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Daniel Washington

EDD requesting independent medical exam for extended back injury SDI claim - should I be worried?

I've been off work with a herniated disc since January 15th and just got a notice from EDD requiring me to attend an independent medical examination within 10 days! My orthopedist has been treating me regularly and extended my disability claim from 3/20 to 5/15 due to ongoing severe pain and limited mobility. I've been doing physical therapy 3x weekly and had two epidural injections so far with minimal improvement. I've never had to do one of these independent exams before, even though I was on SDI briefly in 2023 for a different issue. The letter says this exam is to "verify continuing eligibility" but I'm freaking out thinking they suspect fraud or something. I'm planning to bring all my medical records, MRI results, treatment notes, and upcoming surgery consultation paperwork. Does anyone know why EDD suddenly requires these exams? Is this just random or did I trigger something? My doctor is fully supportive of my claim extension - wouldn't they just ask him if they had questions? What should I expect during this exam with the state medical examiner? Really nervous about this. Any advice from someone who's been through this would be appreciated!

Had same thing happen to me last year!!! Don't worry too much, it's not necessarily about fraud. EDD just randomly checks some claims, especially ones that get extended beyond the initial period. The exam was actually pretty quick - like 15 mins. The doctor just asked me questions about my symptoms and did a brief physical exam. Make sure u bring ALL ur medical records though!!!

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Thanks for sharing your experience! That makes me feel a bit better. Did they ask you a lot of questions about your daily activities? I'm worried they'll catch me on a "good day" when my pain is manageable and think I'm faking the whole thing.

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Anthony Young

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This is actually a standard procedure for extended SDI claims, particularly for conditions like back injuries that can have variable recovery timelines. EDD is required by law to periodically verify disability status on claims that extend beyond the initially projected recovery period. The independent medical examination (IME) is not necessarily an indication they suspect fraud - it's merely a verification step. When your doctor extends your claim, especially multiple times, it triggers a review process. The state wants their own medical professional to confirm the disability is continuing and that your treatment plan is appropriate. Bring all your documentation as planned - MRIs, treatment notes, and especially any surgical consultations are extremely helpful. Be honest about your limitations and pain levels. The examiner will likely perform some basic mobility tests and ask detailed questions about your treatment progress. One thing to prepare for: they may ask about your daily activities to assess functional limitations. Be straightforward about what you can and cannot do. If you need assistance with household tasks or personal care, mention that.

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Thank you for the detailed explanation! I didn't realize this was standard procedure. My doctor never mentioned anything about potential examinations when extending the claim. Do you know if the exam results are shared with my treating physician? And approximately how long after the exam before I know if my benefits will continue?

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dont stress it man EDD does this all the time its like a random audit thing. my wife had back surgery last summer and they made her do this exam thing too. its mostly just to catch people who r claiming disability but actually out playing golf or whatever lol. as long as ur legit injured ur fine

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That makes sense. I'm definitely not golfing or anything! Just trying to make it through each day with this pain. Did your wife's benefits continue without interruption after her exam?

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Admin_Masters

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They did this to me for my pregnancy disability when I needed to extend beyond the standard timeframe! I was SO nervous because I had complications and needed to stay on disability longer than initially expected. The exam was surprisingly thorough but respectful. Doctor reviewed all my records and asked detailed questions about my symptoms. Just be honest about your pain levels and how your condition affects your daily life. Don't try to "tough it out" during the exam - be truthful about your limitations. The doctor will probably do some physical assessments to check your mobility and pain responses. I continued receiving benefits after the exam with no interruption. Just make sure you don't miss the appointment - that can cause your benefits to stop immediately!

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Thanks for sharing! It's good to hear your benefits continued without issues. Did they make a decision right away, or did you have to wait to find out if your benefits would continue? I'm so anxious about possibly losing income while still being unable to work.

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THEY'RE ABSOLUTELY LOOKING FOR FRAUD!!!! EDD is cracking down BIG TIME after all the pandemic fraud. They're trying to catch people and kick them off benefits. My cousin works at a doctor's office and says they're sending TONS of people for these "examinations" now. Be extremely careful what you say!!! They'll twist your words and if you mention ANY improvement they'll use it against you!

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Anthony Young

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While EDD does have fraud prevention measures, these independent medical examinations are a standard part of the disability verification process, especially for extended claims. They're not designed to "catch" claimants but to verify continuing medical necessity. Being honest about both limitations AND improvements is important, as misrepresenting your condition in either direction could potentially create issues with your claim.

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Ella Thompson

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Having gone through two of these exams myself for a long-term neck injury, I can offer some practical advice: 1. Organize your medical records chronologically before the appointment. Tab or highlight important findings, especially from MRIs or specialist consultations. 2. Keep a pain/activity journal for the week before your exam. Note pain levels, activities you couldn't complete, medications taken, and side effects. Bring this with you. 3. Don't downplay OR exaggerate your symptoms. The doctors doing these exams have seen thousands of patients and can usually spot inconsistencies. 4. Answer questions directly but completely. If they ask "Can you lift objects?" don't just say "No" - explain "I can lift lightweight objects briefly, but anything over 5 pounds causes immediate sharp pain and anything over 10 pounds is impossible currently." 5. If you're having a better pain day during the exam, be clear about that - "Today is actually better than most days, but even now I'm at a 6/10 pain level with the medication working." After my exams, I continued receiving benefits without interruption. The decision usually came within 5-7 business days.

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Thank you so much for these specific tips! The pain/activity journal is a brilliant idea. My pain levels fluctuate quite a bit day to day, and I worry about them catching me on a relatively good day. I'll definitely start tracking this before the appointment.

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JacksonHarris

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Calling EDD directly to ask about why you were selected for an exam might help ease your mind. They can sometimes explain the selection process and give you more information about what to expect. Getting through to an actual person at EDD is nearly impossible though - I spent THREE WEEKS trying to get answers about my own claim extension. I finally used Claimyr (claimyr.com) to get through to an EDD agent. They have a service that gets you connected to an actual EDD representative, usually within an hour. Saved me so much frustration! You can see how it works in their video demo: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd When I finally spoke with an agent, they explained my exam was just part of random verification for extended claims and gave me detailed information about what documents would be most helpful to bring. Definitely worth getting those specific answers directly from EDD before your appointment.

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Thanks for the suggestion! I've been trying to call EDD all morning with no luck - just endless hold times and disconnections. I'll check out that service. Did the EDD rep give you any insight into how these exams typically go or what the doctor might be specifically looking for?

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btw i forgot to mention make sure u answer all their questions about daily activities HONESTLY! they asked me stuff like "can u do laundry" and "can u drive" and if u say no but they somehow find out u can, thats where the fraud accusations come in. my neighbor got caught lying about her capabilities and they made her pay back ALL her benefits!!!!!

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This is 100% true. My brothers buddy tried to play up his injury and told them he couldnt even dress himself but then they found his social media with pics of him helping move furniture lol. instant termination of benefits and had to repay.

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Anthony Young

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After your examination, EDD typically takes 7-10 business days to process the medical examiner's findings and make a determination about continuing benefits. During this time, your current benefits should continue as normal. If the examiner confirms your disability, you'll simply receive your payments as usual with no interruption. If there are any discrepancies or if additional information is needed, you'll receive a notice explaining what's needed. In the rare case that the examiner doesn't agree with your treating physician's assessment, you would receive a formal notice of determination with appeal rights. This would explain the discrepancy and give you the opportunity to provide additional medical evidence or appeal the decision. As for whether the results are shared with your treating physician - typically no, not automatically. The EDD examiner makes an independent assessment. However, you can request a copy of the examination report for your records and share it with your doctor if needed.

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Thanks for the clear explanation of the timeline. It's a relief to know benefits typically continue during the review period. I've been so worried about suddenly losing income while still being unable to work. My orthopedist has already scheduled another MRI and possible surgical consult for next month, so hopefully that additional treatment plan will support the need for continued benefits.

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Sydney Torres

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I went through this exact same situation with my lower back injury last year! The independent medical exam was actually less intimidating than I expected. Here's what helped me prepare: 1. Write down all your symptoms and limitations beforehand - when you're nervous, it's easy to forget important details about your pain levels or what activities are difficult. 2. Bring a complete list of all medications you're taking, including dosages and how they affect you (drowsiness, nausea, etc.). 3. If you use any mobility aids (heating pads, back brace, special cushions), bring them or at least mention them during the exam. 4. Be prepared to demonstrate your range of motion limitations - they may ask you to bend, twist, or lift light objects to assess your functional capacity. The doctor was professional and seemed genuinely interested in understanding my condition rather than trying to "catch" me in anything. My benefits continued without any issues after the exam. The key is just being completely honest about both your bad days AND your better days. One tip: if you're driving to the appointment, they might observe how you get in/out of your car, so don't try to hide any difficulty you have with that movement. Good luck!

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This is really helpful advice! I hadn't thought about writing down my symptoms beforehand - you're right that nerves could make me forget important details. The medication list is a great point too since some of my pain meds make me drowsy which definitely affects my ability to work. I'm curious about the range of motion tests - were they painful to perform during the exam? I'm worried about aggravating my herniated disc during the physical assessment.

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Amara Adebayo

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@Sydney Torres The range of motion tests weren t'too bad - the doctor was actually pretty careful about not pushing me beyond my comfort level. They ll'typically ask you to stop immediately if something causes sharp pain or significant discomfort. For the bending/twisting movements, they mostly just want to see your natural range before pain kicks in, not force you through painful motions. Just be honest about when movements start to hurt - don t'try to push through severe pain to prove "you" re'trying, but also don t'stop at the first hint of mild discomfort if you can actually do a bit more. The key is showing your actual functional limitations. They understand that herniated discs can cause sharp, shooting pain with certain movements, so they re'usually pretty cautious during the physical assessment.

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