I'm dealing with something similar right now! My earnings are showing way lower than what I actually made, and it's so frustrating. Have you tried documenting everything and maybe reaching out through multiple channels? I've been keeping screenshots of all my account info and pay stubs just in case. The whole system seems broken honestly, but don't lose hope - sounds like others have gotten through this mess eventually. Keep us updated on what works for you!

@Abigail Spencer I'm so sorry you're going through this! The earnings discrepancy is actually more common than you'd think - I had a similar issue where EDD was only showing about 1/3 of my actual Q1 earnings. Here's what finally worked for me: I gathered ALL my pay stubs, W-2s, and bank deposit records, then called first thing in the morning (like 8:01 AM sharp). When I finally got through, I had the rep walk through each pay period with me while I read off the exact amounts. Turns out there was a glitch in how they were processing multi-employer quarters. The whole process took about 3 weeks to fully resolve, but I did get all my back payments. Don't give up - your money is there, it's just trapped in their messy system! Keep calling and stay organized with your documentation. 💪

Just checking back - were you able to get through to Bank of America? Did they confirm the card was sent to your old address?

So glad you got it resolved! This exact same thing happened to my sister last year - EDD had her card sent to an address she hadn't lived at in 4 years. It's crazy how their address systems don't sync up properly. For anyone else reading this thread, another tip is to screenshot everything in your online account showing payments were issued and the dates. If you end up having to escalate or file a complaint later, having that documentation really helps prove the timeline of when things went wrong on their end vs yours.

Update: I finally got my claim approved! After trying for weeks to reach someone at EDD with no luck, I used Claimyr and got connected to a representative who found that my claim needed additional medical information. My doctor had used an outdated form, which the EDD rep was able to explain exactly what was needed. Once my doctor sent in the right form, my claim was approved within 3 days. Sometimes you just need to talk to a human to figure out what's going on!

I'm in a very similar situation right now - filed my SDI claim on January 20th and still showing pending after 3 weeks. Like you, I've been calling EDD constantly with no luck getting through. Reading through these comments is both reassuring and frustrating - reassuring that I'm not alone, but frustrating that this seems to be the norm. I'm going to try that 8am calling trick and also look into Claimyr. It's ridiculous that we have to pay a third-party service just to talk to someone at a government agency we've been paying into! But if it works, it might be worth it. Keep us posted on your progress - I'll do the same. We're all in this together!

Final update: I used Claimyr and got through to an agent who explained exactly what additional documentation they needed. My doctor submitted it, and my claim was approved two days later! Now just waiting for the first payment to hit my account. Thanks everyone for your help during this stressful time!

Congrats on getting your claim approved! This thread is going to be super helpful for anyone else dealing with the UI to SDI transition. Your experience really shows how important it is to get the timing documented correctly by your doctor. Hope your surgery goes smoothly and you recover quickly!

Have you considered reaching out to a workers' rights organization? They might be able to provide some free advice or resources to help navigate this.

I went through something similar with my 10-month teaching position last year. The key thing that helped me was being super specific about my work calendar in writing. I listed out exactly which months I work, which I don't, and clarified that my "last day of work" was actually my last scheduled work day before my unpaid break period, not a termination. The EDD rep I finally got through to said they see this confusion all the time with educators and seasonal workers. Make sure you emphasize that you're still technically employed during your off months, just not actively working. That distinction seems to matter a lot to them for SDI purposes.