EDD direct deposit rejected by my bank - will it automatically go to Money Network card?

yh this happened 2 me last yr. bank rejected it cuz account # was wrong (my mistake lol). took like 7-8 days but money ended up on the card automatically. u should check ur card balance online to see if its there yet

The Money Network card is your default payment method, so yes, if a direct deposit fails for any reason, the payment will be redirected to your card. However, this process isn't instant - it typically takes 3-5 business days for the rejected funds to be reprocessed to your card. There are several reasons banks reject EDD deposits: 1. Incorrect account information 2. Closed accounts 3. Account restrictions (some accounts don't accept government deposits) 4. Name mismatch between EDD records and your bank account I recommend checking your UI Online account to verify your banking information is correct and calling your credit union to see if they can tell you specifically why the deposit was rejected.

DONT TRUST THE MONEY NETWORK CARD!! They FREEZE accounts for NO REASON and take WEEKS to fix it!! I had $2200 stuck on mine for a MONTH because they decided to "verify my identity" out of nowhere!!! Call EDD and change your payment method back to paper checks if u can!!!

If you need to speak with EDD about this issue, I'd recommend trying Claimyr. I was in a similar situation with rejected payments and couldn't get through on the phone for days. Claimyr helped me connect with an EDD rep within about 20 minutes instead of getting that frustrating "maximum callers" message over and over. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km and their website is claimyr.com. Definitely worth it when you're dealing with payment issues because the EDD reps can see exactly where your payment is in the system and can often fix things immediately.

To directly answer your question: Yes, if your bank rejects an EDD direct deposit, the payment will automatically be redirected to your Money Network debit card. This is EDD's standard procedure for handling rejected direct deposits. But there's an important timeline to understand: 1. When a bank rejects a deposit, it typically takes 2-3 business days for the funds to return to EDD 2. EDD then needs to process the returned payment, which takes another 1-2 business days 3. Finally, EDD will redirect the payment to your card, which takes 1-2 more business days All in all, you're looking at approximately 4-7 business days from rejection to the funds appearing on your card. I recommend checking your UI Online payment history daily - you'll see the status change once it's been redirected to the card.

UPDATE: Just wanted to let everyone know that the payment finally showed up on my Money Network card this morning! It took exactly 6 business days from when my bank rejected it. Thanks for all the helpful information everyone!

Great to hear it worked out for you! For others who might face this issue, I'd also recommend contacting your bank/credit union to understand why the deposit was rejected in the first place. Sometimes it's a simple fix like updating your account information with EDD, or your bank might need to remove certain restrictions on government payments. This can save you from going through the same delay again on future payments. The 6-day timeline you experienced is pretty typical for this situation.

Just went through this exact same situation last month! My bank (Chase) rejected my EDD deposit because apparently my account had some kind of fraud hold that I wasn't even aware of. The money took about 5 business days to show up on my Money Network card, which was nerve-wracking but it did happen automatically like everyone said. One thing I learned - make sure to activate your card and set up online access if you haven't already. When my payment finally hit the card, I got a text notification, but I couldn't see the balance until I had everything set up properly. Also, there's no fee to check your balance at Bank of America ATMs if you need cash right away once it arrives. Hope this helps ease some of the stress while you're waiting!

This is such a common issue and it's really frustrating when you're depending on that money! I work at a credit union and see these EDD deposit rejections fairly often. The most common reasons are account number typos, accounts that were closed, or accounts with restrictions on government payments (like some student accounts or basic savings accounts). The good news is that yes, EDD will automatically redirect rejected payments to your Money Network card - it's built into their system as the backup payment method. The timeline everyone mentioned is accurate: usually 4-7 business days total. Pro tip: While you're waiting, log into your UI Online account and double-check all your banking info for any typos. Also call your credit union and ask specifically why the deposit was rejected - they should be able to tell you. If it's something like account restrictions, they might be able to fix it so your next payment goes through normally. Some credit unions have special "government payment" account types that work better for things like unemployment benefits. Hang in there - the money will show up on your card!

I went through this exact same thing about 3 months ago! My bank (Navy Federal) rejected my EDD deposit because I had recently moved and apparently there was a mismatch between my address on file with EDD and my bank account. It was super stressful because I needed that money for rent. The payment did automatically go to my Money Network card, but it took 6 business days which felt like forever when you're waiting for it. What I learned from calling both EDD and my bank is that you should definitely try to figure out why it was rejected so it doesn't happen again. In my case, I just had to update my address with EDD through UI Online. One thing that helped me while waiting was setting up text alerts on the Money Network card so I got notified the moment the payment hit. You can do this through their mobile app or website. Also, don't panic if it takes the full week - the system works, it's just slow! Once you get this resolved, I'd recommend doing a test with a small direct deposit first (if your bank allows it) to make sure everything works before your next unemployment payment. Good luck!

I'm currently dealing with this exact situation right now! My EDD payment was rejected by my bank 2 days ago and I've been really stressed about it. Reading through everyone's experiences here has been incredibly helpful - it sounds like this is way more common than I thought. I called my bank (US Bank) and they told me the rejection was due to their "enhanced fraud protection" flagging the EDD deposit as suspicious since I don't usually receive government payments. They said they could remove the flag for future deposits, but the current payment is already on its way back to EDD. Based on what everyone is saying about the 4-7 day timeline, I should see it on my Money Network card in the next few days. I'm definitely going to set up those text alerts that someone mentioned and try to get this bank issue resolved so my next payment goes through smoothly. Thanks to everyone who shared their experiences - it's really reassuring to know this gets resolved automatically even though the wait is nerve-wracking when you need the money!