Just wanted to add that if you're worried about timing, you can also call the Bank of America EDD customer service line at 1-866-692-9374 to check your card balance without logging into the website. It's automated and available 24/7. Sometimes it's faster than waiting for the website to update, especially if you're checking frequently. The funds should definitely go to your existing card since it's tied to your SSN, but having that phone number handy can give you peace of mind while you wait for the deposit to hit.

I'm in a similar boat - just got approved for a new claim after having one about 18 months ago. Still have my old BofA card too. Reading through these responses is really reassuring! I was definitely worried about having to wait for a new card to arrive. The timing info is super helpful too - sounds like most people see funds within 24-48 hours. I'll make sure to update my address with Bank of America separately like Freya mentioned. Thanks everyone for sharing your experiences!

Just to add one more important detail - when you certify every two weeks, make sure you answer "yes" to the question asking if you worked or earned money, even if you only did your delivery job. Then enter the employer name, hours, and earnings for each day you worked. Some people mistakenly think they only need to report the job they were laid off from, but you need to report ALL work and earnings during certification.

One thing I haven't seen mentioned yet - when you apply initially, you'll need to provide details about your delivery work like when you started, how often you work, and your average earnings. EDD might ask for documentation like your 1099 from last year or screenshots of your earnings from the delivery app. I'd gather those documents before starting your application so you're not scrambling to find them mid-process. Also, don't stress too much about the exact dollar amounts - they understand gig work income can vary week to week. Just be as accurate as possible with what you have.

I went through this exact same situation about two months ago! First certification on a new claim, and I was freaking out because it stayed pending for 4 days straight. Called EDD multiple times but couldn't get through. Finally it processed on the 5th day and I got both weeks at once. Now that I'm a few certifications in, my payments usually process within 24-48 hours. The waiting is brutal but it really does seem to be their new normal for first certifications. Hang in there - sounds like yours should process soon based on what others are saying about the estimated dates!

I'm going through this exact same thing right now! Just certified for my second week on a new claim and it's been pending for 2 days. Reading through all these comments is actually really helpful - I had no idea EDD changed their processing so much since 2023. The estimated processing date feature is clutch though, mine shows it should be done by Thursday. It's definitely stressful when you're used to the old instant system, but sounds like this is just the new reality for first few certifications. Thanks everyone for sharing your experiences, makes me feel way less anxious about it!

I went through a similar situation last year with an "able and available" overpayment for caregiving. The good news is that temporary family caregiving can qualify for exceptions, especially if you properly disclosed it during certification. When you appeal, emphasize that you were transparent about your situation and had every intention of returning to work once your mom recovered. I also recommend calling your local Assembly member's office - they often have caseworkers who can help expedite EDD issues. Mine helped me get my appeal resolved in 6 weeks instead of months. Document everything and don't let them intimidate you into paying without fighting it first!

I'm so sorry you're going through this stress - I know exactly how overwhelming it feels! I had a similar overpayment notice for $4,200 last year and was terrified. The most important thing is DON'T PANIC and don't ignore it. Since you were caring for your mom and reported it during certification, you actually have a strong case for appeal. The "able and available" requirement has specific exceptions for temporary family caregiving situations. When I appealed mine, I gathered all my certification records showing I was honest about my situation, medical documentation for my family member, and a detailed timeline of events. I also filed for the overpayment waiver (DE 1446W form) at the same time, documenting my financial hardship. The whole process took about 3 months, but I ended up getting 80% of the overpayment waived. During the appeal process, they can't garnish your wages or take collection action, which gives you breathing room. Stay strong - you reported everything honestly and that matters a lot in these cases!

This entire thread should be required reading for anyone starting an EDD claim! I just went through the approval process last month and wish I had found this information earlier. What really stands out to me is how the community here provided clearer, more actionable guidance than any official EDD resource I could find. The key takeaway seems to be: set up direct deposit IMMEDIATELY after approval (within 24-48 hours) and verify it shows as "verified" not "pending" in your UI Online account. The success stories from @Ava Garcia and @Diego Fisher prove the updated system actually works when you get the timing right. For anyone still reading this thread who's waiting for their claim approval - screenshot these timeline details because they're gold!

This thread has been such a game-changer for understanding the EDD payment process! As someone who's been lurking in this community for a while but never posted, I finally had to jump in and say thank you to everyone who shared their real experiences. I'm currently in week 3 of waiting for my claim approval, and reading through all the success stories here - especially from @Ava Garcia, @Diego Fisher, and seeing @Libby Hassan's optimistic setup - has given me so much hope. The timing breakdown everyone provided is incredibly valuable: get direct deposit set up within 24-48 hours of approval, make sure it shows "verified" status, and you have a great chance of getting that first payment deposited directly instead of waiting weeks for cards or checks. This is exactly the kind of practical, community-driven information that makes all the difference when you're stressed about paying bills. Definitely saving this thread as my action plan for when (hopefully!) my approval comes through!