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Hey everyone, I'm dealing with a similar situation to the original poster. Got my EDD benefits after a long wait and received the Money Network card, but I'm really hesitant to do online transfers because I've had bad experiences with financial websites in the past getting hacked. Has anyone here had any security issues with the Money Network website? I'm torn between wanting to avoid fees at my credit union and being worried about putting my banking info on yet another website. The money order suggestion sounds interesting but I'm not sure my landlord would accept that for rent payment. Also, for those who switched to direct deposit for future payments - how long did it take for EDD to process that change? I want to avoid getting another one of these cards if possible. Thanks for all the helpful info in this thread, it's been really eye-opening!
I totally understand your security concerns about online banking - that's completely valid! I've been using the Money Network website for about 8 months now without any issues, but if you're not comfortable with it, you have other options. For rent payments specifically, you could ask your landlord if they accept cashier's checks instead of money orders - most credit unions can issue these using funds from the Money Network card (though there may be a small fee). Some landlords are also okay with multiple money orders if you explain the situation. Regarding the direct deposit switch - when I changed mine in my UI Online account, it took about 2 weeks to take effect. EDD processes the change after your next certification, so you might get one more payment on the card before it switches over. Make sure to keep that card active until you see the direct deposit hit your account! Another option if you're really worried about online security: call the Money Network customer service directly and ask them to do the transfer over the phone. It might take longer to get through, but they can handle it without you entering banking info online.
I'm in a very similar situation - just got approved for benefits after weeks of waiting and feeling completely overwhelmed by this Money Network card system! Reading through all these responses has been incredibly helpful. One question I haven't seen addressed yet - does anyone know if there's a time limit on how long the money sits on the card before they start charging inactivity fees? I want to make sure I transfer everything out promptly but also want to do it right the first time. Also, for anyone who's used the online transfer method - do you get email confirmations at each step of the process? I like having documentation for my records, especially when dealing with larger amounts like this. The whole EDD process has made me extra paranoid about keeping paper trails for everything! Thanks to everyone who's shared their experiences here. It's such a relief to know I'm not the only one who found this confusing at first. The step-by-step instructions some of you provided are going to save me so much stress.
Great question about inactivity fees! From what I remember when I read through all the Money Network terms, they do charge a monthly maintenance fee after 12 months of inactivity, but since you're actively receiving EDD payments, that shouldn't be an issue. Still, it's definitely smart to transfer the funds out sooner rather than later. Regarding email confirmations - yes, you do get email notifications at each step! When you initiate the transfer, you'll get a confirmation email with a transaction ID. Then you'll get another email when the transfer actually processes and leaves the card. I saved all of these emails in a dedicated EDD folder - totally understand wanting that paper trail given how stressful this whole process can be. One more tip: when you do the online transfer, make sure to write down or screenshot the confirmation number they give you. I had one transfer that got delayed due to a banking holiday and having that number made it much easier when I called to check the status. You're definitely not alone in finding this confusing - the whole system seems designed to be unnecessarily complicated!
jus wanna say good luck man. been there with the id.me nightmare... took me almost 3 weeks to get my claim filed because of it. system is broken
UPDATE: The video chat with ID.me referee finally worked! I had to wait about an hour but the person was actually really helpful. They got me verified and I was able to complete my claim online. Thanks everyone for all your suggestions - especially about the video chat option! Now I just have to wait and see if they approve my claim.
So glad you got through the ID.me verification! That's a huge relief. I'm dealing with a similar situation right now and this whole thread has been incredibly helpful. Going to try the video chat option tomorrow. Thanks for updating us on what worked - it gives the rest of us hope that there's actually a way through this mess!
I went through almost the exact same situation last year! Got laid off from my tech job in March but they offered me a 6-week contract to finish up some projects. I was so worried about messing up my unemployment claim but it worked out perfectly. Filed my claim the day after my regular employment ended, reported all contract earnings during certification, and got zero benefits during those contract weeks (made too much). But once the contract ended, my full benefits kicked in immediately. The whole process was actually pretty smooth. One thing I'd add to the great advice already given - make sure your contract explicitly states it's temporary project work with a defined end date. Having that clear documentation helped when EDD reviewed my claim. Also, don't stress too much about the phone situation - I never had to call them and everything processed automatically through the online system. You're making the right choice taking the contract. The extra income in January will be worth it, and your February+ benefits will be exactly the same as if you hadn't done the contract work.
This is so reassuring to hear from someone who went through the exact same thing! I was getting a bit anxious reading some of the conflicting advice, but your experience sounds exactly like what I'm hoping will happen. Did you have any issues during the review process, or did EDD accept the temporary contract documentation without any pushback? Also, when you say your benefits kicked in "immediately" after the contract ended, was there any delay in processing or did you get paid for that first week right away?
This is such a helpful thread! I'm in a similar boat - just got notice of layoff from my nonprofit job (effective Jan 15) but they want me to stay on as a consultant for February to help train my replacement. Reading everyone's experiences here is giving me confidence that I can accept the consulting gig without screwing up my unemployment claim. Quick question for those who've been through this - did any of you have issues with the fact that you're essentially working for the same employer who laid you off? I'm wondering if EDD views that differently than contract work for a completely different company. The pay structure and everything else sounds identical to what OP is dealing with, just curious if the "same employer" aspect creates any complications. Thanks to everyone sharing their experiences - this community really is a lifesaver when navigating EDD's complexity!
For everyone still searching for an EDD San Jose phone number - I contacted three different local offices and they all said the same thing. Unemployment calls only go through 800-300-5616 or 833-978-8753, both identical lines.
I'm in the same boat here in San Jose! Been calling for weeks thinking there might be a local number. After reading all these responses, it's clear there's no separate EDD San Jose phone number. The timing tips are really helpful though - sounds like early Wednesday mornings around 8am and avoiding the lunch hour blackout are key. Might have to bite the bullet and try one of those callback services since I can't keep taking time off work to call during business hours. Thanks everyone for sharing your experiences!
Welcome to the club! I've been in the same San Jose calling nightmare for months. The Wednesday 8am strategy really does work better - I finally got through last week doing exactly that. Just be prepared to redial 50+ times even on the "good" days. The callback services like Claimyr are honestly worth it if you're working full time. I wasted so much PTO before finally paying for help. Good luck!
Oliver Weber
For account registration issues, you want to call the EDD technical support line at 1-833-978-2511. They can handle UI Online access issues specifically. Regular claim questions go to a different department. Make sure to have your EDDCAN, SSN, and the letter with the incorrect information ready when you call. They'll likely ask for verification details before they can make any changes to your account information.
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Keisha Brown
•Thank you so much! I'll try that specific number tomorrow morning. Fingers crossed I can get this resolved quickly!
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Javier Morales
I just wanted to update everyone - I was able to get through to EDD this morning using that technical support number. They confirmed there was a data entry error with my birth year. The rep corrected it in their system and had me try registering while I was still on the phone with her. It worked! I'm finally in my UI Online account and can see all my claim info. Thank you all for your help with this!
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FireflyDreams
•Thanks for coming back to update! So many people post problems and never tell us what fixed it. This will help others with the same issue.
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Liam Fitzgerald
•Wait, I think there might be some confusion here. The original poster was Keisha Brown who had the birth year error, but this update is from Javier Morales. Are you saying you had the same issue and got it resolved, or did you mean to post this as Keisha? Either way, glad to hear the technical support number worked for someone!
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