EDD Money Network card vs switching to direct deposit - will it cause payment delays?

You should be fine switching to direct deposit. I did this last year when my Money Network card got lost in the mail. The system will just redirect any pending payments to whatever payment method is currently active on your account. Any payments already sent to the card will stay with the card (you'll eventually get it), but all future payments will go to your bank directly. Just make sure you double-check your banking info before submitting. One wrong digit and your payment could get delayed even more!

i switched from card 2 direct deposit midway thru my claim worked fine but took like 4 days to proces the change so dont panic if it doesnt happen right away

DONT DO IT!!!! I tried switching payment methods in the middle of my claim last month and it totally screwed everything up!!! My payments got stuck in some weird processing limbo for almost 2 weeks and I had to call EDD like 50 times to get it sorted out. The stupid automated system kept saying my payments were issued but NOTHING was showing up in my account. So frustrating!!!

I've been through this exact situation before and wanted to share what I learned after dealing with EDD's payment systems for months. Switching to direct deposit is actually a smart move if you haven't received your Money Network card yet. Here's what happens: Any payments that were already processed and sent to the Money Network card will still be on that card when it eventually arrives. But once you update your payment preference to direct deposit, all NEW payments will go directly to your bank account. The switch typically takes 1-3 business days to process in their system. Just be aware that if you have a payment that's currently in processing limbo when you make the switch, that specific payment might take a bit longer to sort out. One tip though - if you're struggling to reach EDD to check on the status of your payments or the card, I discovered this service called Claimyr (claimyr.com) that actually got me through to a real EDD representative after weeks of failed calling attempts. They have a video that shows how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. Definitely worth it when you're in a tough spot and need to talk to someone at EDD directly.

Just wanted to add something nobody mentioned yet - if you do end up getting the Money Network card later AND you've switched to direct deposit, don't just throw the card away. Any payments that were processed before you made the switch will still be on that card! My roommate made this mistake and lost about $900 because he thought all his money would automatically transfer to his bank account when he switched methods. You'll have to withdraw/transfer any funds that ended up on the card separately.

my brothers claim got all messed up when he switched payment types but thats cuz he entered his account # wrong lol so just double check ur bank info

To give you a precise answer based on EDD procedures: 1. You can safely switch to direct deposit even if you've requested a Money Network card. 2. Payments follow this timeline: - Certification → Processing (24-48 hours) → Payment issued - Once a payment is ISSUED, it goes to whatever payment method was active at that exact moment 3. When you switch payment methods: - Any payments already issued to the Money Network card will remain there - Any payments not yet issued will go to your bank account via direct deposit 4. The direct deposit setup typically takes 1-3 business days to become active in their system 5. You can view your payment history in UI Online to see which payments have been issued and to which payment method As others mentioned, double-check your banking information carefully. Nearly 80% of payment delays after switching to direct deposit are due to incorrect account information.