This happened to me last month! The card took about 9 days to arrive after my first payment. One thing to note - when you DO get the card, make sure you activate it right away through the Bank of America EDD card website. You'll need to create an account there to manage your debit card, which is separate from your SDI Online account. Also, they don't automatically send you a new card when you have multiple disability claims - they reuse your existing card for future claims, so keep it even after your claim ends!

I just went through this exact same thing a few months ago! The timing is totally normal - EDD processes and sends payments before Bank of America issues the physical card. I think it's because they want to make sure you get your benefits as soon as possible even if there are postal delays with the card. Mine took exactly 8 business days to arrive after my first payment hit. One thing that helped me feel less anxious was checking my SDI Online account regularly - you can see all your payment history there even before you get the card. Congrats on getting approved and don't stress, the card will come!

Hey OP, just a heads up - make sure your doctor filled out their part of the form correctly. My extension got delayed because my doc missed a section. Double check everything before you send it in!

Thanks for posting this question! I went through the same thing a few months ago and it was confusing at first. Just to add to what others have said - when you submit your doctor's note, make sure it includes specific language about your functional limitations and expected return-to-work date. EDD is pretty picky about the wording. Also, if your doctor uses an electronic system, they might be able to submit it directly to EDD for you - worth asking! Hope your extension goes smoothly 🤞

I had a somewhat similar situation but with paid family leave (PFL), not disability. I had an overpayment from UI and they did take 25% of each PFL payment. I wish I'd known about requesting a reduction because that really hurt my finances while I was caring for my mom. Make sure you get your hardship request in early!

Just wanted to add my experience to help - I had SDI for 6 months last year while recovering from surgery and had an outstanding UI overpayment of about $3,200. EDD automatically started taking 25% from each disability payment without any notice. However, when I called and explained that I was the sole income for my household and couldn't afford rent with the reduced payments, they lowered it to 15%. The key is to call as soon as you notice the deduction and be very specific about your monthly expenses vs income. Also, keep detailed records of all your conversations with EDD including dates, times, and representative names. The whole process took about 2 weeks to get resolved but it made a huge difference in my ability to cover basic expenses during recovery.

am i the only 1 who thinks its crazy we gotta jump thru all these hoops just to access our own accounts? 🤡 system is broken af

I went through something similar when my daughter was born. Here's what worked for me: First, try the "Forgot Username" option on the EDD site - sometimes that works better than password recovery. If that fails, call the technical support line (not the regular claims line) at 1-833-978-2511. They specifically handle account access issues. Also, make sure you're using the same browser and clearing your cache first. The system is super finicky about that stuff. Hang in there - PFL is worth the hassle once you get it sorted! 💪

lmao welcome to the wonderful world of bureaucracy 🤡 where nothing makes sense and the rules are made up. Good luck, you're gonna need it!

I went through something similar last year and it was such a headache! The key thing that helped me was getting everything in writing. When I called EDD, they told me it was a workers' comp issue, so I immediately emailed my HR department asking for clarification about my work-related injury claim status. Turns out my employer hadn't even filed the workers' comp paperwork yet! 🤦‍♀️ That "state disability offset" on your paystub is probably your employer reducing your regular pay because they expect you to receive disability benefits elsewhere. But if no one has actually processed your claim properly, you're stuck in limbo getting neither your full pay nor the disability benefits. My advice: Email both your HR department AND follow up with EDD in writing. Give them a deadline to respond (like 5 business days) and escalate if they don't. You shouldn't have to choose between eating and getting proper medical care while they figure out their paperwork!