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EDD phone interview for loan-out company contractors - what questions do they ask?

I'm a freelance video editor who's been working through my own loan-out company (single-member LLC) for the past 4 years. Work dried up completely last month when my main client suddenly went bankrupt. I filed for unemployment since I technically paid into the system as both employer and employee. EDD just scheduled a phone interview with me for next Friday and I'm super nervous about it. Has anyone here gone through this process as a loan-out? What kind of questions did they ask? Did you have to provide any specific documentation during the call? I'm worried they're going to disqualify me because my situation is complicated. Any advice would be really appreciated!

Thank you all so much for the helpful advice! I'm feeling much more prepared now. I've gathered all my company docs, DE 9 and DE 9C forms, and emails about my client's bankruptcy. I'll make sure to be very clear that I'm not actively seeking clients through my loan-out right now and that I'm looking for W2 employment. I'll also have my salary determination documentation ready just in case. I'm going to try using that Claimyr service to talk to someone at EDD before my interview so I can get any specific questions answered. Will update after my interview next week!

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Sounds like you're well-prepared now. One last tip: take detailed notes during the interview. If there are any issues later, having documentation of what was discussed can be invaluable. Good luck with your claim!

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I went through a similar situation with my loan-out LLC about 6 months ago. One thing I wish someone had told me beforehand is that they'll likely ask about your business bank account activity. Make sure you can explain any recent deposits or transactions, even if they're unrelated to work (like transferring personal funds or closing costs). They want to see that there's genuinely no business income coming in. Also, if you have any business licenses or permits, be ready to explain their status - mine were still active even though I wasn't working, and I had to clarify that keeping them current doesn't mean I'm actively doing business. The interviewer was actually pretty understanding once I explained everything clearly. You've got great advice from everyone here - you'll do fine!

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DUA Approval: What's Next? Self-Employed Income Verification for EDD?

Hey everyone, I just got approved for DUA and I'm wondering what happens next. Does anyone know how long it usually takes for payments to start? Also, I'm self-employed and I'm not sure how to verify my income. The application didn't ask for it, so where do I submit this info? Any help would be appreciated!

Does anyone know if gig work counts as self-employment for DUA? I do Uber and Doordash on the side and idk if I should include that income ๐Ÿค”

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Pretty sure it does. You get 1099s for those jobs, right? That's considered self-employment income.

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Ah, gotcha. Thanks! Guess I better dig up those 1099s then ๐Ÿ˜…

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Congrats on the DUA approval! ๐ŸŽ‰ Just to add to what others have said - when you submit your self-employment docs, make sure they clearly show your name and the income period. I had to resubmit mine because my bank statements didn't have clear dates. Also, if you're doing gig work like Uber/DoorDash, those definitely count as self-employment income. Keep copies of everything you submit - EDD has a habit of "losing" documents sometimes. Good luck with the process!

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Will EDD approve my claim if I quit due to workplace drug use and no breaks for my diabetes?

Hey EDD forum- I'm really stressing about my upcoming eligibility interview. I quit my sales job last month and I need to know if my reasons will qualify for benefits. I've been clean and sober for 4 years, but my workplace was filled with coworkers openly using drugs. When I mentioned my discomfort to my supervisor, he just laughed it off. Even worse, I'm Type 2 diabetic and was regularly forced to work 9+ hour shifts with ZERO breaks. My blood sugar was all over the place and my health was seriously declining. When I tried to explain my medical needs, my supervisor said "breaks don't make you money" and bullied me into skipping them. He even changed my timecard to hide break violations! I documented some of this in texts and emails. Will any of these reasons be considered "good cause" for quitting during my interview? Has anyone quit for similar reasons and been approved? My interview is next Tuesday and I'm freaking out!

One more important tip for your interview: frame your decision to quit in terms of having "no reasonable alternative." EDD looks for whether you exhausted all options before quitting. Mention if you tried to: 1. Request formal accommodations for your diabetes 2. Report the break violations to HR or upper management 3. Request transfer to another department/location 4. Report drug use concerns to someone above your supervisor If your company was small with no HR department, explain that too. The key is showing you didn't quit at the first sign of trouble but tried your best to make the situation work while protecting your health and sobriety.

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This is super helpful, thank you! It was a small company (only 11 employees) with no HR department, so my supervisor was essentially the final authority. I did email the owner once about the break issue but never received a response. I'll make sure to mention that as well.

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You definitely have a strong case here! The combination of medical discrimination (refusing diabetes accommodations), illegal workplace drug activity, and timecard manipulation gives you multiple grounds for good cause. A few practical tips for your interview: 1. Lead with your medical condition - emphasize that Type 2 diabetes requires regular meal timing to prevent dangerous blood sugar fluctuations 2. Explain your 4-year sobriety and how the workplace drug use created a genuine threat to your recovery 3. Present your documentation chronologically - show the pattern of you trying to resolve issues before quitting I had a similar situation with my anxiety disorder where my employer wouldn't provide reasonable accommodations. The key was demonstrating I made good faith efforts to work with them first. Since you emailed the owner and have texts with your supervisor, plus medical documentation, you're in a much better position than many claimants. The timecard falsification is particularly damning - that shows willful labor law violations by your employer. Don't downplay that aspect during your interview. Good luck on Tuesday!

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EDD Account Locked Out: Can't Verify Identity or Reach Support - Help!

Hey everyone, I'm having trouble accessing my unemployment account. I keep getting locked out and can't seem to verify my identity. Has anyone else dealt with this? Any tips on how to get back in? I've tried calling but can't get through to a real person. This is so frustrating!

Ugh, I feel your pain. I was locked out for weeks! Have you tried using the ID.me verification process? It's a pain, but it worked for me eventually.

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Yeah, I tried ID.me but it kept giving me errors. Did you have to do a video call?

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Yep, had to do the video call. Took forever to get connected, but once I did, it was pretty quick. Hang in there!

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I went through the exact same nightmare last month! Here's what finally worked for me: I had to completely start fresh with ID.me verification. Delete any existing ID.me account you might have created, then start the process over from scratch. Make sure you have your Social Security card, driver's license, and a recent utility bill ready. The video call took about 45 minutes to connect, but the actual verification was only 5 minutes. Also, try using Chrome browser in incognito mode - seemed to work better than regular browsing. Don't give up, you'll get through this! ๐Ÿ’ช

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EDD call dropped mid-conversation - now what? Need help ASAP!

Hey everyone, I'm having a really frustrating issue with my unemployment claim. I was on the phone with EDD and the call suddenly dropped. Now I'm back at square one and have to start all over again. Has anyone else experienced this? Any tips on how to get through to them quickly? I'm worried about missing important deadlines.

Oof, dropped calls are the WORST. Sending good vibes your way, OP! Hope you get through soon. โค๏ธ

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This is SO frustrating! I've been dealing with EDD for months and the dropped calls are just part of their broken system unfortunately. Here's what's worked for me: 1. Call exactly at 8:00 AM when they open - set multiple alarms 2. Use the "comma trick" when dialing: dial the main number, then add commas and the extension to auto-navigate the menu 3. If you get through to someone, immediately ask for a callback number in case you get disconnected again Also, document EVERYTHING - dates, times, reference numbers, what was discussed. I started doing this after my third dropped call and it saved me when I finally got a competent rep. Don't give up! The system is designed to wear you down, but your benefits are worth fighting for. You got this! ๐Ÿ’ช

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