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To all those having trouble reaching a human at California Unemployment. I just ran across this video that gave me a shortcut to reach a human. Hope it helps! https://youtu.be/Ize0EkN4HDI
I'm in a similar situation with weeks pending verification. From what I've seen in this community, the ID.me verification process can take anywhere from a few days to several weeks depending on their current backlog. After you complete ID.me, EDD still needs to review your case internally which can add more time. I'd recommend checking your EDD account daily for updates and maybe try calling using one of those methods Tom shared if you don't see progress after 2-3 weeks. Keep all your documentation handy in case they need additional verification. Hang in there - the waiting is frustrating but most people do get through eventually.
Great news! This is the typical timeline you can expect going forward. Just remember to certify on time every two weeks (Sundays are best) and you should have a pretty reliable payment schedule from now on. Glad it worked out!
Congrats on getting your payment! For future reference, I've found that payments typically hit Money Network cards between 1-3 business days after certification, but the timing can vary. One tip that helped me: set up text alerts on your Money Network card so you get notified the moment funds are deposited instead of constantly checking. Also, if you ever run into delays again, the Money Network customer service (1-866-692-9374) can sometimes tell you if a payment is "in transit" to your card even before it shows up, which can give you peace of mind while waiting.
Just an update on a recent policy change - the California EDD has actually been instructed to more carefully evaluate self-employment situations since 2023. They now look more closely at whether your business is "completely idle" versus "just not getting clients." In your case, since you're still actively marketing, they might consider you "still working but with reduced income" rather than unemployed. But again, each case is unique and they'll evaluate your specific circumstances. When you get to the phone interview (and you likely will), be prepared to discuss: 1. Your regular work hours before the slowdown 2. Your current activities related to the business 3. Whether you've taken definitive steps to close or suspend the business 4. Your willingness to accept full-time work elsewhere Document everything - your marketing efforts, lack of client inquiries, financial statements showing the business has no income, etc. This documentation will be crucial if there's any question about your eligibility.
I'm not an expert but I've been following similar situations in my area. One thing that might help is looking into the Pandemic Unemployment Assistance (PUA) program if it's still available, or any state programs specifically for self-employed individuals. Also, have you considered reaching out to your local Small Business Development Center? They sometimes have resources or emergency funding programs for small businesses going through tough times. Another thought - since you mentioned you're still actively marketing, you might want to document exactly what that entails and how many hours per week you're spending on it. If it's just a few hours of posting on social media vs. 40 hours a week of active prospecting, that could make a difference in how EDD views your situation. The more you can show that your business activity has significantly decreased from normal operations, the better your case might be. Good luck with whatever you decide!
Great suggestions! I hadn't thought about the Small Business Development Center - that's definitely worth looking into. You make a good point about documenting my current business activities. Right now I'm probably spending maybe 5-10 hours a week on marketing (social media, checking MLS, following up on old leads) compared to the 50+ hours I was putting in when business was good. I should definitely track this more carefully to show the dramatic decrease in activity. The emergency funding programs angle is interesting too - even if it's just a small bridge loan, it might buy me some time to figure out my next move. Thanks for the practical advice!
UPDATE: My payment finally hit the Money Network card this morning! So that's exactly 3 business days after it showed 'paid' on the EDD website. Definitely slower than the old Bank of America system, but at least it came through. Thanks everyone for your help and suggestions. I'm definitely setting up those text alerts and looking into the direct deposit option!
Glad your payment finally came through! I'm dealing with the same transition headache right now. Been waiting 2 days since my status changed to 'paid' and getting anxious. The BofA card was so reliable - this uncertainty is really stressful when you're depending on these payments for basic expenses. I'm curious - for those who've had the Money Network card for a while now, have you noticed if certain days of the week are better for timing? Like if you certify on different days, does it affect when the funds actually hit? Just trying to figure out if there's any pattern I can plan around. Also going to look into that direct deposit option mentioned earlier. Sounds like it might be worth the hassle of switching if it's more consistent.
Yuki Tanaka
I'd like to summarize what's been shared here for the OP since there's been a lot of information: 1. Quitting for "good cause" can qualify you for benefits - misrepresentation of job conditions can meet this standard 2. Document everything about how the job differs from what was promised 3. Keep certifying every two weeks even while waiting for your eligibility interview 4. Be prepared for a 4-8 week wait for the interview (consider Claimyr if you need to reach EDD) 5. During the interview, be specific about the discrepancies between what was promised and reality 6. If denied, you have the right to appeal One last thing - if you haven't quit yet, you might consider discussing your concerns with the employer first. This demonstrates good faith effort to resolve the issues, which strengthens your case with EDD if you do end up quitting.
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Ethan Wilson
•Thank you so much for summarizing everything! I'm going to talk to my manager tomorrow and document that conversation. If nothing changes, at least I'll have proof I tried to resolve things before quitting. Really appreciate all the help from everyone!
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Jenna Sloan
One thing I haven't seen mentioned yet - make sure you also document the transportation costs for those split shifts! If you're having to make two separate trips to work in one day, that's additional gas/transportation expense that wasn't disclosed. I had a similar situation where the commute costs made the job financially unsustainable, and EDD considered that as part of my good cause argument. Also, split shifts with long gaps like that (4 hours between shifts) can be considered unreasonable working conditions since you can't really do anything productive during that break time. Good luck with your conversation with the manager tomorrow!
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