


Ask the community...
I'm in the same boat - no payment today and I'm on direct deposit too. Reading through all these comments, it sounds like it's definitely the holiday causing delays. I had no idea that federal holidays could affect EDD payments like this! Really wish they would send out some kind of notification when this happens. For anyone else dealing with landlord pressure, maybe try explaining it's a federal banking holiday delay - most people understand that's out of your control. Fingers crossed we all get our payments tomorrow morning!
Same here! I had no clue about the holiday thing either until today. I've been with EDD for like 6 months and this is the first time I've hit a federal holiday. Really appreciate everyone sharing their experiences - makes me feel less alone in this situation. Definitely going to bookmark a holiday calendar now so I can plan better. Hope your landlord is understanding about the banking delay!
I'm so sorry you're going through this nightmare - I know exactly how terrifying and overwhelming it feels to receive one of those overpayment letters. I just want to add my voice to all the incredible support and success stories you're seeing here. I went through almost the identical situation 5 months ago when I received an overpayment notice for $29K in PUA benefits from 2021. Like you, I had to leave my job at a retail store because my son's daycare kept shutting down due to COVID outbreaks. I was completely honest during my phone interview and provided every detail they asked for about my childcare situation. The panic and sleepless nights are so real - I completely understand that feeling of dread wondering if they might pursue criminal charges or garnish your wages. But reading through all these amazing success stories from @AstroAlpha, @Madison Allen, @Maya Jackson, @Emily Sanjay, @Pedro Sawyer and others gave me the courage to fight instead of giving up. I successfully appealed and WON my case! The entire overpayment was reversed. The key was following the same approach everyone here has outlined - gathering every piece of documentation about childcare closures, creating a chronological timeline, and emphasizing that I had been completely transparent from day one. My hearing was over the phone, lasted about 40 minutes, and the judge was actually very understanding. When I presented my organized evidence showing the pattern of daycare closures and how they made steady work impossible, they ruled completely in my favor. You absolutely have a strong case here. Childcare disruption due to COVID was explicitly covered under PUA guidelines, you were honest throughout the process, and you deserve to fight this unfair determination. Start gathering your documentation ASAP and get that appeal filed before the deadline. Stay strong - you've got this, and we're all here supporting you!
Wow, thank you so much for sharing your success story - another $29K complete reversal! It's incredible to see so many people who have won their appeals in situations exactly like mine. Your experience with retail work and daycare closures sounds almost identical to what I went through with the nursing home and my daughter's preschool. I'm definitely feeling more hopeful after reading all these success stories from you, @AstroAlpha, @Madison Allen, @Maya Jackson, @Emily Sanjay, @Pedro Sawyer and everyone else who has shared their experiences. It s'clear that when we have solid documentation and were honest from the beginning, these appeals really can be won. The 40-minute phone hearing sounds very manageable, and I m'relieved to hear that the judges seem to be fair and understanding when we present organized evidence. I ve'already started gathering my emails from the preschool about COVID closures and I m'going to create that chronological timeline everyone has recommended. You re'absolutely right that PUA was designed exactly for situations like ours - we weren t'trying to scam anyone, we were just parents trying to survive impossible circumstances during a pandemic. The fact that I was completely transparent during my phone interview should work in my favor. I m'going to get my appeal filed this week and fight this unfair determination. Thank you so much for the encouragement and for sharing your experience - it means more than you know to have this community of people who truly understand what we re'going through!
I'm so sorry you're going through this terrifying situation - I completely understand the panic and sleepless nights you're experiencing right now. I just received a very similar overpayment notice last week for $20K in PUA benefits from 2021, also due to childcare disruptions when my toddler's daycare kept closing for COVID exposures. Reading through all these incredible success stories has given me so much hope! It's amazing to see people like @AstroAlpha, @Madison Allen, @Maya Jackson, @Emily Sanjay, @Pedro Sawyer, @Ryan Kim and others who have successfully appealed and completely reversed their overpayments. Your situation sounds exactly like what PUA was designed to cover - you were honest, transparent, and dealing with legitimate COVID-related childcare disruptions. I'm already starting to gather my documentation following everyone's advice - emails from the daycare about closures, texts with my supervisor, and I'm going to create that chronological timeline approach that seems to work so well in these appeals. The fact that you explained everything clearly during your phone interview and wrote it on your application shows you acted in complete good faith. Criminal charges are extremely rare for honest cases like ours - they focus on clear fraud, not legitimate parents who needed help during impossible circumstances. You followed the rules and qualified under the guidelines. File that appeal ASAP and don't let them intimidate you! Based on all these success stories, you have a really strong case. We're all in this together and rooting for you to win this fight!
Great to hear you got it resolved! For anyone else who encounters this issue, I'd recommend setting up calendar reminders for your certification dates. I learned this the hard way after missing a few weeks myself. The EDD system is pretty unforgiving when it comes to missed certifications, but at least the reactivation process is usually straightforward once you get through to someone.
That's such a good tip about calendar reminders! I just went ahead and set up recurring alerts on my phone for every other Sunday. I can't believe I let this slip through the cracks - the stress of thinking I'd lost my benefits was horrible. Definitely learned my lesson about staying on top of certification dates.
This is exactly what happened to me a few months ago! I panicked thinking something was wrong with my claim, but it turned out I had just missed a couple certification periods during a really hectic time at work. The key thing I learned is to never click "File a New Claim" when this happens - that can mess up your existing claim. Always call first to confirm what's going on. I know the wait times can be brutal, but it's worth it to get the right information. Also, once you get it reactivated, you might want to sign up for text or email reminders if EDD offers them in your area. Glad to see from your update that you got it sorted out!
I'm so sorry you're dealing with this - fraud on unemployment cards seems to be happening way too often lately. Based on what others are sharing here, it sounds like you should prepare for potentially 2-4 weeks minimum for resolution, which I know doesn't help your immediate rent situation. A few things that might help while you wait: contact your landlord ASAP to explain the situation and see if they'll work with you on a payment plan or extension. Most landlords would rather work with you than go through eviction proceedings. Also check if your county has any emergency rental assistance programs - many do and they can sometimes help within just a few days. For the Money Network side, definitely take the advice about calling every few days and mentioning financial hardship. Sometimes being the squeaky wheel really does help. And yes, file that police report - it creates an official record that can strengthen your fraud claim. Hang in there - this system is absolutely terrible but you will get your money back eventually. Just focus on protecting your housing situation in the meantime.
Thank you for the encouragement and practical advice! You're absolutely right about contacting my landlord immediately - I was dreading that conversation but it's better to be proactive than wait until the last minute. I'm going to call them today and explain the situation. I've also been reading through all these responses and it's clear I need to get more organized about this whole process. I'm going to start a document today tracking every call, confirmation number, and piece of advice from this thread. The police report is definitely happening tomorrow too. It's honestly both terrifying and reassuring to see how many people have gone through this same nightmare. The system really is broken when fraud victims are left scrambling to pay rent while investigations drag on for weeks. But knowing others made it through gives me hope I will too.
I'm dealing with Money Network card fraud right now too - had $800 stolen from my account three weeks ago. Based on my experience so far, here's what I've learned that might help: 1. When you call Money Network, ask to speak with the "fraud resolution department" specifically - don't just go through regular customer service. They have different timelines and seem more empowered to help. 2. Get everything in writing via email if possible. I started requesting email confirmations of our phone conversations and it's made a huge difference in tracking progress. 3. Check if your state has any emergency UI assistance programs. California actually has some rapid response funds for situations like this, though they're not well publicized. 4. Document the financial impact this is having on you - late fees, inability to pay rent, etc. This can be used as evidence for expediting your case and potentially getting additional compensation beyond just the stolen amount. The waiting is absolutely brutal when you have bills due. I'm still waiting on mine but following these steps has at least made me feel like I have some control over the process. Stay strong and keep fighting - these fraudsters shouldn't get away with stealing from people who are already struggling!
This is incredibly helpful - thank you for sharing your current experience! I had no idea there was a separate fraud resolution department at Money Network. I've just been going through regular customer service and getting nowhere fast. I'm definitely going to call back tomorrow and specifically ask for that department. The email confirmation tip is brilliant too. I've been relying on just writing down what they tell me over the phone, but having actual email documentation would be so much better for tracking everything. I'm really curious about those California emergency UI assistance programs you mentioned - do you happen to know where I can find information about those? That could be a lifesaver while I'm waiting for this mess to get resolved. It's both frustrating and comforting to know so many of us are dealing with this same issue right now. The fact that unemployment card fraud is this widespread really shows how broken the system is. Hope your case gets resolved soon too - three weeks is way too long to be waiting for your own money back!
Emma Wilson
Congrats on getting your card! That gives me hope - I'm on day 6 right now waiting for mine. Quick question: did you have to sign for the card when it arrived or did it just show up in your regular mail? I'm worried about missing the delivery if I'm not home.
0 coins
Ella Knight
•No signature required! It just came in regular mail with my other letters. I was actually at work when it arrived and found it in my mailbox when I got home. The envelope is pretty discreet too - just says "Money Network" in small print, so you don't have to worry about it looking obviously like a debit card to neighbors or anything.
0 coins
LilMama23
Just wanted to share my recent experience for anyone still waiting! I got approved 3 weeks ago and my card took 8 business days to arrive. What really helped was signing up for USPS Informed Delivery like someone mentioned - I could see it was coming a day before it actually arrived in my mailbox. One tip: make sure to activate your card as soon as you get it and write down the customer service number somewhere safe. I had an issue where my PIN got locked after too many wrong attempts (stress typing lol) and had to call Money Network to unlock it. Their customer service was actually pretty helpful, unlike EDD's phone system. Also seconding what others said about setting up direct deposit ASAP - I did it through UI Online and my second payment went straight to my bank account, which was so much faster than waiting for the card to load.
0 coins
Kristian Bishop
•Thanks for sharing your timeline! 8 days is pretty reasonable. The Informed Delivery tip is gold - I just signed up after seeing it mentioned here and it's already showing me what's coming tomorrow. Really wish I'd known about that sooner! And yeah, definitely writing down that Money Network number, I can already see myself panicking and forgetting my PIN under pressure 😅
0 coins