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Just to follow up on what others have mentioned - since your claim involves back pain, which can sometimes be a red flag for EDD (unfortunately they scrutinize these claims more closely), make sure your doctor has provided very specific information about: 1. Diagnosis (hopefully with imaging results referenced) 2. Functional limitations (specifically what work activities you cannot perform) 3. Treatment plan 4. Estimated recovery time or need for accommodations If all of this information was included with your medical certification, you're much less likely to face delays. In my experience, degenerative disc disease claims with proper documentation typically process within the standard timeframe. Also, once you're approved, remember that you'll need to complete certification forms every two weeks to continue receiving benefits. These will be available in your SDI Online account. Setting a calendar reminder for certification periods can help you avoid payment interruptions.
I didn't realize back pain claims get extra scrutiny - that's concerning. My doctor did include MRI results showing the degeneration, and he specified my limitations (can't sit or stand for more than 20 minutes, no lifting over 5 lbs, etc.). I've got physical therapy scheduled too, so hopefully that helps show I'm trying to recover. Thanks for the tip about certification forms - I'll definitely set reminders for those!
As someone who went through the SDI process for a work injury last year, I wanted to add that you're doing everything right by having all your documentation submitted upfront. One thing that really helped me was keeping a simple log of my symptoms and limitations during the waiting period - it came in handy later when I had to do my biweekly certifications. Also, since you mentioned your savings will only last about a month, you might want to look into whether your employer offers any short-term disability benefits that could bridge the gap during the waiting period and processing time. Some employers have policies that supplement SDI or provide coverage during the unpaid waiting period. The good news is that if you're approved, your benefits will be retroactive to your first day of disability (minus the 7-day waiting period), so you won't lose out on those weeks even if processing takes a bit longer than expected. Hang in there - the financial stress is real, but it sounds like you have all the right pieces in place for a smooth approval!
This is really helpful advice, thank you! I hadn't thought about keeping a symptom log - that's a great idea since some days are definitely worse than others with my back pain. I'll start tracking that today. Unfortunately my employer doesn't offer short-term disability (small company), but knowing the benefits are retroactive is a huge relief. That means even if it takes 3 weeks to process, I won't actually lose those benefit days. I'm feeling much more optimistic about this whole process now thanks to everyone's input here!
Thanks for the response. I haven't called yet, but I'm dreading it. Any tips on what I should have ready before I make the call?
Hey Aisha, I went through something very similar last year. The "blocked period" thing is usually either a system error or they're waiting for additional documentation they forgot to tell you about. When you do call (and yes, prepare for a long wait), ask them specifically to check if there are any pending requirements or flags on your account. Sometimes they put holds on accounts for random reviews and don't notify you properly. Also, if the first person you talk to can't see why you were blocked, ask them to escalate to someone who has access to more detailed account information. Don't hang up until you get a clear explanation of what caused the block and what steps you need to take to fix it. Keep us posted on how it goes!
Hey OP, hang in there! I know it's tough, but you'll get through this. Sending good vibes your way ❤️
I went through something similar last year and it was incredibly frustrating. One thing that helped me was documenting everything - dates of calls, reference numbers, who I spoke with, etc. Also, if you haven't already, try calling the disability determination services office directly instead of the main EDD line. The number is harder to find but sometimes they're more helpful. Don't lose hope - it took me almost 3 months but I eventually got my benefits sorted out!
Thank you! I'll definitely try calling right when they open tomorrow. Really hope they bring back direct deposit for everyone - that would solve so many headaches.
I'm dealing with a similar Money Network lockout situation right now and it's absolutely maddening! Been locked out for 2 days after their system glitched during a PIN reset. What really gets me is that this never happened with the old BofA system - those transfers were instant and reliable. I've been reading through all these responses and there's some really helpful info here. @Grant Vikers - I had no idea we could still set up direct deposit! I'm definitely going to look into that SDI Online account option. And @Maya Jackson - thanks for the tip about calling at 7am, I'll try that tomorrow. Has anyone had success with the emergency override that Maya mentioned? I have prescription medications I need to pick up and they're expensive without insurance coverage. Wondering if medical expenses would qualify for that emergency protocol. This whole Money Network situation feels like they're holding our own money hostage. Really hoping EDD brings back direct deposit for everyone soon!
Anastasia Fedorov
I'm so sorry you're dealing with this stress right now! I went through something similar in 2024 and it's absolutely maddening how poorly EDD handles pregnancy disability transitions. A few things that helped me: 1. Document EVERYTHING - screenshot your online account showing your active claim and the pending payment status 2. If you can't get through by phone, try faxing a letter to EDD explaining the situation and requesting they review your claim (include your claim number and SSN) 3. Contact your state assembly member's office - they have EDD liaisons who can sometimes intervene faster than going through normal channels The most important thing is don't panic about the money - you ARE entitled to those benefits and you will get them, even if there's a delay. I know that doesn't help with immediate bills, but this really is just a bureaucratic mess-up that can be fixed. Also, when you do get through to someone, ask them to put notes on your account explaining the situation so if you have to call again, the next rep will understand what's happening. Good luck mama, you've got this! 💪
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Debra Bai
•This is such helpful advice! I never thought about contacting my assembly member's office - that's brilliant. I'm definitely going to document everything like you suggested. It's so frustrating that we have to jump through all these hoops when we're already dealing with pregnancy complications, but it's reassuring to hear from someone who got through it successfully. Thank you for the encouragement! 💙
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Camila Jordan
I just want to add that if you're still having trouble getting through to EDD after trying the suggestions here, you might also consider reaching out to a local disability rights organization or legal aid clinic. Many of them have experience dealing with EDD disability claim issues and can sometimes advocate on your behalf or provide guidance on next steps. Also, make sure you're keeping records of all your attempts to contact EDD - dates, times, reference numbers if you get any automated confirmations. This documentation can be really helpful if you end up needing to file an appeal later (though hopefully it won't come to that!). The system is definitely broken when it comes to pregnancy disability transitions, but you're not alone in this and there are people who can help. Hang in there - this will get resolved! ❤️
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