EDD late filing question - will I lose benefits if I don't apply immediately after job loss?
I got laid off last Thursday but haven't submitted my unemployment claim yet because I've been dealing with some family emergencies. It's now Tuesday and I'm starting to worry if I messed up by not filing immediately. Does EDD penalize you for not applying on your first day of unemployment? Will they backdate my claim to my actual last day of work or am I losing money for each day I wait? I heard somewhere you have like a 7-day window but then someone else told me I should've done it immediately. Really confused about this and don't want to lose any potential benefits!
15 comments
Zara Mirza
Don't panic! There's no requirement to file your unemployment claim on the exact first day you become unemployed. You can file your claim at any time, but benefits are only payable from the week you file. EDD won't automatically backdate your claim to your last day of work. That said, you can request to backdate your claim if you had a good reason for not filing sooner. Your family emergency might qualify as good cause. When you file, there should be a section where you can request backdating and explain why you couldn't file earlier. I'd recommend applying ASAP though - every week you wait is potentially a week of benefits you might not receive.
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Sean Kelly
•Thank you so much! That's a huge relief. I'm going to file tonight for sure. Do you know if I need any specific documentation for the backdating request? I don't have anything official about the family emergency.
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Luca Russo
ur fine!! i waited like 2 weeks after getting fired b4 i did mine lol. just do it asap, better late than never
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Nia Harris
•This is BAD advice! You absolutely lose money by waiting! Each day you delay is money OUT OF YOUR POCKET. The EDD system is DESIGNED to make people miss out on benefits. I waited just 10 days last year and lost an entire week of benefits because they only pay from when you FILE not when you lost your job!!!
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GalaxyGazer
The official EDD policy is that benefits begin from the Sunday of the week you file your claim, not from your last day of work. So technically you are losing potential benefits for each week you delay filing. However, you can request to have your claim backdated if you had "good cause" for not filing sooner. A family emergency could qualify as good cause. When you complete your application, there will be a question asking if you want to backdate your claim - select "Yes" and provide your explanation. The key thing to understand is that backdating isn't automatic - EDD has to approve your reason. Some valid reasons include: - Website technical issues that prevented filing - Serious illness or family emergency - Misinformation from an employer about eligibility - Natural disasters I'd recommend applying today and requesting backdating. Worst case, they deny the backdating request but you'll still get benefits from this week forward.
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Sean Kelly
•This is really helpful - thank you! I didn't realize there was an actual option to request backdating. I'll definitely do that when I apply today.
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Mateo Sanchez
When I lost my job I waited almost 3 weeks to file cause I thought I'd find something else quick. Big mistake! EDD only paid me from when I finally applied, not when I actually became unemployed. Don't be like me - file right away!!
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Aisha Mahmood
Everyone here is giving different info but let me tell you what ACTUALLY happened with me last month. I filed 9 days after my last day because I was confused about the process. I called EDD and asked about backdating and they said yes, but I had to specifically REQUEST it by phone - it wasn't automatic. Trying to get through to EDD was absolute torture though - called 28 times in one day and kept getting the "we're receiving too many calls" message. I finally used Claimyr (claimyr.com) to connect with an EDD rep without the constant redialing. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Once I got through to a rep, they backdated my claim to my actual last day of work since I had a reasonable explanation for the delay. So yes, you can get backdated but you need to specifically request it - file ASAP and then call to request backdating.
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Ethan Moore
•is that Claimyr thing legit? seems sketchy to me but im desperate at this point, been calling EDD for 2 weeks straight with no luck
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Aisha Mahmood
•Yeah it worked for me - they basically just connect you with an EDD rep. You still talk directly to EDD for your claim stuff. Was worth it for me because I was going crazy trying to get through on my own.
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Zara Mirza
Just to add to my earlier comment - when you file your claim and request backdating, make sure you have some documentation of your family emergency if possible. This could be medical records, travel receipts, or anything that supports your explanation. EDD doesn't always require documentation, but having it ready can speed up the process if they do ask for it. Also, be aware that there's a difference between: 1. Filing a new claim (what you're doing now) 2. Certifying for benefits (what you'll do every two weeks after your claim is approved) Make sure you understand both processes so you don't miss any deadlines going forward!
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Sean Kelly
Update: I just submitted my application and requested backdating to last Thursday. I explained about the family emergency in the comment section. Now I'm just waiting for them to process everything. Thanks everyone for your help! I'll update when I hear back about whether they approved the backdating or not.
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GalaxyGazer
•Great job getting your application submitted! Just be prepared that you might need to follow up by phone about the backdating request. In my experience, backdating requests made only through the online application sometimes get overlooked. If you don't see your claim backdated within a week, I'd recommend calling to speak with a representative directly about it.
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Sean Kelly
•Thanks for the tip! I'll definitely keep an eye on it and call if I need to. Really hoping I don't lose that week of benefits.
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Nia Harris
Someone needs to explain why EDD makes this so COMPLICATED! In any NORMAL system, benefits would start from when you lost your job, not when some computer processes your application! This system is RIGGED to reduce payouts by confusing people about filing deadlines!!!
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