Will CalWORKs/CalFresh take back EBT money after reporting new job? How to handle remaining benefits?
I just got hired at a new job starting next month and my income is definitely going to put me over the limit for CalFresh benefits. The thing is, my EBT card will probably still get loaded with benefits for next month before I can report the change (I start on the 3rd). Are they going to make me pay back the money once I report the new job? Should I just not use the money that gets loaded? I'm worried they'll say I committed fraud if I spend it, but also don't want to lose benefits I might still be entitled to. Do I need to report my job immediately or wait until I get my first paycheck? This is my first time dealing with this situation and I'm confused about the right way to handle it so I don't get in trouble.
39 comments


Grace Lee
Congrats on the new job! You're actually supposed to report income changes within 10 days if it puts you over the Income Reporting Threshold (IRT). For CalFresh, you need to report when your monthly income goes over 130% of the Federal Poverty Level for your household size. You won't have to pay back benefits that were correctly issued before you reported the change - the county has to give you 10 days notice before reducing or stopping your benefits. So if you report as soon as you start, you likely still get that month's benefits, which is completely legal to use. Benefits already on your card are yours to use even after your case closes. Just make sure to submit the change report form (SAR 3) as soon as you start working.
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William Rivera
•Thank you!! That's a relief. I wasn't sure about the 10 day thing. So I can submit the SAR 3 as soon as I start, even before I get my first paycheck? Or should I wait until I have a paystub to include with it?
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Mia Roberts
they WILL NOT take the money back!! u can keep using ur card until theres no $ left on it even after ur case is closed. just make sure u report ur job when u start. the benefits u get after reporting might need to be paid back if they still load them but anything before reporting is YOURS!!!!
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The Boss
•Just a small clarification - this is mostly right, but if the county doesn't have time to process your income change before the next month's benefits are issued, and those benefits are higher than what you should have received, they CAN establish an overpayment for that amount. It doesn't happen often, but it's possible, so just be aware.
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Evan Kalinowski
I went thru the same exact situation last year! Report your change right away (you can do it through BenefitsCal online now) and you're good to use whatever benefits you have. They'll just stop future benefits once they process your report. BTW, for Calfresh there's something called Transitional benefits you might qualify for if you're leaving CalWORKs - it gives you 5 months of CalFresh even with higher income. Ask about it when you report!
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William Rivera
•Oh that's good to know about Transitional benefits! I'm not on CalWORKs though, just CalFresh. I'll definitely report right away on BenefitsCal, didn't know I could do it there instead of calling!
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Victoria Charity
everyones saying report but i waited til my SAR7 was due and no one said anything. if your SAR7 is due soon anyway just wait and report it then tbh.
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Grace Lee
•Please don't follow this advice. The IRT reporting requirement is different from the SAR7 schedule. If your income goes over the IRT (which they tell you on your approval letters), you legally have to report it within 10 days even if your SAR7 isn't due. Not reporting could lead to an overpayment that you'd have to pay back, or even potential fraud allegations in some cases.
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Jasmine Quinn
Wait but isn't it different for CalWORKs and CalFresh? Do you get both or just one? Because i think they have different income limits and reporting requirements. I've been on both and get so confused with all the different rules!!
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Oscar Murphy
•Yes, they do have different income limits, but both programs use the SAR7 for semi-annual reporting and both require you to report when income exceeds your IRT within 10 days. Your IRT is specific to your household size and the benefits you receive - it should be listed on your approval notices. Generally, CalWORKs has a lower income limit than CalFresh.
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The Boss
Something important to remember: BenefitsCal can be really hit or miss for reporting changes quickly. I've had many clients run into issues where their online reports didn't get processed for weeks. If you want to make sure your report is processed promptly, call your county office. However, I know getting through to a live person can be nearly impossible some days. Many of my clients have had success using Claimyr (claimyr.com) to get connected to a worker without the endless waiting. They have a video showing how it works: https://youtu.be/jzISHxCPLwE Regardless of how you report, keep documentation showing when you reported the change (screenshots, confirmation numbers, etc). This protects you if there's any question later about whether you reported timely.
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William Rivera
•Thank you for this! BenefitsCal does seem unreliable sometimes. I'll check out that service if I can't get through. Will definitely keep screenshots of everything!
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Oscar Murphy
The official policy is that you need to report within 10 days of when your income exceeds your IRT (Income Reporting Threshold). When you start the job, you should report it with your estimated monthly income. Include your offer letter if you have one. For CalFresh, you're allowed to use benefits that were correctly issued. So anything on your card before you report the change is yours to use, even after your case closes. It's also worth checking if you might still qualify for a reduced benefit amount based on your new income. CalFresh has higher income limits than many people realize, especially if you have high housing costs that can be deducted.
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Victoria Charity
•wait so if im already over my IRT this month but my sar7 isnt due til next month im supposed to tell them now?? nobody ever told me that
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Evan Kalinowski
One more thing - when you report your job, make sure to tell them your actual start date! I made the mistake of not being clear and they thought I had been working longer than I actually had and tried to say I had an overpayment. It took FOREVER to fix that mistake!
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William Rivera
•That's a great point - I'll make sure to be super clear about my start date on the paperwork. Thanks for all the help everyone! I feel much better about how to handle this now.
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Chloe Mitchell
Congratulations on your new job! Just wanted to add that you should also keep track of your exact start date and first day of work when you report. The county will use this information to determine which month your benefits should be adjusted. If you start on the 3rd of the month, you'll likely still be eligible for that full month's benefits since you weren't working for most of it. Also, don't stress too much about the timing - as long as you report within the 10-day window after exceeding your IRT, you're following the rules. The key is being proactive and honest about the change. Good luck with your new position!
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Yuki Sato
Great advice from everyone here! As someone who's been through this transition, I'd add one more tip: if your new job offers health insurance, make sure to report that too when you submit your income change. It can affect your Medi-Cal eligibility and you want to avoid any coverage gaps. Also, if you're worried about the timing, you can always call your county office to verbally report the change first, then follow up with the written SAR 3 form. That way you have documentation that you reported on time even if the paperwork takes a few days to submit. Keep the name of whoever you spoke with and the date/time of your call just in case! Wishing you all the best with your new job - it's exciting to be moving forward even though navigating these benefit changes can be stressful.
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Sofia Ramirez
•This is really helpful advice! I didn't even think about the health insurance part - my new job does offer benefits so I'll definitely mention that when I report. The idea of calling first to verbally report is smart too, gives me peace of mind that I'm covered timing-wise. Thanks for thinking of all these details!
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Avery Davis
Just wanted to share my experience since I went through something similar a few months ago! I was so stressed about the same thing - got a new job that put me over the CalFresh limit and was worried about having to pay everything back. What I learned is that timing really matters. I reported my job on my actual start date (not when I got the offer) and included my offer letter showing my expected monthly income. The county worker was really helpful and explained that any benefits I had already received were mine to keep, but they would adjust future months based on my new income. One thing that surprised me was that I actually still qualified for a small amount of CalFresh even with my higher income because of my rent costs. The deductions can really make a difference! So definitely don't assume you'll lose everything - let them do the calculations. The whole process was way less scary than I thought it would be. Just be honest, report on time, and keep copies of everything. You've got this!
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Vanessa Figueroa
•Thank you so much for sharing your experience! It's really reassuring to hear from someone who actually went through this exact situation. I had no idea that rent costs could make such a difference in the calculations - that gives me hope that maybe I won't lose all my benefits right away. I'll definitely make sure to be upfront about all my expenses when I report. Your point about reporting on the actual start date (not when you get the offer) is really helpful too - I was wondering about that timing. Thanks for the encouragement!
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Andre Laurent
Congrats on the new job! I went through this exact situation last year and was terrified I'd get in trouble. Here's what I learned: definitely report your job as soon as you start working (within those 10 days everyone mentioned), but don't panic about the benefits already on your card - those are yours to use. One thing I wish someone had told me earlier is to take screenshots of your BenefitsCal account before and after you report, showing your benefit amount and case status. This saved me when there was confusion later about when I reported vs when my benefits should have been adjusted. Also, even though your income might put you over the gross limit, you might still qualify for some CalFresh depending on your household size and expenses. I was shocked when I still got $50/month even with my new job because of my high rent and utilities. Don't assume you'll lose everything - let them run the numbers! The anxiety is totally normal but you're doing the right thing by asking questions and planning to report properly. Good luck with your new position!
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Luca Ricci
•This is such great practical advice! I never would have thought about taking screenshots of my BenefitsCal account, but that's brilliant for documentation. And you're right about not assuming I'll lose everything - I keep hearing from people who were surprised they still qualified for something even with higher income. It's really encouraging to hear from so many people who've been through this same situation. Makes me feel like I'm not alone in figuring this out! Thanks for the tip about the screenshots especially.
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Carter Holmes
Congrats on the new job! I just wanted to add something that helped me when I was in a similar situation - when you call or go online to report your income change, ask specifically about your IRT (Income Reporting Threshold) for your household size. They should be able to tell you the exact dollar amount that triggers the 10-day reporting requirement. I found this super helpful because it took away the guesswork - I knew exactly when I needed to report vs when I could wait until my next SAR7. Also, if you're nervous about calling the county office, many of them have walk-in hours where you can submit your SAR 3 form in person and get a stamped copy as proof you reported on time. One last thing - if your new income does put you slightly over the CalFresh limit, ask about the Able-Bodied Adult Without Dependents (ABAWD) work requirements. Sometimes working 20+ hours per week can actually help you maintain eligibility even with higher income. The rules are complicated but worth asking about! You're being really responsible by thinking this through ahead of time. Best of luck with the new job!
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Connor O'Neill
•This is really helpful information, thank you! I didn't know about asking specifically for my IRT amount - that would definitely take the guesswork out of it. The walk-in option sounds good too since I'm always worried about phone calls not going through properly. And I had no idea about the ABAWD work requirements potentially helping with eligibility - that's something I'll definitely ask about when I report. I really appreciate everyone taking the time to share all these details and tips. It makes navigating this whole process feel much more manageable!
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StarStrider
Congratulations on your new job! I went through this exact same situation about 6 months ago and was so anxious about doing something wrong. Here's what I learned from my experience: You definitely need to report within 10 days of starting work if your income will exceed your IRT. The good news is that any benefits already on your EBT card before you report are absolutely yours to use - no payback required! I was so relieved when my worker explained this to me. One thing that really helped me was reporting my job on my actual first day of work, not when I got hired. I included my offer letter showing my expected monthly income, and they calculated everything from there. Even though I thought I'd lose all my benefits, I actually still qualified for a small CalFresh amount because of my housing costs. My biggest advice is to keep detailed records of everything - when you report, who you talk to, confirmation numbers, etc. I took screenshots of my BenefitsCal submissions and it saved me later when there was a question about timing. Don't stress too much about the benefits that load before you can report - that's totally normal and expected. The county knows it takes time to process changes. You're being really responsible by planning ahead and asking the right questions. Good luck with your new position!
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Chloe Wilson
•Thank you so much for sharing your experience! It's really reassuring to hear from someone who went through the exact same situation. I'm definitely feeling less anxious about this now after reading everyone's responses. Your tip about reporting on the actual first day (not when hired) makes perfect sense, and I'll make sure to include my offer letter too. I'm also going to follow your advice about keeping detailed records - screenshots and confirmation numbers seem like they could really save me if there are any questions later. It's encouraging to hear that you still qualified for some CalFresh even with higher income. I'll make sure to be thorough about reporting all my expenses when I submit my change report. Thanks for taking the time to share all these helpful details!
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Sergio Neal
Congratulations on your new job! This is such a common worry but you're handling it exactly right by asking questions ahead of time. I just want to emphasize what others have said - you absolutely will NOT have to pay back any benefits that are already on your EBT card when you report your job. Those benefits were correctly issued based on the information they had at the time, so they're 100% yours to use even after your case changes. The key thing is to report your new job within 10 days of starting work (not when you got hired, but when you actually start). You can do this through BenefitsCal online, by phone, or in person with the SAR 3 form. Make sure to include your start date and estimated monthly income from your offer letter. Also, don't assume you'll automatically lose all benefits! Depending on your household size, rent, and other expenses, you might still qualify for some CalFresh even with higher income. The eligibility limits are higher than many people think, especially when deductions are factored in. You're being really responsible by planning this out in advance. Just report honestly and on time, keep documentation of when you reported, and don't stress about using benefits that are already on your card. Good luck with your new position!
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Natalie Adams
•Thank you for the reassurance! I'm definitely feeling much more confident about this whole process after reading everyone's responses. It's such a relief to know that the benefits already on my card are mine to use - that was honestly my biggest worry. I'll make sure to report on my actual start date (March 3rd) and include all the details from my offer letter. I'm also going to be really thorough about listing all my expenses since it sounds like I might still qualify for some benefits even with the higher income. Everyone here has been so helpful - I really appreciate this community having people who actually know what they're talking about and are willing to share their experiences!
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NeonNomad
Congratulations on your new job! This is such a common situation and you're absolutely doing the right thing by planning ahead. Just to add to all the great advice here - when you report your income change, make sure to mention if you'll have any work-related expenses like transportation costs, uniforms, or childcare. These can sometimes be deducted from your income for CalFresh calculations and might help you maintain some benefits. Also, if you're currently receiving CalWORKs cash aid along with CalFresh, the reporting requirements and timelines are the same, but the income limits are different. CalWORKs has stricter limits so you might lose cash aid while still qualifying for some food benefits. One more tip - if you end up losing CalFresh eligibility, you can always reapply in the future if your circumstances change. There's no waiting period or penalty for reapplying later if you need benefits again. You're handling this exactly right by being proactive and asking questions. The fact that you're worried about doing the right thing shows you're being completely responsible about it. Best of luck with your new position!
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Aisha Rahman
•This is really great additional information, thank you! I hadn't thought about work-related expenses like transportation costs - that's definitely something I should mention when I report since I'll be commuting to the new job. I'm only on CalFresh (not CalWORKs), but it's good to know about the different income limits in case I ever need to understand that in the future. And you're absolutely right that knowing I can reapply later if needed takes some pressure off - it's not like this is a permanent "all or nothing" decision. I really appreciate everyone in this community being so knowledgeable and supportive. It's made what felt like a really stressful situation much more manageable!
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Freya Larsen
Congratulations on your new job! This is actually a really smart question to ask ahead of time. I went through this exact situation about a year ago and was so worried about doing something wrong. The main thing to remember is that you need to report your job within 10 days of your start date (March 3rd in your case), not when you got hired. Any benefits that are already on your EBT card before you report are completely yours to use - no payback required! This was such a relief when I learned it. When you report, make sure to include your exact start date and your estimated monthly income from your offer letter. Even though you think you'll be over the limit, don't assume you'll lose everything - I was surprised that I still qualified for some CalFresh because of my high rent and other deductible expenses. You can report through BenefitsCal online, by phone, or with a SAR 3 form in person. Whatever method you use, keep screenshots or documentation showing when you reported - this protects you if there are any questions later. The anxiety is totally normal, but you're being really responsible by planning this out. Just be honest, report on time, and don't stress about using the benefits that are already on your card. Good luck with your new position!
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Diego Vargas
•Thank you so much for sharing your experience! As someone who's new to navigating these benefit programs, it's incredibly helpful to hear from people who have actually been through this exact situation. I'm definitely feeling much less anxious about the whole process now. Your point about reporting on the start date rather than when I got hired is really important - I probably would have reported too early if I hadn't read that here. And like others have mentioned, I'm encouraged to hear that you still qualified for some benefits even with higher income due to your expenses. I'll make sure to be thorough about listing all my deductible costs when I report. The tip about keeping documentation is something I'll definitely do - screenshots and confirmation numbers seem like they could really save me if there are any questions down the line. Thanks for taking the time to share your experience and for the encouragement!
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MoonlightSonata
Congratulations on the new job! This is exciting news and you're being really smart by thinking through the reporting process ahead of time. Just to reinforce what others have said - you absolutely do NOT need to worry about paying back any benefits that are already on your EBT card when you report your job change. Those were issued correctly based on your circumstances at the time, so they're 100% yours to use even after your case is updated. The key is reporting within 10 days of your actual start date (March 3rd). You can submit your SAR 3 form online through BenefitsCal, call your county office, or visit in person. Make sure to include your start date and expected monthly income from your offer letter. One thing I'd suggest is don't stress too much about the exact timing of when benefits load versus when you report - the county expects there to be some overlap and it's completely normal. What matters is that you report honestly and within the required timeframe. Also, like others mentioned, you might be surprised and still qualify for some reduced CalFresh benefits depending on your household size and expenses like rent, utilities, and work-related costs. Let them do the math rather than assuming you'll lose everything. You're handling this exactly right by being proactive and asking questions. Best of luck with your new position!
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Ava Rodriguez
•Thank you so much! This whole thread has been incredibly helpful and reassuring. I was honestly pretty anxious about potentially making a mistake with the reporting, but hearing from so many people who've been through this exact situation has really put my mind at ease. It's such a relief to know that the benefits already on my card are mine to use - that was my biggest worry. I'll definitely report on March 3rd (my actual start date) and make sure to include all my housing costs and other expenses since it sounds like I might still qualify for something even with the higher income. Everyone here has been so generous with their time and advice. I feel much more confident about handling this properly now. Thanks again for all the support!
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Connor Murphy
Congratulations on your new job! This is such great news and you're absolutely right to plan ahead for the reporting process. I just wanted to add one more perspective as someone who works with people going through benefit transitions regularly. The most important thing to remember is that California's benefit system is designed to support people as they move toward self-sufficiency, not to penalize them for getting jobs. When you report your new employment on March 3rd (your start date), make sure to ask about any transitional support programs you might qualify for. Even if you don't qualify for ongoing CalFresh, there are sometimes programs that can help with the transition period as you adjust to your new income. Also, I'd recommend calling your county office a day or two after you submit your online report just to confirm they received it. Sometimes there can be technical glitches with BenefitsCal, and a quick follow-up call can save you from potential issues later. You're being incredibly responsible by thinking this through in advance. The benefits already on your card are definitely yours to use, and reporting promptly when you start work shows you're following the rules properly. Best of luck with your new position - this is a really positive step forward!
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Holly Lascelles
•Thank you for this perspective! It's really reassuring to hear from someone who works with people in these transitions professionally. I hadn't thought about asking specifically about transitional support programs - that's a great suggestion that I'll definitely bring up when I report. The idea of following up with a phone call after submitting online is also really smart - I've heard mixed things about BenefitsCal's reliability, so having that extra confirmation would give me peace of mind. It's encouraging to hear that the system is designed to support people moving toward self-sufficiency rather than penalize them for getting jobs. That really helps reframe this whole situation in my mind. Everyone in this thread has been so incredibly helpful - I feel like I have a solid plan now for handling this properly. Thanks for taking the time to share your professional insights!
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Mateo Rodriguez
Congratulations on your new job! This is such an exciting milestone and you're being really thoughtful by planning ahead for the reporting process. I wanted to share my recent experience since I just went through this exact situation a couple months ago. Like you, I was really worried about the timing and whether I'd get in trouble for benefits that might load before I could report my job change. Here's what I learned: definitely report within 10 days of your March 3rd start date, and any benefits already on your EBT card before you report are completely yours to use - no payback required! I was so relieved when my caseworker explained this to me. One thing that really helped me was taking screenshots of my BenefitsCal account before and after reporting, showing my benefit amounts and case status. This gave me documentation of exactly when I reported and what my benefits were at that time. Also, don't assume you'll automatically lose all your CalFresh benefits! I thought I would too, but I still qualified for a reduced amount because of my rent and utility costs. The income limits are higher than many people realize once deductions are factored in. When you report, include your exact start date and estimated monthly income from your offer letter. You can do this through BenefitsCal online, but I'd recommend following up with a phone call to make sure they received it since the online system can sometimes be unreliable. You're handling this exactly right by being proactive and asking questions. This is a really positive step forward and the system is designed to support transitions like this, not penalize them!
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Amara Chukwu
•Thank you so much for sharing your recent experience! It's incredibly helpful to hear from someone who just went through this exact situation a couple months ago. Your tip about taking screenshots before and after reporting is brilliant - I definitely wouldn't have thought of that but it makes perfect sense for documentation purposes. I'm really encouraged to hear yet another person say they still qualified for reduced benefits even with higher income due to housing costs. It's giving me hope that maybe this transition won't be as dramatic as I initially feared. I'll absolutely follow your advice about including my exact start date and following up with a phone call after submitting online. The fact that you mentioned the system being designed to support transitions rather than penalize them really helps me feel better about this whole process. Everyone here has been so generous with their advice and experiences - I feel like I have a solid roadmap now for handling this properly. Thanks for taking the time to share all these practical details!
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