EDD direct deposit rejected by my bank - will it automatically go to Money Network card?
I'm in a weird situation with my unemployment payments and hoping someone can help. My weekly benefit amount was certified and approved last Thursday ($475). I have direct deposit set up with EDD going to my credit union account, but I just got a notification that there was an issue with the deposit. Something about 'electronic deposit rejection' that I don't understand. The funds never showed up in my account. Does anyone know if EDD will automatically send the payment to the Money Network debit card in this situation? I have the card from when I first filed my claim last month, but I've never used it since I set up direct deposit right away. Will the payment just appear on the card, or is it stuck in limbo somewhere? I've tried calling EDD about 20 times today but keep getting the 'maximum callers' message.
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Liam Fitzgerald
yh this happened 2 me last yr. bank rejected it cuz account # was wrong (my mistake lol). took like 7-8 days but money ended up on the card automatically. u should check ur card balance online to see if its there yet
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Mei Wong
•Thanks for the info! Do you remember how many days it took before it showed up on your card? I just checked online and there's nothing there yet.
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PixelWarrior
The Money Network card is your default payment method, so yes, if a direct deposit fails for any reason, the payment will be redirected to your card. However, this process isn't instant - it typically takes 3-5 business days for the rejected funds to be reprocessed to your card. There are several reasons banks reject EDD deposits: 1. Incorrect account information 2. Closed accounts 3. Account restrictions (some accounts don't accept government deposits) 4. Name mismatch between EDD records and your bank account I recommend checking your UI Online account to verify your banking information is correct and calling your credit union to see if they can tell you specifically why the deposit was rejected.
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Amara Adebayo
•This happened to my roommate! His bank (Wells Fargo) rejected the deposit because the account was set up as a "student account" that apparently had some restrictions on govt payments. Super annoying but the money did end up on his EDD card after about a week.
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Giovanni Rossi
DONT TRUST THE MONEY NETWORK CARD!! They FREEZE accounts for NO REASON and take WEEKS to fix it!! I had $2200 stuck on mine for a MONTH because they decided to "verify my identity" out of nowhere!!! Call EDD and change your payment method back to paper checks if u can!!!
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Fatima Al-Mansour
•While the Money Network card has had some issues for certain claimants, it's actually quite reliable for most people. The identity verification issues typically happen when there's unusual activity on the card or multiple failed PIN attempts. Paper checks actually take longer to receive than card payments and can get lost in the mail. Each payment method has pros and cons.
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Dylan Evans
If you need to speak with EDD about this issue, I'd recommend trying Claimyr. I was in a similar situation with rejected payments and couldn't get through on the phone for days. Claimyr helped me connect with an EDD rep within about 20 minutes instead of getting that frustrating "maximum callers" message over and over. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km and their website is claimyr.com. Definitely worth it when you're dealing with payment issues because the EDD reps can see exactly where your payment is in the system and can often fix things immediately.
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Mei Wong
•Thanks for the tip! I'm going to give EDD one more day to see if the payment shows up on the card, and if not, I'll definitely check out that service. I can't afford to wait weeks for this to sort itself out.
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Fatima Al-Mansour
To directly answer your question: Yes, if your bank rejects an EDD direct deposit, the payment will automatically be redirected to your Money Network debit card. This is EDD's standard procedure for handling rejected direct deposits. But there's an important timeline to understand: 1. When a bank rejects a deposit, it typically takes 2-3 business days for the funds to return to EDD 2. EDD then needs to process the returned payment, which takes another 1-2 business days 3. Finally, EDD will redirect the payment to your card, which takes 1-2 more business days All in all, you're looking at approximately 4-7 business days from rejection to the funds appearing on your card. I recommend checking your UI Online payment history daily - you'll see the status change once it's been redirected to the card.
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Sofia Gomez
•OMG thank you for explaining this so clearly! I've been waiting for 5 days and was totally freaking out. This timeline makes me feel better.
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Mei Wong
UPDATE: Just wanted to let everyone know that the payment finally showed up on my Money Network card this morning! It took exactly 6 business days from when my bank rejected it. Thanks for all the helpful information everyone!
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Liam Fitzgerald
•awesome! glad it worked out 4 u. maybe double check ur bank info on ui online so it doesnt happen again
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NebulaNomad
Great to hear it worked out for you! For others who might face this issue, I'd also recommend contacting your bank/credit union to understand why the deposit was rejected in the first place. Sometimes it's a simple fix like updating your account information with EDD, or your bank might need to remove certain restrictions on government payments. This can save you from going through the same delay again on future payments. The 6-day timeline you experienced is pretty typical for this situation.
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