EDD or Workers' Comp? Confused about work-related disability payments and 'state disability offset' on paystub
I applied for disability benefits a couple months ago but haven't gotten any payments yet. I got a salary computation and a survey about my work benefits. They said my disability might be work-related, so EDD benefits might not be eligible. But I noticed a 'state disability offset' deduction on my pay stubs. Now I'm confused - should I expect EDD to pay me or do I need to talk to my employer about getting payments? Anyone dealt with this before?
25 comments
Tom Maxon
I found a way to solve disability benefits payment confusion, watch this: https://www.youtube.com/watch?v=orxvcy8xdBc
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Eleanor Foster
Sounds like you might be dealing with workers' comp rather than state disability. If your disability is work-related, that's usually handled through your employer's workers' comp insurance, not EDD. The 'state disability offset' on your pay stub could be related to this. I'd suggest reaching out to your HR department ASAP to clarify what's going on with your claim.
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Nathan Kim
Thanks for the advice! I'll def reach out to HR tomorrow. Do you know if workers' comp payments are usually the same as what I'd get from EDD?
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Eleanor Foster
Workers' comp can be different from EDD payments. It's usually about 2/3 of your average weekly wage, but there are caps and it can get complicated. Your HR should be able to give you more specific info based on your situation and the company's policy.
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Lucas Turner
Just a heads up, sometimes HR can be slow af with this stuff. If they drag their feet, don't be afraid to follow up or even go above them if necessary. Your financial wellbeing is on the line here! 💪
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Kai Rivera
ugh, the system is so confusing! 🤯 I've been dealing with something similar and it's like nobody knows what's going on. EDD says talk to your employer, employer says talk to EDD... it's a never-ending loop!
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Anna Stewart
Tell me about it! I swear they make it confusing on purpose so people just give up. Stay strong and keep pushing for answers! 💪
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Layla Sanders
Pro tip: document EVERYTHING. Every call, email, letter. It's a pain but it'll save your butt if things get messy.
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Morgan Washington
Here's what you need to know about work-related disabilities and benefits: • If your disability is work-related, it typically falls under workers' compensation, not state disability insurance (SDI). • Workers' comp is handled through your employer's insurance, not EDD. • The 'state disability offset' on your paystub might be related to your employer's disability insurance policy. • You should contact your HR department immediately to clarify your situation. • Ask about the status of your workers' comp claim if one has been filed. • If a workers' comp claim hasn't been filed, ask if you should file one. • Inquire about any short-term or long-term disability benefits your company offers. • If your employer insists it's an EDD matter, get that in writing and then contact EDD again. • Consider consulting with a workers' comp attorney if things remain unclear. Remember, the key is to be persistent and document everything. Don't be afraid to ask questions and seek clarification. Your financial wellbeing is important!
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Nathan Kim
Wow, thank you so much for this detailed breakdown! This really helps clarify things. I'll definitely follow these steps and see where it leads me.
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Kaylee Cook
This is gold! 💯 Saving this for future reference. Thanks for taking the time to write it all out!
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Oliver Alexander
Quick question - how long does the workers' comp process usually take? I've heard horror stories about people waiting months...
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Morgan Washington
The timeline can vary a lot depending on the complexity of the case and how cooperative everyone is. Some straightforward claims can be resolved in a few weeks, but complicated ones can indeed take months. That's why it's crucial to start the process ASAP and stay on top of it!
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Lara Woods
I found a method to get someone on the phone at EDD. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video explaining how it works: https://youtu.be/1X-mEsLtbmQ
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Adrian Hughes
Sounds too good to be true. Has anyone else tried this? Is it legit?
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Molly Chambers
20 bucks to skip the hold time? Sign me up! 🙌 How long did you end up waiting?
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Lara Woods
It's totally legit! I was skeptical at first too, but it saved me hours of frustration. I only waited about 10 minutes after the service called me back. Way better than the 3+ hours I spent trying to get through on my own.
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Ian Armstrong
idk man, paying to talk to a government agency feels wrong. Shouldn't this be free?
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Lara Woods
I get where you're coming from, but for me, time is money. I'd rather pay $20 than waste a whole day trying to get through. Plus, I needed answers ASAP for my claim. It was worth it in my situation.
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Eli Butler
have you tried reaching out to your state representative? Sometimes they can help cut through the red tape and get answers faster.
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Marcus Patterson
This happened to my cousin last year. Turns out it was a mix-up between workers' comp and state disability. He had to get a lawyer involved to sort it all out. Hopefully your case is simpler, but don't be afraid to seek legal help if things get messy!
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Nathan Kim
Oh man, I hope it doesn't come to that. Did your cousin end up getting backpay for the time he was waiting?
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Marcus Patterson
Yeah, he did eventually get backpay, but it took a few months to sort everything out. The lawyer definitely helped speed things up tho.
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Lydia Bailey
lmao welcome to the wonderful world of bureaucracy 🤡 where nothing makes sense and the rules are made up. Good luck, you're gonna need it!
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Mateo Warren
fr fr 😂 it's like they WANT us to give up
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