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This thread has been incredibly helpful! I'm in a similar situation and was panicking that I'd lose all my benefits. One thing I want to add for anyone else reading - if you're doing gig work or freelance like Uber, DoorDash, or freelance writing, make sure you keep detailed records of your hours and earnings. EDD sometimes audits these and you'll need proof of when you worked and how much you made. I use a simple spreadsheet to track everything by week. Also, don't forget that if you have a week where you don't work at all, you still need to certify and report $0 earnings to get your full WBA. The system is actually pretty reasonable once you understand how it works!
This is exactly what I needed to hear! I just started doing some DoorDash while on unemployment and was so worried about messing up the reporting. The spreadsheet idea is brilliant - I'm definitely going to start tracking everything that way. It's such a relief to know that the system actually works in our favor when we pick up part-time work. Thanks for sharing your experience with the auditing too - I had no idea that could happen but now I'll make sure to keep all my records organized just in case.
I've been dealing with this same confusion for months! What really helped me was calling EDD and having them walk through an example with my actual numbers. The rep explained that the 75% deduction formula actually protects workers - if they did a straight dollar-for-dollar deduction like some other states, you'd lose way more. With your $450 WBA and $480 earnings, you're actually getting $570 total income that week ($480 earnings + $90 partial benefit) versus just $450 if you didn't work at all. The system rewards working! Just make sure when you report freelance work that you report it for the week you actually did the work, not when you got paid. I learned that the hard way when payments came in late and it messed up my certification timing.
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UPDATE: My card arrived today! So it took exactly 6 business days from when my payment status changed to "paid". Just wanted to update in case anyone finds this thread later with the same question. The envelope is very plain and easy to miss, so check your mail carefully!
That's great! And thanks for coming back to update - that's super helpful for others. Don't forget to activate it right away and set up your PIN. Also good to transfer the money to your regular bank account so you don't get hit with ATM fees.
Congrats on getting your card so quickly! Just a heads up for anyone else reading this - when you do get your Money Network card, be really careful about the fees. They charge for a lot of things like ATM withdrawals at non-network ATMs, balance inquiries, etc. I'd recommend transferring your funds to your regular bank account ASAP to avoid those fees. You can do free transfers through the Money Network website or app. Also keep the card though because future payments will keep going to it!
This is really good advice! I had no idea about all those fees. Definitely going to transfer my money to my regular account right away once I activate the card. How long do the transfers usually take to go through?
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I know everyone's saying you'll lose your balance, but I actually managed to get an extension last year through a special program when my regular UI ran out. You might want to specifically ask about extensions when you talk to EDD. Different rules apply in different situations.
That's a different situation. Extensions are for when you exhaust your claim balance BEFORE your benefit year ends. The poster is asking about having money left when the benefit year expires, which is different. Extensions aren't available in that scenario - a new claim must be filed after the benefit year ends regardless of remaining balance.
I went through this exact situation a few months ago and it's really frustrating! Lost about $2,200 when my benefit year ended. One thing I wish I had known - make sure you have all your wage documentation ready before you file the new claim. Since you mentioned doing gig work, gather all your 1099s, bank statements showing deposits, and any other proof of earnings. EDD can be really picky about gig work documentation and having everything organized upfront will save you headaches later. Also, if you do qualify for a new claim but the weekly amount is much lower than your current one, don't panic - sometimes there are calculation errors that can be fixed if you can prove higher earnings.
This is really good advice about having documentation ready! I never thought about organizing bank statements for gig work deposits. Do you know if screenshots from apps like DoorDash or Uber showing earnings would count as valid documentation, or do they prefer official statements? I'm worried about what counts as "proof" since most of my gig work has been through apps.
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This is such a helpful thread! I'm new to unemployment benefits and seeing all these different acronyms and payment types was really confusing me. It's great to know that FAC was the federal boost during COVID - I was worried I was missing out on something I should be getting. Really appreciate everyone taking the time to explain this clearly for those of us who are still figuring out how all this works!
I totally understand that feeling, Victoria! When I first started dealing with unemployment, all the different codes and payment types were so overwhelming. FAC, PEUC, PUA - it felt like alphabet soup! But this community has been amazing at breaking things down. Don't hesitate to ask questions when you see something confusing - everyone here has been really helpful and patient with newcomers like us who are still learning the system.
This thread has been so informative! I'm currently dealing with EDD for the first time and was completely puzzled when I saw "FAC" listed in some old payment records I was reviewing. I thought it might be some kind of error or fee that was deducted. It's such a relief to learn it was actually additional money from the federal government during COVID. The way everyone has explained the difference between state benefits and federal programs really helps me understand my payment breakdown better. Thanks to everyone who took the time to clarify this!
Landon Morgan
Update: I filed my claim today using the regular UI Online application like you all suggested. It did ask for my Nevada employer information and had a checkbox to indicate it was out-of-state employment. The system accepted my application and gave me a confirmation number. Now I just have to wait for them to process it and hopefully contact Nevada without any issues. Thanks everyone for your help!
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Bruno Simmons
•Great! Expect it to sit in pending status for a bit longer than usual while they verify with Nevada. If it goes beyond 3 weeks without any update, that's when you might want to try contacting them. Fingers crossed it goes smoothly!
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Teresa Boyd
•see told u it would work! good luck man
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Eva St. Cyr
Glad to see you got your claim filed! Just wanted to add that if you run into any delays during processing, don't panic - interstate claims can sometimes get stuck in the system for various technical reasons. If you need to follow up after a few weeks, try calling early in the morning (around 8:00-8:30 AM) when call volumes are lower. Also keep all your documentation from your Nevada job handy - sometimes they'll ask for additional verification even after the initial application. The good news is once it's approved, your benefit amount will be based on your Nevada wages, so if you were making good money there it should work in your favor. Best of luck with the process!
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