EDD SDI pregnancy claim ending vs actual postpartum date - need help with return date confusion
I'm so confused about my SDI pregnancy claim end date and how it relates to my actual delivery. I started my pregnancy disability claim at 36 weeks in early February 2025. My expected due date was 3/11, but my baby didn't arrive until 3/18 (a week late). Now I'm trying to figure out when my SDI benefits actually end and when my Paid Family Leave should begin. According to my original due date, my 6 weeks postpartum would end around 4/20, but based on my ACTUAL delivery date, I won't hit 6 weeks postpartum until 4/29. I just logged into SDI Online for the first time in weeks and noticed there's a 'claim update/report delivery date' option I never used! I panicked and submitted my actual delivery date today. Does anyone know what happens now? Will EDD automatically adjust my claim end date to reflect the actual 6 weeks postpartum based on my real delivery date? Or did I mess something up by reporting so late? I'm worried about a gap between my SDI ending and PFL starting because of this confusion!
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Zara Rashid
You did the right thing by reporting your actual delivery date! EDD will adjust your SDI claim to cover 6 weeks from your actual delivery date (3/18), so it should now end on 4/29 instead of 4/20. The system is designed to handle this exact situation since babies rarely arrive exactly on their due date. Just make sure you file your PFL claim to start immediately after your SDI ends to avoid any gap in benefits.
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Sean Doyle
AuthorThank you so much! That's a relief. Should I expect to see the updated end date reflected in my account soon? And will they automatically send the additional week's payment, or do I need to do something else?
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Luca Romano
omg same thing happened with my pregnancy last year! baby was 9 days late and i was so confused about the dates. dont worry too much, just make sure u apply for PFL before ur SDI ends. The system is confusing but it works out
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Sean Doyle
AuthorThanks for sharing your experience! Did you have to do anything special to make sure there wasn't a gap between the two benefits? Did they automatically adjust your SDI end date?
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Nia Jackson
The entire SDI/PFL system for pregnancy is SO frustrating!!! When I had my baby in 2024, I reported my delivery date right away but STILL had problems with the transition to PFL. My SDI ended based on my original due date and I had a 10-day gap before PFL kicked in. I called EDD for DAYS and couldn't get through to fix it. UGH!
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NebulaNova
I helped hundreds of new moms work through this exact problem when I worked at a benefits consulting firm. You can avoid this gap issue by filing your PFL claim about 5-7 days before your SDI ends. The key is reporting your actual delivery date (which you did) and submitting the DE 2501FP form for PFL with the right start date. If anyone's having trouble getting through to EDD's disability department, I recommend Claimyr (claimyr.com) - they've helped many of my clients connect with EDD reps quickly. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd
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Mateo Hernandez
Wait I'm so confused. I thought pregnancy disability automatically gives you 4 weeks before due date and 6 weeks after for vaginal delivery (8 weeks for c-section)? So wouldn't your SDI just end 6 weeks from your actual delivery date (3/18 + 6 weeks) regardless of your due date? That's how mine worked last year...
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Zara Rashid
You're absolutely right. The standard benefit period is 4 weeks before and 6 weeks after for vaginal delivery (or 8 weeks for c-section). The key is that the "after" period is based on actual delivery date, not the due date. The OP just needed to report her actual delivery date (which she finally did), and the system will adjust accordingly.
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Aisha Khan
I just went through this whole process! definitely apply for your PFL about a week before your adjusted SDI end date (which should now be 4/29). Make sure your doctor submitted the correct delivery date on their certification. If the dates don't match up on your online account in the next few days, call EDD directly. The wait times are HORRIBLE but getting this fixed early is better than dealing with payment gaps!
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Ethan Taylor
calling EDD is literally the WORST. i tried for two weeks straight when i had my datd confusion and kept getting hung up on after waiting forever. waste of time.
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NebulaNova
Here's what you need to know about the pregnancy disability claim process in 2025: 1. SDI covers up to 4 weeks before birth and 6 weeks after vaginal delivery (8 weeks for c-section) 2. The postpartum period is based on ACTUAL delivery date, not due date 3. You need to report your delivery date to adjust the claim properly 4. Your claim should now end on 4/29 (6 weeks after 3/18) 5. File your PFL claim 5-7 days before your SDI ends (around 4/22) Your doctor should have also submitted updated medical certification with your delivery date. If they didn't, you may need to follow up with them. The system will adjust, but it might take a few days to show the updated end date online.
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Sean Doyle
AuthorThis is incredibly helpful, thank you! I'll check with my doctor to make sure they submitted the updated certification. And I'll make sure to file for PFL around 4/22 as you suggested. One last question - do I need a new medical certification for the PFL portion, or does that use the same documentation?
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Aisha Khan
For PFL after pregnancy, you'll need to submit form DE 2501FP (Paid Family Leave Bonding Certification). It's different from your disability paperwork. You don't need your doctor for this one - you just need to provide your child's birth certificate or hospital discharge papers as proof. Don't wait until your SDI ends to start this process!
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Sean Doyle
AuthorThank you! I have her birth certificate already so I'll get started on that form soon. This whole system is so confusing for first-time parents!
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Luca Romano
guys im having a similar issue but with a c-section... do i get 8 weeks from delivery date with SDI? and then can start PFL after that? will they give me problems if i submit my PFL claim early?
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Zara Rashid
Yes, for a c-section you get 8 weeks postpartum instead of 6 weeks through SDI. And yes, you should file your PFL claim about a week before your SDI ends. Filing early won't create problems - it actually helps ensure a smooth transition between benefits. Just make sure the PFL start date you request matches your SDI end date exactly.
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Ethan Taylor
My friend had this exact problem in january!!! her baby was two weeks late and her doctor never sent in the right paperwork. she had to pay rent with credit cards cause her benefits got all messed up!!!! call call call until u get someone to help fix it!!!!
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Nia Jackson
THIS! My doctor's office was useless with paperwork. I ended up having to go in person to their office and wait while they submitted the right forms. Don't assume they did it correctly!
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Yuki Ito
Used Claimyr last month when I had issues with my pregnancy disability claim transfer to PFL. Got through to an actual human at EDD in under 15 minutes after trying for days on my own. Totally worth it.
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Sean Doyle
AuthorI might need to try that if I can't get this sorted out soon. Did they help resolve your issue completely or did you still have to call multiple times?
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Javier Torres
I'm a new parent going through something similar right now! My baby was born 5 days after my due date and I was so stressed about the timing too. What really helped me was creating a timeline on paper - writing down my actual delivery date, adding 6 weeks to get my SDI end date, then marking when I needed to submit my PFL application. The visual really helped me understand the process better. Also, keep checking your SDI Online account every few days after reporting your delivery date - mine updated within about a week to show the corrected end date. Don't panic if it takes a little time to reflect the changes!
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