


Ask the community...
I've been on unemployment for about 8 months now and holidays used to stress me out so much until I learned the pattern. What everyone's saying is absolutely correct - if your UI Online shows "paid" then you're good to go, it's just the banking delay. I've noticed that Money Network usually processes the deposits in batches, so some people get theirs earlier in the day and others later. Don't panic if yours comes a few hours after others report getting theirs. The longest I've ever had to wait for a holiday delay was until Wednesday evening, but that was during a week with multiple holidays. One business day delay is the norm for single holidays like President's Day.
This is really reassuring to hear from someone with 8 months of experience! I'm pretty new to unemployment (this was only my second payment) so I had no idea what was normal. The batch processing thing makes sense - I was wondering why some people were reporting getting their money at different times throughout the day. Good to know that even Wednesday evening is still within the normal range for holiday delays. Thanks for sharing your experience!
Just want to add my experience for anyone else who might be dealing with this in the future - I've been on UI for about 6 months and every single federal holiday has caused exactly a one business day delay when my status shows "paid". The key thing I learned is to not even bother checking your Money Network card on the actual holiday because the banking systems are completely offline. I usually just mark my calendar for the next business day and check then. It's also worth noting that if you have direct deposit to a regular bank account instead of the Money Network card, the timing is usually very similar - still delayed by federal holidays but typically processes the next business day. The stress definitely gets easier once you know the pattern!
This is exactly what I needed to hear! I'm completely new to all of this and had no idea that federal holidays would affect payments. The tip about not even bothering to check on the actual holiday is gold - I probably checked my Money Network card like 10 times yesterday which just made my anxiety worse. I'm definitely going to start keeping track of federal holidays on my calendar now so I know what to expect. It's so helpful to hear from people who've been through this multiple times. Makes me feel a lot less alone in figuring all this out!
UPDATE: Just wanted to let everyone know that I got the claim reopened! After clicking on the certify button like suggested, I did get the reopen option. Filled everything out yesterday, and today I was able to certify for last week. It shows my payment as pending, but at least the process is moving forward. Thanks everyone for your help!
Congratulations on getting it resolved! This thread is such a perfect example of how confusing EDD can be for situations like this. Your experience will definitely help other people who find themselves in the same boat - having an old claim that looks "active" but hasn't been used in months. It's really not intuitive that you need to click "Certify for Benefits" first to get the reopen option to appear. Hope your payment comes through quickly!
Absolutely agree! I'm new to this community but this whole thread has been incredibly helpful to read through. The EDD system really is counterintuitive - who would think to click "Certify for Benefits" to find the reopen option? It's like they designed it to be as confusing as possible. @GalaxyGuardian thank you for posting the update, it gives me hope that when I inevitably run into EDD issues (seems like everyone does eventually), there are people here who actually know what they're talking about!
I went through something similar when I moved here from Texas. The sudden cutoff is really jarring when you're used to better communication from other state systems. One thing that helped me was setting up job alerts on multiple platforms (Indeed, LinkedIn, ZipRecruiter) and also checking with local workforce development centers - they sometimes have resources for people who've exhausted UI benefits. Also, if you haven't already, make sure to update your resume to highlight any new skills you picked up during that freelance work you mentioned. Even small gigs can show you stayed active and adaptable during your job search.
That's really solid advice about the job alerts and workforce centers! I hadn't thought about highlighting the freelance work on my resume - you're right that it shows I've been staying active. The sudden cutoff really is jarring compared to other states. Did you find the workforce development centers had any specific programs for people who've exhausted their UI benefits, or was it more general job search help?
I'm in a similar situation - my benefits just ended after about 8 months and I was completely caught off guard. The lack of warning is really frustrating when you're trying to budget and plan ahead. I've been reading through all these responses and it's helpful to know I'm not alone in this experience. Has anyone had success with the workforce development centers that were mentioned? I'm in the Bay Area and wondering if there are specific locations that are particularly helpful for tech workers who've exhausted their UI benefits.
I'm also in the Bay Area and just went through this! The One-Stop Career Centers in San Jose and San Francisco have been really helpful. They have specific programs for tech workers including resume workshops that focus on translating skills between different tech roles, and some locations offer networking events. The San Mateo location also has partnerships with local tech companies for job placement. You can find locations at https://www.caljobs.ca.gov/ - I'd recommend calling ahead to ask about their programs for UI exhaustees since some locations have waiting lists for certain services. Also, don't overlook the smaller community colleges - many have career centers that are less crowded than the main workforce centers.
I've been in the same situation before! From my experience, if you're still on hold after 8PM, they will disconnect you automatically when their system shuts down for the day. There's no callback system unfortunately. My advice is to hang up now and try calling tomorrow right at 8AM - set multiple alarms! The first 30 minutes when they open tends to be your best shot at getting through. Also, definitely check out those shortcut videos Tom shared - they can really help you navigate their phone system faster. Good luck!
Thanks Romeo! That's exactly what I was worried about - getting disconnected after waiting so long. I really appreciate everyone's advice about calling right at 8AM. I'll definitely set those alarms and try the shortcut methods too. This community is so helpful for navigating the maze! Hopefully tomorrow will be the day I finally get through.
I feel your frustration! I was in this exact same situation last month - waited 4+ hours only to get disconnected right at closing time. As others mentioned, they do close at 8PM and will automatically disconnect you. Since you've already invested so much time today, I'd recommend hanging up and trying the early morning strategy. I finally got through by calling at exactly 8:00 AM and using one of those shortcut methods - it only took 45 minutes instead of hours! Also, make sure you have all your documents ready before calling so you don't waste any time once you get connected. Hang in there, you'll get through eventually!
Paolo Marino
Question for anyone who knows - I'm in a kinda similar situation (filed 4 months after layoff) and my interview is tomorrow. If they approve my claim, will I get benefits starting from when I filed or could they potentially backdate it? I've been certifying every two weeks since I filed even though nothing has been paid yet because of the pending interview.
0 coins
Miguel Alvarez
•Generally, benefits start from when you filed, not your last day of work, unless you specifically request backdating and have good cause for the delay (like illness, technology issues, or EDD misinformation). Keep certifying as you're doing - if approved, you'll get paid for those weeks you've certified for since filing.
0 coins
Paolo Marino
•Thanks! That makes sense. Good luck with your interview OP!
0 coins
Connor O'Reilly
Just wanted to follow up - how did your interview go? I'm curious because my cousin is in almost the exact same situation (waited about 5 months to file after being laid off).
0 coins
CyberSiren
•The interview was yesterday and it actually went better than expected! They asked a lot about why I waited (I explained about my savings) and details about my gig work. They seemed satisfied with my answers and told me I should see a decision in my account within 10 days. They did say they couldn't backdate to December since I chose to use my savings first, but I'll at least get benefits from July when I filed. That Claimyr service someone mentioned helped me reach EDD beforehand which really helped me prepare!
0 coins