one more thing... make sure u stop certifying for any weeks that ur settlement covers if its backpay for specific dates. like if settlement covers april-june dont certify for those weeks if u havent already

I'm going through something similar right now with a workplace discrimination settlement. Here's what I learned from my experience: The key thing is HOW your settlement agreement is worded. If it specifically states what portion is for lost wages vs. other damages (emotional distress, attorney fees, punitive damages), EDD can only consider the wage portion as earnings that create an overpayment. My attorney was smart and allocated only about 30% of my settlement to "back wages" and the rest to emotional distress and punitive damages. When EDD reviewed it, they only calculated the overpayment based on that 30%. Also, don't panic about immediate repayment. When I got my overpayment notice, I called and set up a $50/month payment plan over the phone. They were actually pretty reasonable about it since I explained I was still unemployed and the settlement money was already allocated to debt and living expenses. The worst thing you can do is ignore it if/when you get the notice. They have a lot more collection tools available if you don't respond within the 30-day window.

just use the atm and withdraw cash if ur in a hurry. thats what i did for the first payment. but be careful cus theres like a $500 daily limit i think

I went through this exact same situation a few months ago! My first transfer from the Money Network card took exactly 3 business days to show up in my bank account. Since you started it on Sunday night, it probably didn't actually begin processing until Monday, so you're looking at Wednesday or Thursday for it to appear. One thing that helped me was setting up text alerts through the Money Network app so I got notified when the transfer was completed on their end. That way I knew it was just waiting for my bank to process it rather than being stuck in the Money Network system. For future reference, if you need money faster, you can also get cash back at grocery stores when making small purchases with the card - usually up to $100-200 depending on the store. It's not ideal but can help in a pinch while waiting for transfers to complete.

Just wanted to add - make sure she continues looking for work while waiting for a decision. EDD requires you to be actively searching for work to remain eligible, and they can ask about your job search activities during certification. At minimum, she should apply to at least 3 jobs per week and keep track of where she applied, when, and contact information. This will be important if she gets approved and starts certifying for benefits.

One more thing to keep in mind - if your daughter does get approved, make sure she understands the certification process. She'll need to certify for benefits every two weeks, and EDD will ask specific questions about her job search activities, any work she did that week, and whether she was able and available for work. Also, if she gets called for an eligibility interview, don't panic if it takes a while to schedule. EDD is still catching up from the pandemic backlog, and interview scheduling can take several weeks. The important thing is that she applied quickly and will have a chance to tell her side of the story. Given that HR specifically told her to apply, I'm actually pretty optimistic about her chances. Companies don't usually encourage filing if they plan to aggressively contest the claim.

Thank you everyone for all the helpful responses! Based on your advice, I'm going to: 1. Look into both EPR and Tax Auditor positions at EDD 2. Take the exams for both positions ASAP 3. Apply through CalCareers 4. Apply to other jobs in the meantime since the process takes so long 5. Check out CalFresh for some temporary assistance I really appreciate all your insights and experiences. I'll update if I make progress with the application! Fingers crossed something works out soon.

Just wanted to add - if you're looking at Tax Auditor positions, make sure you meet the minimum qualifications first before taking that exam. Most Tax Auditor positions require either a bachelor's degree in accounting/business OR equivalent experience. Since you mentioned you're in accounting, you should be good, but double-check the job posting requirements. Also, Tax Auditor exams are only offered periodically (not continuously like EPR), so watch the CalCareers exam calendar closely. I missed one last year and had to wait 6 months for the next offering. The pay difference between EPR and Tax Auditor is significant though - worth the wait if you qualify!

One more thing about excessive earnings - even when you don't receive money for a week, that week still counts toward your benefit year. So you're not losing anything in the long run. Your claim remains open for the full benefit year regardless of weeks with excessive earnings. Just make sure you're still doing your required work search activities during weeks with excessive earnings. The work search requirements still apply even if you know you won't get paid for that week.

I went through the exact same panic when I first saw "excessive earnings" on my account! It's such a scary term for something that's actually not that bad. Like everyone else said, it just means you earned more than your weekly benefit amount for that specific week. The key thing to remember is that this is calculated week by week. So if you work varying hours like I do (sometimes 15 hours, sometimes 25 hours), some weeks you'll get partial benefits and some weeks you'll get the "excessive earnings" status. Your claim stays active the whole time. Also, don't forget to keep track of your work search activities even during weeks with excessive earnings. I learned this the hard way when EDD asked for my work search log during a review. They still expect you to be looking for full-time work regardless of your part-time earnings. Keep your head up - you're doing everything right by working part-time while looking for something full-time!