I'm really sorry you're dealing with this - the sudden switch from pending to disqualified is incredibly stressful, especially when rent is due. Based on what others have shared, this typically happens when there's a mismatch between what you reported and what your employer told EDD about your separation. Since you mentioned you were laid off due to company restructuring, I'd strongly recommend gathering every piece of documentation you can find that supports this - your termination letter, any company-wide emails about layoffs, severance paperwork, etc. Even reaching out to your former manager or HR for a written statement confirming the restructuring could be helpful. The appeals process might seem daunting, but many people here have had success when they have solid documentation. In the meantime, definitely keep trying to reach EDD by phone (the 8:00 AM call strategy others mentioned seems to work best) to understand exactly why you were disqualified before the determination letter arrives. Also, make sure to keep certifying for benefits even while disqualified - if you win an appeal, you'll receive backpay for all those weeks. You've got this, and it sounds like you have a strong case if you were truly laid off due to restructuring!

I'm so sorry you're going through this nightmare - I can completely relate to the panic you're feeling right now. The exact same thing happened to me about 6 months ago, and I know how devastating it feels when you're counting on that money for basic necessities like rent. Here's what likely happened based on my experience: during your phone interview, there was probably some discrepancy between what you told EDD and what your employer reported to them about your separation. Even if you were truthful, your employer might have reported it differently (sometimes to avoid their unemployment insurance rates going up). My advice is to act fast: 1. Call EDD immediately using the tips others mentioned - try right at 8:00 AM for the best chance of getting through 2. Ask for the SPECIFIC reason for your disqualification before you get the determination letter in the mail 3. Gather every piece of documentation about your layoff - termination letter, company emails about restructuring, anything that proves it wasn't your fault The good news is that appeals are actually quite successful when you have proper documentation. I won my appeal in about 4-5 weeks and got all my backpay. Keep certifying every two weeks while this gets resolved so you don't lose out on any benefits. I know the financial stress is overwhelming, but this sounds very fixable if you have proof of the restructuring layoff. You've got this!

Good luck with the temp position! You made a smart decision considering all the factors. One thing I'd add - since you're taking a significant pay cut, make sure to document everything about this job (pay rate, hours, duration) in case you ever need to reference it later. Also, temp agencies sometimes have other opportunities that come up, so definitely maintain a good relationship with them. The networking aspect alone could be worth more than the immediate financial difference. Keep us posted on how it goes!

Just wanted to chime in as someone who's been through this exact scenario! You absolutely made the right choice taking that temp position. I was in a similar situation last year - took a 6-week contract at about 60% of my previous salary. While the immediate pay was lower than my EDD benefits, it ended up being one of the best career moves I made. The temp agency ended up placing me in a permanent role 3 months later that paid even more than my original job! A few practical tips for when you start: Make sure you understand exactly when your last day will be so you can reopen your EDD claim immediately. Also, even though it's temp work, treat it like any other job - show up early, volunteer for extra projects, and network with everyone you meet. You never know which connection might lead to your next opportunity. The financial break-even might seem discouraging now, but having recent work experience on your resume is invaluable, especially in today's competitive job market. Employers definitely notice employment gaps, and being able to say you were working (even temporarily) rather than unemployed for 4+ months can make a real difference in interviews.

Glad you were able to resolve this! For future reference (and for others reading this thread): 1. Always check payment preferences immediately after reopening a claim 2. Update your address with both EDD AND Money Network separately 3. If your card expires, Money Network typically sends a replacement 30-45 days before expiration 4. You can request expedited shipping of a replacement card for a fee 5. Even with an expired card, the money in your account is still accessible once you get a valid card Most importantly, any time you have a gap in your claim and then return to UI, double-check all your settings as if you're starting fresh.

Just wanted to add my experience - I had this exact same issue last year! My Money Network card expired in December 2023 and I didn't realize it until my January payment went missing. Turns out they automatically sent a replacement card to my address on file, but I had moved and forgot to update it with Money Network (even though I updated it with EDD). The key thing I learned is that EDD and Money Network have separate address systems - you have to update both! Also, if you're waiting for a replacement card, you can actually transfer funds from your Money Network account to your bank account through their website or app once you get access again. Just thought this might help someone else avoid the stress I went through!

I went through something similar last year - got hit with a $5,400 overpayment notice that made me physically sick to my stomach. Like others have said, appeal IMMEDIATELY and don't panic. In my case, it turned out EDD had a glitch in their system that was double-counting some of my reported wages. Here's what saved me: I kept a simple Excel spreadsheet throughout my entire claim period tracking what I earned each week vs what I reported when certifying. When I appealed, I submitted this spreadsheet along with all my pay stubs and certification screenshots. The appeals judge could clearly see I had been reporting accurately. Also, definitely try to get through to an actual EDD rep before your appeal hearing if possible. Sometimes they can spot obvious errors in their system that caused the overpayment. Don't make any payments until you exhaust the appeal process - once you start paying, it's much harder to get that money back even if you win your appeal later. You've got this! The system is broken but the appeal process does work when you have good documentation.

I know this is terrifying right now, but you're not alone in this! I went through a similar overpayment scare about 6 months ago - $4,100 that they claimed I owed. The good news is that many of these notices turn out to be mistakes or system errors that can be resolved through the appeal process. Here's my advice based on what worked for me: 1. File your appeal TODAY if you haven't already - don't wait even one more day 2. Gather EVERYTHING - pay stubs, certification screenshots, bank statements showing your actual income 3. Create a simple week-by-week comparison showing what you earned vs what you reported 4. Don't make any payments while your appeal is pending - you're not required to The hardest part for me was actually getting through to speak with someone at EDD to understand what triggered the overpayment notice. Once I finally connected with a rep, they were able to explain that my employer had submitted a wage correction that made it look like I under-reported income, when actually I had reported everything correctly based on my pay periods. Stay strong and document everything. The appeal process exists because these errors happen frequently, and you have rights as a claimant. Keep us posted on how it goes - we're all rooting for you!

Ugh, I feel your pain. I'm in the same boat. Been trying to verify for weeks now. This whole system is a joke 🤡

I went through this exact same frustration last month! What finally worked for me was submitting a combination of my driver's license, a recent bank statement (less than 30 days old), and my Social Security card all at once. Make sure everything is crystal clear - I had to rescan my documents because the first photos were too blurry. Also, double check that your name appears EXACTLY the same on all documents. Mine got rejected initially because my middle initial was missing on one document. The whole process is super annoying but don't give up! Once you get the right combo of docs, it should go through pretty quickly.