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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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This is exactly what I needed to see! I've been on SDI for about 6 weeks now and just got my Money Network card yesterday. The whole transition has been so confusing - EDD barely explained anything about the switch from BofA and I had no idea what fees to expect. Really appreciate you mentioning the specific ATM networks (MoneyPass and Allpoint) - I was wondering why I got charged $2.50 at a random ATM last week when I thought it would be free. Now I know to use the app to find the right ones! The $800 per transaction limit is awesome compared to BofA's $300. That alone makes this switch worth it for me since I hate making multiple trips to get cash for rent and bills. One thing I'm curious about - when you set up the bank transfer option, did you have to verify your external bank account first? And does Money Network charge anything for that verification process? I want to set up automatic transfers but want to make sure I don't get hit with surprise fees during setup. Thanks again for taking the time to call them and share all this info with everyone. It's so much more helpful than anything EDD provided!
Hey @Nia Jackson! Yes, you do need to verify your external bank account before you can set up transfers, but Money Network doesn't charge anything for the verification process itself. They'll make two small test deposits (usually under $1 each) to your bank account within 1-2 business days, then you log into the Money Network website and enter those exact amounts to verify ownership. Once that's done, you can set up one-time or automatic transfers with no setup fees - just the standard 1-2 day processing time. The whole verification took me about 3 days total and was pretty straightforward. Definitely worth doing since it eliminates all the ATM fee headaches! Make sure you have your bank routing and account numbers handy when you start the process.
This is such a helpful thread! I just started receiving SDI payments last month and got my Money Network card a few days ago. I was totally overwhelmed trying to figure out the fee structure and this breakdown is exactly what I needed. One quick question - I noticed some people mentioned using the card for bill payments online. Has anyone tried setting up recurring automatic payments (like utilities or phone bills) directly from the Money Network card? I'm wondering if there are any issues with that or if it's better to just transfer the money to my regular bank account first and pay bills from there. Also, does anyone know if Money Network sends you alerts when payments are about to expire on the card? I know some benefit cards have expiration dates and I want to make sure I don't lose access to funds if I need to get a replacement card at some point. Thanks so much @Danielle Mays for starting this conversation and to everyone else sharing their experiences. This is way more useful than anything in the official EDD materials!
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i went thru something like this after my car accident. my advice is get EVERYTHING in writing from your doc. like super detailed about why u need the time off and how its connected to ur surgery. edd denied me at first but i appealed with more documentation and won. good luck!
That's a great tip about getting detailed documentation. I'll make sure to have my doctor be very specific about how the PT relates to my surgery and why I need to miss work for it. Thanks for sharing your experience!
Based on everyone's experiences here, it sounds like you have a good chance of continuing your existing claim for intermittent benefits, but the key is acting quickly and getting the right documentation. I'd recommend: 1. Contact your doctor ASAP to discuss the DE 2525XX form and make sure they understand this needs to be clearly connected to your December surgery 2. Don't formally close your current SDI claim when you return to work - keep it active 3. Consider using that Claimyr service someone mentioned to get through to an actual EDD rep to confirm the process The fact that multiple people here have successfully done this gives me hope for your situation. The conflicting experiences seem to come down to timing (setting it up before vs after closing the claim) and documentation quality. Since you're planning ahead, you should be in good shape. Keep us posted on how it goes - your experience could help others in similar situations!
This is such a helpful summary! As someone new to navigating SDI, I really appreciate how you've pulled together all the key advice from everyone's experiences. The step-by-step approach you've outlined makes this feel much more manageable. I'm definitely going to save this thread for reference - it's amazing how much practical knowledge the community has shared here. Thanks for taking the time to synthesize everything!
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This is exactly why I always recommend keeping detailed records of everything! I learned the hard way that EDD will try to use any excuse to cut benefits short. For future reference, if you ever have to do another IME, make sure to bring a copy of your treating doctor's most recent assessment and ask the EDD examiner to review it during your appointment. Sometimes they don't have all the current medical information when they do their evaluation. Also, don't be afraid to speak up during the exam about your limitations - they're making decisions based on what they observe in that short visit. Glad you got through to someone and are getting it sorted out!
This is such great advice! I wish I had known this before my IME appointment. I was so nervous and didn't really speak up about my pain levels during the examination. The whole thing felt so rushed - the doctor barely looked at my medical records and just had me do a few basic movements. Next time I'll definitely be more proactive about making sure they understand my actual limitations. It's frustrating that we have to advocate so hard for benefits we're legitimately entitled to, but your tips will help a lot of people avoid this same situation!
I'm dealing with something similar right now - my SDI benefits were cut off after an IME even though my doctor said I need another week off. Reading through all these responses is really helpful! It sounds like the key is getting your treating physician to submit detailed documentation explaining why the EDD examiner's assessment was wrong. I'm definitely going to ask my doctor about that DE 2551D form that was mentioned. It's so frustrating that we have to fight for benefits we're legitimately entitled to, but at least there are ways to appeal these decisions. Thanks for sharing your experience - it gives me hope that this can be resolved!
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This thread is a goldmine! 🏆 As someone who's been lurking in EDD hell for months, I'm blown away by all the actionable advice here. I had no clue about the separate SDI number (1-800-480-3287) or that you could download the DE 1000A directly from their website - I've been sitting here waiting for them to mail it like a chump! 🤦♀️ The "Ask EDD" online form tip is genius too. It's wild that we've basically created our own EDD survival guide in the comments section because their actual system is so useless. Definitely trying the SDI line first thing Monday morning. Thank you all for sharing your battle-tested strategies - this community is literally saving people's sanity and potentially their appeals! 💪
Right?! This thread should honestly be pinned or turned into a wiki for this community! 📌 I'm also pretty new to dealing with EDD and was feeling completely lost until I found this post. It's honestly shameful that we have to rely on each other to figure out basic processes that should be straightforward. But I'm so grateful for everyone sharing their experiences - especially the specific phone numbers and forms! I'm taking notes on everything and will definitely pay it forward when I hopefully get through this mess. The collective knowledge here is better than anything EDD provides officially. Solidarity! ✊
Just wanted to jump in as someone who's been through the EDD appeals process recently! All the advice here is spot on - definitely call that SDI-specific number (1-800-480-3287) that someone mentioned earlier, and don't wait for them to send you the form! I made that mistake initially and almost missed my deadline. One thing I'd add: when you do get the DE 1000A form (whether downloaded or mailed), make sure to read the instructions super carefully. I almost messed up my appeal by not including all the required documentation. Also, consider sending it both certified mail AND fax if possible - I've heard mixed stories about things getting "lost" in their system. The fact that we need a whole support group just to navigate basic government services is ridiculous, but I'm so glad this community exists! Rooting for you OP - don't give up! 🤞
Javier Hernandez
That's great news that your payment arrived on time! For future reference, you can also set up text or email alerts through your SDI Online account to get notified when payments are processed. This helped me a lot when I was on disability - I'd get a notification the day before the money hit my account. Also, since you mentioned you're dealing with a herniated disc at L4/L5, make sure to keep track of your physical therapy appointments and any changes in your condition. If your recovery isn't progressing as expected, your doctor might need to extend your disability period, which would require submitting additional medical documentation to EDD. It's always better to handle these things proactively rather than waiting until the last minute! Hope your back continues to heal and that the rest of your disability claim goes smoothly.
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Isabella Tucker
•Thanks for the tip about setting up text/email alerts - I had no idea that was an option! I just went into my SDI Online account and found the notification settings. That'll definitely help with peace of mind going forward. You're absolutely right about tracking my PT progress too. I've been going twice a week but honestly not seeing as much improvement as I hoped. My next doctor's appointment is in two weeks, so I'll make sure to discuss potentially extending the disability period if needed. Better to be proactive like you said than scramble at the last minute when my current certification runs out. Really appreciate all the helpful advice from everyone in this community - you've all made navigating this process so much less stressful!
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Julia Hall
Just wanted to chime in as someone who's been through the EDD SDI process twice now - once for a shoulder injury and once for knee surgery. The bi-weekly payment schedule is pretty reliable once you get into the rhythm of it, but I learned a few things that might help others: 1. Always keep a backup of your medical certifications - I had one get "lost" in EDD's system and it caused a 3-week delay in payments while they sorted it out. 2. If you're doing physical therapy, make sure your PT provider is communicating with your certifying doctor about your progress (or lack thereof). Sometimes the PT notes can help support extending your disability period if you're not improving as expected. 3. Don't be afraid to ask your doctor for a slightly longer certification period if your condition is unpredictable. It's easier to return to work early than to scramble for extensions when you're still not ready. The whole process can be really stressful when you're already dealing with an injury, but this community has been super helpful for navigating all the confusing parts of EDD. Glad to see people supporting each other through it!
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Ingrid Larsson
•This is such valuable advice, especially about keeping backup copies of medical certifications! I learned this the hard way when my doctor's office "forgot" to send my continued certification to EDD and my payments got suspended for almost a month. Now I always request a copy for my records and follow up to make sure EDD received it. Your point about PT communication is spot on too. My physical therapist has been noting that my progress is slower than typical for this type of herniated disc, and she's been sending those notes to my doctor. It's actually helped build a stronger case for why I'm still unable to return to my job (which involves a lot of lifting and standing). Thanks for sharing your experience - it's really helpful to hear from someone who's been through this process multiple times. The stress of managing an injury plus all the EDD paperwork can be overwhelming, so having a supportive community like this makes such a difference!
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