EDD SDI question: Can I get disability while caring for child post-surgery?
I'm at my wits' end trying to figure out if I qualify for SDI while taking care of my 6-year-old after her tonsillectomy. My daughter is scheduled for surgery on July 15th, 2025, and her ENT specialist said she'll need constant care for at least 3 weeks post-op. I'm a single dad with no family nearby who can help. Her mom lives out of state. I already notified my employer about needing time off (requested back in April), but they're giving me pushback saying I should use vacation time for the first week, then unpaid leave after that. They're claiming SDI doesn't cover caring for family members - only Paid Family Leave does. The problem is I already used up my PFL time earlier this year when my daughter had pneumonia (Jan-Feb). I've been working at my current job for 3+ years, so I know I have enough work credits for SDI. Has anyone successfully gotten SDI approval for caring for a child after surgery? What documentation did you need from the doctor? Should I apply now or wait until closer to the surgery date? I'm seriously stressed about potentially losing 3 weeks of income when I'm already barely making rent.
24 comments


Katherine Hunter
You're confusing SDI with PFL. State Disability Insurance (SDI) only covers YOUR own disability/illness, not caring for a family member. That's what Paid Family Leave (PFL) is for, which you said you already used up. Unfortunately, there's a limit to how much PFL you can take in a 12-month period, typically 8 weeks. If you've used all your PFL, you won't qualify for SDI just to care for your child, unless you have your own disability.
0 coins
Emma Morales
•Oh man, I was afraid of that. My supervisor made it sound like there might be some special exception for parents. Is there any other EDD program I could qualify for? I really can't afford to take unpaid leave for that long.
0 coins
Lucas Parker
This happened to me last yr with my son's surgery!! Talk to ur childs doctor ASAP. Sometimes they can write u a note saying that caring for ur kid is causing u anxiety/depression which CAN qualify u for SDI as your own medical condition. Worth a shot!
0 coins
Donna Cline
•Whoa, this is risky advice. While technically possible, the EDD investigates fraud very seriously. If you're not genuinely experiencing disabling anxiety/depression, and are just getting a note to game the system, you could face penalties. Just be careful with this approach.
0 coins
Emma Morales
•Thanks for the suggestion, but I'm not comfortable going that route. I'd rather find a legitimate solution that won't risk problems later.
0 coins
Harper Collins
SDI is for your own disability only. PFL is for caretaking. You mentioned you used up PFL this year. Just so you know, the limit is 8 weeks total in a 12-month period (used to be only 6 weeks until recently). If your previous PFL claim was just for 2-3 weeks, you might still have some weeks left to use.
0 coins
Emma Morales
•I used the full 8 weeks when she had pneumonia with complications, so I'm out of PFL time until next January. That's why I'm trying to figure out if there are other options.
0 coins
Kelsey Hawkins
As others have correctly mentioned, SDI is specifically for your own disability, while PFL is designed for caregiving situations like yours. Since you've exhausted your PFL benefits, here are some alternatives to consider: 1. FMLA/CFRA - These provide job protection (but no pay) for up to 12 weeks 2. Ask your employer about advance vacation borrowing for next year 3. Check if your employer offers any emergency leave bank or hardship programs 4. Some companies have employee assistance programs with emergency grants 5. Look into local non-profits that might offer assistance for families with children undergoing medical procedures Unfortunately, there's no way to qualify for SDI unless you personally have a medical condition that prevents you from working.
0 coins
Emma Morales
•Thank you for these detailed alternatives. I'm definitely covered under FMLA for job protection, so that's something at least. I'll look into the non-profit option - hadn't thought of that. My employer is pretty small (under 25 employees) so they don't have many formal programs, but maybe I can negotiate something.
0 coins
Dylan Fisher
Have u tried calling EDD directly to ask? When I was in a similar situation they were actually helpful but it took FOREVER to reach someone. I spent like 3 days just calling and calling and getting hung up on.
0 coins
Edwards Hugo
•I had the same problem reaching EDD about my disability claim last month! I finally used a service called Claimyr (claimyr.com) that got me connected to an EDD agent in about 20 minutes instead of spending days calling. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd They basically keep calling for you until they get through, then connect you. Saved me so much frustration when I needed answers about my pending SDI claim.
0 coins
Emma Morales
•That's good to know! I might try calling first, and if I can't get through I'll check out that service. At this point I need definitive answers so I can plan ahead.
0 coins
Gianna Scott
not sure if this helps but my wife works at a school and when shes off during summer she gets SDI i think??? maybe check if theres anything about temporary unemployment during planned medical care for dependents
0 coins
Katherine Hunter
•Your wife is most likely getting unemployment benefits during the summer break (if she's not guaranteed work during that period), not SDI. Unemployment and disability are completely different programs, with different eligibility requirements. The OP wouldn't qualify for unemployment since they need to be available for work, which they won't be while caring for their child.
0 coins
Katherine Hunter
One thing no one has mentioned - have you looked into whether your health insurance offers any case management or home health services? Sometimes insurance will cover a home health aide for children after certain surgeries, especially if the doctor documents it as medically necessary. It's worth calling your insurance company to ask about post-surgical care benefits.
0 coins
Emma Morales
•That's actually a really good suggestion! I have decent insurance through my employer, but I never thought to ask if they cover any home care services. I'll call my insurance tomorrow and see what options might be available. That could potentially solve a big part of the problem. Thank you!
0 coins
Donna Cline
I think your best approach is multi-faceted: 1. Get documentation from the ENT about the full recovery timeline and specific care requirements 2. Speak with your HR department about FMLA/CFRA and any company-specific leave options 3. Contact your health insurance about home health aide coverage 4. If you're truly experiencing stress/anxiety over this situation, talk to your own doctor about your mental health 5. Check with local social services about any emergency assistance programs Unfortunately, the EDD system has this gap where PFL has time limits, but children's medical needs don't follow convenient timelines. I hope you're able to piece together a solution!
0 coins
Emma Morales
•Thank you for breaking it down like this. I'm going to start working through this list tomorrow. I appreciate everyone's help in clarifying what's possible and what's not. At least now I can focus on realistic options instead of pursuing something that won't work.
0 coins
Chloe Mitchell
I went through something similar when my daughter needed surgery last year. Since you've exhausted your PFL benefits, you might want to look into whether your employer participates in any voluntary disability insurance programs that could supplement state benefits. Also, some employers have "catastrophic leave donation" programs where other employees can donate their unused sick/vacation time to colleagues facing family emergencies. It's worth asking HR if they have anything like this. Another option is to see if you can work out a flexible arrangement - maybe working part-time from home during some of the recovery period if your job allows it, so you're not completely without income for the full 3 weeks.
0 coins
Margot Quinn
•These are really helpful suggestions! I hadn't thought about the catastrophic leave donation program - that's definitely worth asking about. My job does have some remote work flexibility, so maybe I could negotiate something where I work reduced hours from home during part of the recovery period. That way I wouldn't lose all my income while still being able to care for my daughter. I'll bring this up when I talk to HR about FMLA options. Thank you for thinking outside the box!
0 coins
Paige Cantoni
I'm really sorry you're dealing with this stressful situation. As others have correctly pointed out, SDI only covers your own medical conditions, not caregiving responsibilities. Since you've used your full PFL allocation, here's another angle to consider: contact your local 211 service (dial 2-1-1) for comprehensive resource information. They often know about local programs that provide temporary childcare assistance or respite care for families dealing with medical situations. Also, consider reaching out to the hospital where your daughter will have surgery - many hospitals have social workers who can connect families with community resources, financial assistance programs, or even volunteer programs that help with post-surgical care. The Ronald McDonald House organization sometimes has resources beyond just housing that could be helpful. Some churches and community organizations also have emergency assistance funds specifically for situations like yours, even if you're not a member. Document everything with your employer now - your FMLA request, the medical necessity, timeline, etc. This protects you legally even if you can't get paid leave.
0 coins
Omar Mahmoud
•This is incredibly helpful advice! I had no idea about calling 211 or that hospitals might have social workers who could connect us with resources. I'm definitely going to reach out to the hospital where the surgery is scheduled - that could open up options I never would have thought of. The Ronald McDonald House suggestion is great too. I've been so focused on figuring out the EDD side that I didn't think about community resources that might help bridge the gap. Thank you for taking the time to share all these practical suggestions!
0 coins
Amara Okonkwo
I'm a single parent who went through a similar situation with my son's surgery two years ago. Since you've maxed out your PFL, I'd suggest also checking if your state has any temporary caregiver assistance programs outside of EDD - some states have emergency family support funds that aren't well-publicized. Another thing that helped me was negotiating with my employer to use future sick days in advance, essentially borrowing against next year's accrual. Some companies will allow this in documented medical emergencies. Also, if you have a flexible spending account (FSA) or health savings account (HSA), you might be able to use those funds to pay for professional caregiving services during your work hours, which could allow you to work at least partial days. Don't forget to keep detailed records of all medical documentation and correspondence with your employer - this could be important if you need to pursue other legal protections or if your situation changes. Wishing you and your daughter the best with her surgery and recovery!
0 coins
Yuki Tanaka
•Thank you so much for sharing your experience as a single parent who went through this - it really helps to hear from someone who's been in the same situation. The idea about borrowing against future sick days is brilliant! I hadn't thought of that approach, and it might be something my employer would consider since they know this is a legitimate medical situation. I do have an HSA that I've been contributing to, so using those funds for professional caregiving services during work hours could be a game-changer. That way I could potentially work partial days and not lose all my income. I'm going to add this to my list of things to discuss with HR. Really appreciate you taking the time to share these practical solutions!
0 coins