Just to follow up on what others have mentioned - since your claim involves back pain, which can sometimes be a red flag for EDD (unfortunately they scrutinize these claims more closely), make sure your doctor has provided very specific information about: 1. Diagnosis (hopefully with imaging results referenced) 2. Functional limitations (specifically what work activities you cannot perform) 3. Treatment plan 4. Estimated recovery time or need for accommodations If all of this information was included with your medical certification, you're much less likely to face delays. In my experience, degenerative disc disease claims with proper documentation typically process within the standard timeframe. Also, once you're approved, remember that you'll need to complete certification forms every two weeks to continue receiving benefits. These will be available in your SDI Online account. Setting a calendar reminder for certification periods can help you avoid payment interruptions.

As someone who went through the SDI process for a work injury last year, I wanted to add that you're doing everything right by having all your documentation submitted upfront. One thing that really helped me was keeping a simple log of my symptoms and limitations during the waiting period - it came in handy later when I had to do my biweekly certifications. Also, since you mentioned your savings will only last about a month, you might want to look into whether your employer offers any short-term disability benefits that could bridge the gap during the waiting period and processing time. Some employers have policies that supplement SDI or provide coverage during the unpaid waiting period. The good news is that if you're approved, your benefits will be retroactive to your first day of disability (minus the 7-day waiting period), so you won't lose out on those weeks even if processing takes a bit longer than expected. Hang in there - the financial stress is real, but it sounds like you have all the right pieces in place for a smooth approval!

Hey OP, hang in there! I know it's tough, but you'll get through this. Sending good vibes your way ❤️

I went through something similar last year and it was incredibly frustrating. One thing that helped me was documenting everything - dates of calls, reference numbers, who I spoke with, etc. Also, if you haven't already, try calling the disability determination services office directly instead of the main EDD line. The number is harder to find but sometimes they're more helpful. Don't lose hope - it took me almost 3 months but I eventually got my benefits sorted out!

Thank you! I'll definitely try calling right when they open tomorrow. Really hope they bring back direct deposit for everyone - that would solve so many headaches.

I'm dealing with a similar Money Network lockout situation right now and it's absolutely maddening! Been locked out for 2 days after their system glitched during a PIN reset. What really gets me is that this never happened with the old BofA system - those transfers were instant and reliable. I've been reading through all these responses and there's some really helpful info here. @Grant Vikers - I had no idea we could still set up direct deposit! I'm definitely going to look into that SDI Online account option. And @Maya Jackson - thanks for the tip about calling at 7am, I'll try that tomorrow. Has anyone had success with the emergency override that Maya mentioned? I have prescription medications I need to pick up and they're expensive without insurance coverage. Wondering if medical expenses would qualify for that emergency protocol. This whole Money Network situation feels like they're holding our own money hostage. Really hoping EDD brings back direct deposit for everyone soon!

Have you checked your spam folder? Sometimes their emails end up there. Just a thought!

I'm going through the exact same thing right now! Submitted my extension paperwork 5 weeks ago and radio silence. The anxiety is killing me because I really need those payments to cover my medical bills. I've tried the online portal but it just shows "pending" with no other details. Has anyone had luck with faxing a follow-up letter directly to their office? I'm wondering if that might get someone's attention faster than waiting on hold for hours.

Quick question - how much was the overpayment? If it's a small amount, they might just let it slide. I had a friend who was overpaid by like $50 and they never came after him for it.

I went through something similar a few months ago with a different amount. The key thing is to act fast - EDD has a way of making these situations way more complicated if you wait. When I called, I had to explain that I noticed the overpayment myself and wanted to resolve it immediately. They actually seemed appreciative that I was being proactive about it. Just make sure you have your case number and all your payment details ready when you call. Also, if you do end up owing money back, ask about payment plan options - they're usually pretty reasonable about setting something up that works with your budget.