commission was from work you did before filing, what matters is that you received it during your claim week. I made a similar mistake with a final vacation payout and had the same panic when my payment was less than expected. The good news is you didn't do anything wrong and there's no penalty - you just learned one of those EDD quirks that nobody explains clearly upfront. Keep asking questions here when you're unsure about anything - this community has been a lifesaver for navigating all the confusing EDD rules!
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Carmen Lopez
•Thanks Miguel! It's so reassuring to hear from someone who went through the exact same thing. You're absolutely right about the Payment Activity section - that's where I finally saw the "excessive earnings" deduction that explained everything. I had that same panic when I saw only $450 instead of the $900 I was budgeting for! The vacation payout situation you mentioned sounds very similar to my commission issue. It's wild how these timing rules work - I would have never guessed that money from my old job would still affect my unemployment benefits weeks later. This community has been amazing for explaining all these quirky EDD rules that seem so obvious once you know them but are completely mystifying when you're new to the system. Definitely going to keep asking questions here when I run into other confusing situations!
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