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When to reapply for EDD benefits - before or after benefit year end date?

I'm getting nervous because my benefit year is ending on January 15th, 2025. I've heard different things about when to reapply for unemployment. Should I submit a new application a few days before my benefit year ends so there's no gap in payments? Or do I need to wait until after my benefit year officially expires (like on January 16th)? I'm worried because I know EDD applications take time to process and I can't afford to go weeks without income while waiting for approval. Has anyone gone through this recently and know what the correct timing is?

You should wait until your benefit year actually expires before filing a new claim. EDD doesn't process new claims until the current benefit year is completely over. If you try filing early, the system might reject your application or it could cause confusion in their system. I reapplied back in March after my benefit year ended and it took about 10 days for approval.

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Emily Thompson

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Thanks for the advice! So even though there might be a gap in payments, I shouldn't try to apply early? That makes me nervous but I definitely don't want to mess up my claim.

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Daniela Rossi

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u can acually file up to 2 weeks b4 ur BYE date, thats what the rep told me when i called. they just wont process it til after ur year ends but at least its in the system

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Ryan Kim

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This is incorrect information. EDD specifically states on their website that you should NOT file a new claim until after your benefit year has ended. Filing early can cause processing errors and delays. There's a difference between filing early and having your existing claim's final weeks processed.

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Zoe Walker

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The official EDD guidance is to wait until after your benefit year end date to file a new claim. However, you can prepare by gathering all your employment information for the previous 18 months, having your ID documents ready for verification, and ensuring your UI Online account is accessible. When your benefit year ends on January 15th, you should file on January 16th or after. Yes, there will likely be a 2-3 week gap while your new claim is processed, but starting early won't actually speed things up and may cause complications in their system. If you're currently receiving benefits and still have a balance, make sure to certify for all weeks up to your benefit year end date. The system will prompt you if you need to file a new claim when you try to certify after your benefit year ends.

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Emily Thompson

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Thank you for the detailed explanation! I'll make sure I have all my documentation ready before the 15th so I can apply immediately after. Does filing on a weekday versus weekend make any difference in processing time?

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Elijah Brown

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Just FYI, when my benefit year ended last month, I tried filing 3 days before and the system rejected it with an error saying I couldn't file until my BYE date. So yeah, don't waste your time trying early.

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Maria Gonzalez

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Same thing happened to me! The system knows if your benefit year is still active and won't let you submit a new application. Just wait until the exact date or after.

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Natalie Chen

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I was in this EXACT situation in November and I'll tell you what happened to me. I waited until the day AFTER my benefit year ended to file a new claim. Then I got stuck waiting 5 WEEKS with no money because EDD was "reviewing" my application!!! They never told me there was a problem, I just kept checking UI Online and it said "pending" forever. I finally got through to a rep who fixed something in their system and my payments started the next day. If I were you, I'd start calling EDD now to find out what the current processing time is. Good luck even getting through though - I had to call like 57 times before I didn't get the "too many callers" message.

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I found a service called Claimyr that helped me get through to EDD when I was dealing with payment delays. They connect you to EDD's phone system so you don't have to keep redialing. Saved me hours of frustration. Their site is claimyr.com and they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. Definitely worth it when you're dealing with time-sensitive stuff like your benefit year ending.

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Daniela Rossi

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its so stupid how they make u reapply every year even when nothing changed!!!! why can't they just continue ur benefits????

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They require reapplication because they need to verify you're still eligible under current guidelines. Some people find new work or have other changes in their situation during that year. It's frustrating but there's logic behind the requirement.

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Ryan Kim

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To give you the factually correct information: 1. You must wait until after your benefit year end (BYE) date to file a new unemployment claim 2. The earliest you can file is the day after your BYE date (January 16th in your case) 3. There is typically a processing gap of 1-3 weeks for a new claim, sometimes longer during high volume periods 4. If you qualify for a new claim, benefits are not retroactive to your BYE date - they begin when the new claim is processed 5. You should prepare all employment information for the base period (typically the first 4 of the last 5 completed calendar quarters) 6. You'll need to complete ID.me verification again for a new claim if you haven't done so in the last 12 months This is based on current EDD procedures as of 2025. The guidance about filing 2 weeks early is incorrect and will cause problems with your claim.

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Emily Thompson

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This is super helpful, thank you! I'll make sure I have my earnings information organized. Do you know if I need to provide work search information when I first file the new claim, or does that come later when I start certifying?

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Zoe Walker

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Since you're planning ahead, here's a tip that helped me: Take screenshots of your current claim information (especially your payment history) before your benefit year ends. Sometimes when you file a new claim, you temporarily lose access to your old claim details in UI Online. Having those screenshots can be helpful if there are any questions about your previous benefits. Also, when you do file on January 16th or after, try to do it early in the morning when the system is less busy. I've found the website works much better before 8 AM.

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Emily Thompson

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That's such a smart idea about the screenshots! I wouldn't have thought of that. And thanks for the tip about filing early morning - I'll set an alarm for the 16th and do it first thing.

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