EDD SDI pregnancy claim ending vs actual postpartum date - need help with return date confusion
I'm so confused about my SDI pregnancy claim end date and how it relates to my actual delivery. I started my pregnancy disability claim at 36 weeks in early February 2025. My expected due date was 3/11, but my baby didn't arrive until 3/18 (a week late). Now I'm trying to figure out when my SDI benefits actually end and when my Paid Family Leave should begin. According to my original due date, my 6 weeks postpartum would end around 4/20, but based on my ACTUAL delivery date, I won't hit 6 weeks postpartum until 4/29. I just logged into SDI Online for the first time in weeks and noticed there's a 'claim update/report delivery date' option I never used! I panicked and submitted my actual delivery date today. Does anyone know what happens now? Will EDD automatically adjust my claim end date to reflect the actual 6 weeks postpartum based on my real delivery date? Or did I mess something up by reporting so late? I'm worried about a gap between my SDI ending and PFL starting because of this confusion!
39 comments


Zara Rashid
You did the right thing by reporting your actual delivery date! EDD will adjust your SDI claim to cover 6 weeks from your actual delivery date (3/18), so it should now end on 4/29 instead of 4/20. The system is designed to handle this exact situation since babies rarely arrive exactly on their due date. Just make sure you file your PFL claim to start immediately after your SDI ends to avoid any gap in benefits.
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Sean Doyle
•Thank you so much! That's a relief. Should I expect to see the updated end date reflected in my account soon? And will they automatically send the additional week's payment, or do I need to do something else?
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Luca Romano
omg same thing happened with my pregnancy last year! baby was 9 days late and i was so confused about the dates. dont worry too much, just make sure u apply for PFL before ur SDI ends. The system is confusing but it works out
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Sean Doyle
•Thanks for sharing your experience! Did you have to do anything special to make sure there wasn't a gap between the two benefits? Did they automatically adjust your SDI end date?
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Nia Jackson
The entire SDI/PFL system for pregnancy is SO frustrating!!! When I had my baby in 2024, I reported my delivery date right away but STILL had problems with the transition to PFL. My SDI ended based on my original due date and I had a 10-day gap before PFL kicked in. I called EDD for DAYS and couldn't get through to fix it. UGH!
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NebulaNova
•I helped hundreds of new moms work through this exact problem when I worked at a benefits consulting firm. You can avoid this gap issue by filing your PFL claim about 5-7 days before your SDI ends. The key is reporting your actual delivery date (which you did) and submitting the DE 2501FP form for PFL with the right start date. If anyone's having trouble getting through to EDD's disability department, I recommend Claimyr (claimyr.com) - they've helped many of my clients connect with EDD reps quickly. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd
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Mateo Hernandez
Wait I'm so confused. I thought pregnancy disability automatically gives you 4 weeks before due date and 6 weeks after for vaginal delivery (8 weeks for c-section)? So wouldn't your SDI just end 6 weeks from your actual delivery date (3/18 + 6 weeks) regardless of your due date? That's how mine worked last year...
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Zara Rashid
•You're absolutely right. The standard benefit period is 4 weeks before and 6 weeks after for vaginal delivery (or 8 weeks for c-section). The key is that the "after" period is based on actual delivery date, not the due date. The OP just needed to report her actual delivery date (which she finally did), and the system will adjust accordingly.
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Aisha Khan
I just went through this whole process! definitely apply for your PFL about a week before your adjusted SDI end date (which should now be 4/29). Make sure your doctor submitted the correct delivery date on their certification. If the dates don't match up on your online account in the next few days, call EDD directly. The wait times are HORRIBLE but getting this fixed early is better than dealing with payment gaps!
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Ethan Taylor
•calling EDD is literally the WORST. i tried for two weeks straight when i had my datd confusion and kept getting hung up on after waiting forever. waste of time.
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NebulaNova
Here's what you need to know about the pregnancy disability claim process in 2025: 1. SDI covers up to 4 weeks before birth and 6 weeks after vaginal delivery (8 weeks for c-section) 2. The postpartum period is based on ACTUAL delivery date, not due date 3. You need to report your delivery date to adjust the claim properly 4. Your claim should now end on 4/29 (6 weeks after 3/18) 5. File your PFL claim 5-7 days before your SDI ends (around 4/22) Your doctor should have also submitted updated medical certification with your delivery date. If they didn't, you may need to follow up with them. The system will adjust, but it might take a few days to show the updated end date online.
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Sean Doyle
•This is incredibly helpful, thank you! I'll check with my doctor to make sure they submitted the updated certification. And I'll make sure to file for PFL around 4/22 as you suggested. One last question - do I need a new medical certification for the PFL portion, or does that use the same documentation?
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Aisha Khan
For PFL after pregnancy, you'll need to submit form DE 2501FP (Paid Family Leave Bonding Certification). It's different from your disability paperwork. You don't need your doctor for this one - you just need to provide your child's birth certificate or hospital discharge papers as proof. Don't wait until your SDI ends to start this process!
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Sean Doyle
•Thank you! I have her birth certificate already so I'll get started on that form soon. This whole system is so confusing for first-time parents!
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Luca Romano
guys im having a similar issue but with a c-section... do i get 8 weeks from delivery date with SDI? and then can start PFL after that? will they give me problems if i submit my PFL claim early?
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Zara Rashid
•Yes, for a c-section you get 8 weeks postpartum instead of 6 weeks through SDI. And yes, you should file your PFL claim about a week before your SDI ends. Filing early won't create problems - it actually helps ensure a smooth transition between benefits. Just make sure the PFL start date you request matches your SDI end date exactly.
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Ethan Taylor
My friend had this exact problem in january!!! her baby was two weeks late and her doctor never sent in the right paperwork. she had to pay rent with credit cards cause her benefits got all messed up!!!! call call call until u get someone to help fix it!!!!
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Nia Jackson
•THIS! My doctor's office was useless with paperwork. I ended up having to go in person to their office and wait while they submitted the right forms. Don't assume they did it correctly!
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Yuki Ito
Used Claimyr last month when I had issues with my pregnancy disability claim transfer to PFL. Got through to an actual human at EDD in under 15 minutes after trying for days on my own. Totally worth it.
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Sean Doyle
•I might need to try that if I can't get this sorted out soon. Did they help resolve your issue completely or did you still have to call multiple times?
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Javier Torres
I'm a new parent going through something similar right now! My baby was born 5 days after my due date and I was so stressed about the timing too. What really helped me was creating a timeline on paper - writing down my actual delivery date, adding 6 weeks to get my SDI end date, then marking when I needed to submit my PFL application. The visual really helped me understand the process better. Also, keep checking your SDI Online account every few days after reporting your delivery date - mine updated within about a week to show the corrected end date. Don't panic if it takes a little time to reflect the changes!
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Miguel Ortiz
•That's such a smart approach! Creating a visual timeline is really helpful when you're dealing with sleep deprivation and trying to navigate all these forms. I'm definitely going to do that - write down 3/18 delivery date, then 4/29 SDI end date, and mark 4/22 for PFL application. It's reassuring to hear that your account updated within a week. I've been checking mine obsessively since I reported the delivery date yesterday! Did you have any issues with the transition from SDI to PFL, or did it go smoothly once you had your timeline figured out?
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Paolo Bianchi
This is exactly why the pregnancy disability system needs better communication! I went through this same confusion when my daughter was born 10 days late in 2023. Here's what I learned: reporting your actual delivery date was absolutely the right move, even if it felt late. The system is built to handle this because due dates are just estimates. Your SDI should automatically adjust to end 6 weeks from 3/18 (so 4/29), and you'll want to file your PFL claim around 4/22. The one thing I wish someone had told me - screenshot your SDI account showing the old end date vs the new one once it updates, just for your records. Also, if you haven't already, make sure you have your baby's birth certificate ready for the PFL application (form DE 2501FP). The whole process is stressful enough without worrying about paperwork delays!
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Yara Khalil
•This is such great advice about screenshotting the account changes! I never would have thought of that but it makes total sense to have documentation of the adjustment. I'm definitely going to do that once my account updates. And thank you for mentioning the birth certificate - I have it ready but good to know that's exactly what I'll need for the DE 2501FP form. It's so helpful hearing from people who've actually been through this process. The whole thing really is more stressful than it needs to be, especially when you're already dealing with a newborn!
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Zoey Bianchi
I'm dealing with this exact situation right now! My baby was born 8 days after my due date and I was panicking about whether I'd reported everything correctly. Reading through all these responses has been so reassuring - it sounds like you did everything right by reporting your actual delivery date. I'm in a similar boat where I need to figure out my PFL timing too. One thing that's been helpful for me is setting phone reminders for key dates (like when to apply for PFL) since pregnancy brain + newborn exhaustion makes it easy to forget important deadlines. Has anyone here had experience with how long it typically takes for the SDI account to reflect the updated end date after reporting the delivery? I reported mine 3 days ago and I'm anxiously checking every day!
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Dananyl Lear
•I'm so glad this thread is helping you too! From what others have shared, it seems like the SDI account typically updates within about a week of reporting the delivery date. I reported mine yesterday and I'm doing the same thing - checking obsessively! The phone reminders idea is brilliant - I'm definitely going to set those up because you're so right about pregnancy brain plus newborn exhaustion making everything harder to track. It's such a relief to know we're not alone in this confusion and that the system is actually designed to handle late babies. Hang in there - sounds like we're both on the right track!
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Paolo Ricci
I'm a new parent who just went through this exact same process a few months ago! You absolutely did the right thing by reporting your actual delivery date - don't worry about the timing. The system is specifically designed to handle babies arriving off schedule (which is most of them!). Based on your actual delivery date of 3/18, your SDI should now end on 4/29 (6 weeks postpartum for vaginal delivery). I'd recommend applying for PFL around 4/22 to ensure smooth transition. Make sure you have your baby's birth certificate ready for the DE 2501FP form. One tip that really helped me - check your SDI Online account in a few days and take a screenshot once it shows the updated end date. It's good to have that documentation for your records. The whole pregnancy disability to PFL transition can feel overwhelming when you're sleep-deprived with a newborn, but you're handling it perfectly!
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Amina Diallo
•Thank you so much for this reassurance! It's such a relief to hear from someone who just went through the same thing. I was really worried I'd messed something up by waiting to report the delivery date, but it sounds like that's totally normal. I'll definitely take that screenshot once my account updates - that's such smart advice that I never would have thought of. And you're absolutely right about being sleep-deprived making everything feel more overwhelming than it needs to be! Having a clear timeline (delivery 3/18, SDI ends 4/29, apply for PFL around 4/22) really helps me feel more in control of the situation. Thanks for taking the time to share your experience!
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NebulaNomad
I'm a new parent who went through this exact situation last year! You definitely did the right thing by reporting your actual delivery date - the system is built to handle this since babies rarely arrive exactly on their due date. Your SDI should automatically adjust to end 6 weeks from your actual delivery (4/29 instead of 4/20). One thing that really helped me was calling EDD's disability line about a week after reporting my delivery date to confirm everything was updated correctly. Yes, the wait times are brutal, but it gave me peace of mind. Also, start preparing your PFL application now - you'll need form DE 2501FP and your baby's birth certificate. I'd recommend filing around 4/22 to ensure no gap between benefits. The whole process is definitely confusing, especially when you're dealing with a newborn, but you're on the right track! Keep checking your SDI Online account over the next few days to see the updated end date reflected.
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Elijah Knight
•This is so helpful to hear! I'm feeling much more confident about the whole process now. I think I will try calling EDD next week to confirm everything updated correctly - even if the wait times are terrible, it would be worth it for the peace of mind like you mentioned. I already have my baby's birth certificate ready, so I'll start working on the DE 2501FP form and plan to submit it around 4/22. Thank you for sharing your experience and the specific timeline - it really helps to hear from someone who successfully navigated this exact situation!
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Wesley Hallow
As a new parent who just went through this same situation a few months ago, I can totally relate to your confusion! You absolutely did the right thing by reporting your actual delivery date - the system is specifically designed to handle babies arriving off their due dates (which happens to most of us!). Your SDI should now automatically adjust to end 6 weeks from your actual delivery date of 3/18, so it should end on 4/29 instead of 4/20. I'd recommend starting your PFL application around 4/22 to ensure a smooth transition with no gap in benefits. A few practical tips that helped me: 1) Check your SDI Online account in a few days and screenshot the updated end date for your records, 2) Have your baby's birth certificate ready for the DE 2501FP form (that's all you need for PFL - no doctor required!), and 3) Set phone reminders for key dates since newborn brain fog is real! Don't stress about reporting "late" - the system handles this all the time. You're doing great navigating all this while caring for a newborn!
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Sofia Hernandez
•Thank you so much for this detailed response! The screenshot tip is something I keep seeing mentioned and I'm definitely going to do that. It's such a relief to know that reporting "late" isn't actually a problem - I was really beating myself up about not using that delivery date option sooner. The newborn brain fog is SO real! I've already forgotten things that seemed important just yesterday. Setting those phone reminders is brilliant because I can't trust myself to remember anything right now. Your timeline gives me so much clarity: check account in a few days, apply for PFL around 4/22, and expect SDI to end 4/29. This whole thread has been incredibly helpful for easing my anxiety about the whole process!
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Ravi Gupta
I'm a new parent who just went through this exact situation! You absolutely did the right thing by reporting your actual delivery date. The EDD system is specifically designed to handle babies arriving off their due dates (which is totally normal - most babies don't arrive exactly on schedule!). Your SDI should automatically adjust to cover the full 6 weeks from your actual delivery date of 3/18, so your benefits should now end on 4/29 instead of 4/20. This gives you the complete postpartum recovery period you're entitled to. For the PFL transition, I'd recommend submitting your application around 4/22 (about a week before your SDI ends) to ensure there's no gap in benefits. You'll need form DE 2501FP and your baby's birth certificate - no doctor certification required for the bonding portion! One tip that really helped me: take a screenshot of your SDI Online account once it shows the updated end date. It's great documentation to have for your records. Also, don't stress about the timing of when you reported - the system handles these adjustments all the time. You're doing everything right while managing life with a newborn!
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Millie Long
•This is exactly what I needed to hear! Thank you for breaking down the timeline so clearly. I was really stressed about whether I'd messed something up by not reporting my delivery date immediately, but it's such a relief to know the system handles this regularly. I love the screenshot tip - I'm definitely going to do that once my account updates. Having that documentation makes perfect sense. It's so reassuring to hear from someone who just went through this process successfully. The fact that I don't need any doctor certification for PFL is also great to know - one less thing to worry about! I'm feeling so much more confident about managing this transition now.
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Sofia Perez
As a new parent who went through this exact same situation just a few months ago, I want to reassure you that you handled this perfectly! Reporting your actual delivery date was absolutely the right move, even if it felt "late" - the system is specifically built to accommodate babies arriving off schedule (which happens to most of us!). Your SDI should now automatically adjust to end 6 weeks from your actual delivery date of 3/18, meaning your benefits will run until 4/29 instead of 4/20. This ensures you get your full postpartum recovery period based on when your baby actually arrived. For your PFL transition, I'd recommend applying around 4/22 (about a week before your SDI ends) to prevent any gap in benefits. You'll need the DE 2501FP form and your baby's birth certificate - no doctor involvement needed for the bonding portion! A few practical tips that saved my sanity: 1) Check your SDI Online account in the next few days and screenshot the updated end date for your records, 2) Set phone reminders for key dates because newborn brain fog is incredibly real, and 3) Don't stress about timing - EDD handles delivery date adjustments constantly. You're navigating this whole system beautifully while caring for a newborn. The confusion you're feeling is totally normal, and you're asking all the right questions!
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Kevin Bell
•Thank you so much for this incredibly thorough and reassuring response! As someone completely new to this whole process, I was really spiraling about whether I'd done something wrong by not reporting my delivery date immediately. It's such a relief to hear from someone who literally just went through this exact situation that the timing is totally normal and the system handles it all the time. The screenshot tip keeps coming up in this thread and I'm definitely going to do that - having documentation seems so smart. And you're absolutely right about the newborn brain fog being real! I've already set reminders in my phone for checking my account and for applying for PFL around 4/22. This whole thread has been like a lifeline for me - going from total panic to feeling like I actually understand what needs to happen and when. Thank you for taking the time to share such detailed advice!
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Ava Johnson
As a new parent who just navigated this exact situation last month, I can completely understand your panic! You absolutely did the right thing by reporting your actual delivery date - even though it felt "late," this is exactly what that feature is designed for since babies rarely arrive exactly on their due dates. Your SDI should automatically adjust to end 6 weeks from your actual delivery date (3/18), so you should now be covered until 4/29 instead of 4/20. This ensures you get your full postpartum recovery period based on when your baby actually arrived, not the estimated due date. For the PFL transition, I'd recommend submitting your application around 4/22 (about a week before your adjusted SDI end date) to avoid any gaps. You'll need form DE 2501FP and your baby's birth certificate - no doctor certification required for the bonding portion! A few things that really helped me: 1) Check your SDI Online account over the next few days and screenshot the updated end date for your records, 2) Set phone reminders for key dates because newborn exhaustion makes everything harder to remember, and 3) Don't stress about the reporting timing - EDD handles delivery date updates all the time. You're doing an amazing job navigating all this bureaucracy while caring for a newborn. The system can feel overwhelming, but you're asking all the right questions and taking the right steps!
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Fatima Al-Farsi
•This is such a comprehensive and reassuring response! As someone brand new to both parenting and navigating EDD benefits, I was really overwhelmed and convinced I'd somehow messed everything up by not reporting my delivery date right away. Reading everyone's experiences in this thread has been so helpful - it's clear this confusion is totally normal and the system is built to handle exactly this situation. I'm definitely going to follow your advice about screenshotting my account once it updates and setting those phone reminders. You're so right about newborn exhaustion making it hard to keep track of anything! I feel so much more confident now about the timeline: wait for my account to update, apply for PFL around 4/22, and expect SDI to end 4/29. Thank you for sharing your recent experience and for the encouragement - it means so much to hear from other new parents who've successfully figured this out!
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Axel Far
As a new parent who just went through this exact same situation a couple months ago, I want to reassure you that you handled everything perfectly! Reporting your actual delivery date was absolutely the right move, even if it felt "late" - the system is specifically designed for this since most babies don't arrive exactly on their due dates. Your SDI should automatically adjust to end 6 weeks from your actual delivery date of 3/18, so your benefits should now run until 4/29 instead of 4/20. This gives you the full postpartum recovery period you're entitled to based on when your baby actually arrived. For your PFL transition, I'd recommend applying around 4/22 (about a week before your SDI ends) to prevent any benefit gaps. You'll need form DE 2501FP and your baby's birth certificate - no doctor certification required for the bonding portion! A couple tips that really helped me: 1) Check your SDI Online account in the next few days and screenshot the updated end date for your records, 2) Set phone reminders for key dates because newborn brain fog is so real, and 3) Don't stress about timing - EDD processes delivery date updates constantly. You're doing an amazing job navigating all this while caring for a newborn! The confusion you're feeling is completely normal, and you're asking all the right questions. Everything will work out smoothly!
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