SDI Overpayment Letter - Where to Pay and What Info They Need?
I just got a letter from disability saying I was overpaid and now I owe them money. Has anyone dealt with this before? I'm not sure where to pay or what additional information they need. Any advice on how to handle this?
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Carmen Lopez
Ugh, been there done that. First thing you need to do is call them ASAP. They'll explain exactly how much you owe and give you options for repayment. Don't ignore it or it'll just get worse!
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AstroAdventurer
•Totally agree. I waited too long and they started garnishing my wages 😠Don't be like me!
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Andre Dupont
•How long did u wait before they started garnishing? Asking for a friend... 👀
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AstroAdventurer
•It was like 3 months I think? But don't quote me on that. Just call them asap and save yourself the headache
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Zoe Papanikolaou
Here's what you need to do: 1. Gather all your documents - the overpayment letter, any other correspondence, and your original claim info. 2. Call the disability office. Be prepared to wait on hold for a while. 3. Ask for a detailed explanation of the overpayment - why it happened and how they calculated it. 4. Inquire about repayment options. They usually offer payment plans. 5. If you disagree with the overpayment, ask about the appeal process. 6. Get everything in writing. If they tell you something on the phone, ask for it to be mailed to you. 7. Keep detailed notes of all conversations, including dates and names of who you spoke with. 8. If they're asking for additional info, find out exactly what they need and when it's due. 9. Consider seeking help from a legal aid organization if you're overwhelmed. Remember, staying proactive is key. Good luck!
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Jamal Wilson
•This is gold 💯 Wish I had this advice when I went through the same thing last year!
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Yuki Ito
•Thank you so much for this detailed response! It's really helpful. I'll start gathering my documents right away.
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Mei Lin
Am I the only one who thinks its ridiculous that THEY mess up and WE have to pay for it? 🤔 The system is broken af
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Liam Fitzgerald
•Preach! 🙌 It's a total clown show 🤡
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GalacticGuru
•ikr? like we're all just supposed to have extra cash lying around to pay them back. smh
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Amara Nnamani
I found a method to get someone on the phone. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/1X-mEsLtbmQ
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Giovanni Mancini
•Sounds sketchy. Is it legit?
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Amara Nnamani
•Yeah, it's totally legit. I was skeptical at first too, but it saved me hours of hold time. Worth every penny imo
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Fatima Al-Suwaidi
•How does it work exactly? Do they just keep calling until they get through?
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Amara Nnamani
•Pretty much. They use some tech to navigate the phone tree and then wait on hold. When a real person picks up, they connect you. It's pretty slick
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Dylan Cooper
whatever you do, DONT ignore it. my cousin did that and ended up owing way more cuz of interest and penalties. its a pain but you gotta deal with it head on
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Sofia Morales
Has anyone successfully appealed an overpayment? I'm thinking about fighting mine but not sure if it's worth the hassle.
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StarSailor
•I did! It took forever but I finally got it resolved. Make sure you have all your ducks in a row before you start tho
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Sofia Morales
•That's encouraging! Any tips on what kind of evidence worked best for you?
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StarSailor
•Documentation is key. I had emails, letters, and even recorded phone calls (check your state laws on that). The more proof, the better
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Dmitry Ivanov
just went thru this last month. its a nightmare but youll get thru it. deep breaths and lots of coffee lol
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Harold Oh
I went through this exact situation about 6 months ago. Here's what I learned: The letter should have payment instructions on the back or second page - look for a remittance address or online portal info. If not, definitely call them. When I called, they set me up with a payment plan that worked with my budget. Also, keep copies of EVERYTHING - your payment confirmations, correspondence, all of it. The whole process is stressful but manageable if you stay organized. You got this! 💪
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Ethan Taylor
•Thank you for sharing your experience! That's really reassuring to hear from someone who's been through it recently. I'll definitely check the back of the letter - I was so stressed when I first read it that I might have missed those details. The payment plan option sounds like a lifesaver. How long did it take you to get everything sorted out once you called them?
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Laila Fury
•@Harold Oh This is super helpful! I m'dealing with the same thing right now and was panicking. Did you have to provide any additional documentation when you set up the payment plan, or was it pretty straightforward once you got through to someone? Also, how reasonable were they with the payment amounts - could you negotiate based on your income?
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Keisha Taylor
•@Harold Oh Really appreciate you sharing the details! I m'in a similar boat right now and your advice about checking the back of the letter is spot on - I almost missed the payment info too when I first got mine. Quick question: when you set up the payment plan, were they pretty flexible with the monthly amounts? I m'worried they ll'want more than I can realistically afford each month.
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