California Disability

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  • Give you free callbacks if the EDD drops your call
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Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

Is COVID-19 SDI waiting period waived for short term disability claims in 2025?

I just tested positive for COVID-19 yesterday and my doctor told me to isolate for 7 days. My employer doesn't offer paid sick leave anymore (used it all up earlier this year), so I'm wondering if it makes sense to file for SDI. The problem is I'll only miss 5 work days total, and I know there's usually a 7-day waiting period for SDI benefits. Has anyone heard if they're still waiving the waiting period for COVID cases in 2025? Or am I just out of luck for such a short disability period? Really worried about missing a week of pay right before rent is due.

Last year I had a similar situation with a different illness and I called my city's economic assistance office. Turns out they had emergency rental assistance fund I qualified for! Maybe check if your local government has something similar? Not directly EDD related but might help with your immediate concern about rent.

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That's a great idea I hadn't considered! I'll definitely look into local assistance programs. Every bit helps right now.

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One more thing to consider - if your condition worsens and your doctor extends your disability period beyond the initial 7 days, you WOULD become eligible for benefits for the days beyond the waiting period. If that happens, make sure you get updated medical certification from your doctor and file your claim right away. There's a 49-day deadline from your disability start date to file for benefits.

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Update: My doctor just extended my isolation to 14 days total due to lingering symptoms and a high fever that won't break. So it looks like I might qualify for SDI after all, just for the second week. Thanks for all the advice everyone! I'm going to file online today.

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So glad to hear you'll be able to get some benefits for the second week! Just a heads up - make sure you have all your medical documentation ready when you file online. You'll need your positive COVID test results and the doctor's note extending your isolation period. The online application is pretty straightforward, but having everything organized beforehand makes it much smoother. Hope you feel better soon!

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Frustrated: Can't reach EDD agent for a month. Any tips to get through?

Hey everyone, I'm at my wits end here. I've been trying to reach an EDD agent for over a month now about my claim. Every time I call, I just get the automated system and can't get through to a real person. Has anyone had any luck getting through? Any tips or tricks you can share? I'm starting to feel really desperate and could use some advice.

Have you tried reaching out on Twitter? Sometimes they respond faster there. Worth a shot!

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I hadn't thought of that! I'll give it a try, thanks!

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Okay, here's my secret weapon. Call the employer line instead of the claimant line. They usually pick up faster and can still help you. Just be super nice and they might transfer you to the right person.

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Isn't that kinda unethical tho? ๐Ÿค”

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desperate times call for desperate measures my friend ๐Ÿคทโ€โ™‚๏ธ

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EDD Certification Issues - Can't Resolve, Trying Again Today. Any Tips?

Hey everyone, I'm having trouble certifying for my unemployment benefits. I tried yesterday but couldn't get it resolved. Anyone else experiencing issues or have any advice on what to do? I'm planning to try again today but feeling pretty frustrated.

Hey OP, what exactly happens when you try to certify? Are you getting an error message or is it just not letting you submit?

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It keeps saying 'system unavailable' when I try to submit. Super annoying!

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Ah, classic EDD. Try clearing your browser cache and cookies, then log in again. Sometimes that fixes weird glitches.

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I've been dealing with similar certification issues for the past few weeks. One thing that helped me was using a different browser - I was having problems with Chrome but it worked fine in Firefox. Also, make sure you're not using any browser extensions or ad blockers that might interfere with the site. The EDD website is pretty finicky about that stuff. Good luck today!

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EDD SDI eligibility after switching from W2 to 1099 during pregnancy base period - conflicting info!

I'm freaking out about my maternity disability coverage! I was a full-time employee (W2) from March 2022 until November 2024, then started my own business as a 1099 contractor. My baby is due in May 2025, and I'm getting totally contradictory info about whether I qualify for SDI. I've called EDD five times (seriously, FIVE calls) and gotten different answers each time: - Agent 1: Said I qualify because my base period would be Jan-Dec 2024, when I had 10 months of W2 income - Agent 2: Said I'm completely ineligible as a current 1099 worker - Agent 3: Wasn't sure but thought I might qualify for reduced benefits - Agent 4: Told me to just apply and see what happens - Agent 5: Said my case needs "special review" and couldn't give a definite answer During those 10 months as W2, I paid over $2,100 into SDI! Does that money just disappear? Has anyone been in this situation where you switched from employee to self-employed before pregnancy? Did you qualify for disability? I'm trying to budget and it's impossible without knowing if I'll have ANY income during recovery.

The EDD agents who said you qualify were correct! As others have explained, it's all about your base period. Since you were W2 during most of 2024, that will be your qualifying period for a May 2025 birth. One thing to note: make sure you have your doctor submit the medical certification form (DE 2501) promptly. Pregnancy disability can start up to 4 weeks before your due date, so you'll need that ready. Also, remember that SDI has a 7-day waiting period before benefits begin. After your SDI pregnancy benefits end (usually 6-8 weeks depending on delivery type), you can transition to Paid Family Leave (PFL) for bonding time with your baby. PFL has no waiting period.

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Thank you! I'm going to talk to my doctor about the DE 2501 at my next appointment. Do you know if PFL eligibility works the same way? Will I qualify for that too based on my 2024 W2 income even though I'll be filing for it in summer 2025?

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Yes! PFL uses the exact same eligibility criteria and base period as SDI. It's essentially an extension of the same system, just for a different purpose (bonding instead of disability). Since you qualify for SDI, you'll definitely qualify for PFL too!

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I went through something similar! I was W2 from 2019-2023, then went freelance in early 2024. Had my baby in August 2024 and was so stressed about SDI eligibility. Turns out I qualified just fine based on my 2023 W2 earnings during the base period. Here's what I learned: Apply online as soon as you can (4 weeks before due date). Don't stress too much about the conflicting phone info - the online system will automatically calculate your eligibility based on your actual wage records. If there are any issues, they'll send you a notice explaining what's needed. Also, keep detailed records of all your 2024 W2 paystubs just in case there are any wage reporting discrepancies. Sometimes employers mess up their quarterly reporting to EDD, which can cause delays. Having your own documentation speeds things up if you need to provide proof. You've got this! The $2,100 you paid in definitely wasn't for nothing.

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SDI claim suddenly cut off - no payments since November. Help!

My disability claim got cut off for no reason. I sent in all the paperwork they asked for, and my doctor did too. Haven't gotten paid since late November. I'm supposed to go back to work this week, but there's no work available. I'm trying to get my claim paid until early January. Anyone else dealing with this? What should I do?

This happened to me last year. Turns out they had my old address on file and all the notices were going there. Double-check your contact info with them!

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Oh snap, I didn't even think of that. I'll def check, thanks!

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This is so frustrating! I went through something similar a few months ago. Here's what worked for me: First, request a "Notice of Action" from EDD - they have to tell you in writing why your claim was stopped. You can do this online through SDI Online or by calling. Second, if you haven't already, file a written appeal ASAP. You usually have 30 days from when they stopped your benefits, but sometimes they'll accept late appeals if you have good cause. Also, keep track of every phone call, document, and interaction. Write down dates, times, and who you spoke with. This becomes super important if you need to escalate. Don't give up! The system is broken but your benefits are there - you just need to fight for them. Hang in there! ๐Ÿ’ช

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