Started new job - will reporting income affect my CalWORKs healthcare?
I'm in a difficult situation with my CalWORKs benefits. I just started a part-time job at Target making about $18/hr for around 25 hrs a week, but my mom is telling me not to report it because she thinks I'll lose everything. I really need to keep my Medi-Cal for my asthma medication, but I'm worried about getting in trouble for unreported income. I'd actually rather find a better full-time position with benefits, but I'm scared of being cut off completely during the transition. Does anyone know if I report this new income to my CalWORKs worker, will I immediately lose my healthcare? Or is there some kind of transition period? Also, if I switch to a better job in a couple months, how does that affect everything? I don't want to commit fraud but I also can't afford to pay out of pocket for my meds.
17 comments


Esteban Tate
You absolutely need to report your income. Not reporting is considered fraud and you could end up having to pay back benefits plus penalties. The good news is that getting a job doesn't automatically mean losing Medi-Cal! There's a program called Transitional Medi-Cal that specifically exists to help people who start working. When your income increases and you no longer qualify for CalWORKs, you can get up to 12 months of continued Medi-Cal coverage through this program. You should report your income within 10 days of starting the job. Your Cash Aid might decrease based on your earnings, but that's better than getting hit with an overpayment later. And when you find that better full-time job, you'll need to report that change too, but again, you'll likely be eligible for the transitional benefits to help you through.
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Alice Pierce
•Thank u for the info! Nobody ever told me about Transitional Medi-Cal. Do I need to fill out a special form for that or does it happen automatically when I report my income? My worker isn't very helpful and never returns calls.
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Ivanna St. Pierre
ur mom is giving bad advice tbh. my cousin didnt report her job and they found out anyway cuz the county does wage checks with EDD. she had to pay back like $3000 and almost got charged w/ fraud. not worth it!!!
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Elin Robinson
•Exactly this. The system WILL catch up eventually. They do regular income checks through tax records and employment databases. I've seen people get huge overpayment notices years later when they thought they got away with it. Then you're stuck with a massive bill and possibly fraud charges when you could have just done things right from the start.
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Atticus Domingo
I get why your mom is worried - the benefits system can feel like walking through a minefield sometimes. But not reporting income is one of the fastest ways to get yourself in serious trouble with CalWORKs. For your specific questions: 1) When you report this job, your cash aid will be reduced based on a calculation (they don't count all your income), but your Medi-Cal will STAY ACTIVE for at least 12 months through the Transitional Medi-Cal program - even if your cash aid ends completely. 2) If you switch jobs during that period, just report the change. As long as you're honest about your income changes, you're protected. 3) After the transitional period, you might still qualify for Medi-Cal under different eligibility rules, especially if you need regular medication. But you HAVE TO report within 10 days of getting paid. The county has ways of finding out about unreported income, and the penalties are much worse than any benefits you might temporarily keep.
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Alice Pierce
•This is so helpful, thank you! I had no idea about the 12 month transition period. That gives me some breathing room to find a job with better benefits. I'm definitely going to report my income this week.
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Beth Ford
OMG I went through this EXACT situation last year!! The county offices are TERRIBLE about explaining these things!!! You actually have protection called Transitional Medi-Cal (TMC) that lasts for a full year after your CalWORKs stops due to income! But you HAVE TO report your income for it to kick in properly!!! I was so scared of losing my daughter's coverage that I almost didn't report my new job too, but my friend who works at a community clinic told me about TMC. After your TMC year ends, they'll reevaluate you for regular Medi-Cal based on your income then. DON'T LISTEN TO YOUR MOM ON THIS ONE!!! Not reporting is fraud and they WILL find out!!!
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Morita Montoya
•this is actually really good to know... im starting a new job next month and was worried about the same thing
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Kingston Bellamy
If you're worried about getting through to your CalWORKs worker to report this change, try using Claimyr.com - it's what I used when I couldn't get anyone on the phone for weeks. They called the county for me and got me connected to a real person in about 20 minutes. They have a video showing how it works: https://youtu.be/jzISHxCPLwE I was in a similar situation last year and needed to report income changes, but kept getting disconnected or waiting on hold forever. This service saved me a ton of stress when I needed to talk to someone about my transitional benefits.
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Ivanna St. Pierre
•does that actually work?? the phone system is so frustrating, i always get disconnected after waiting for like an hour
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Kingston Bellamy
•Yeah it worked for me twice now. Better than wasting hours on hold just to get disconnected!
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Elin Robinson
A few important details people aren't mentioning: 1. When you report your new job, you'll need to provide pay stubs or an employer statement showing your hours and pay rate. 2. Your CalWORKs grant will be reduced, but they don't count ALL your income. There's a $225 income disregard plus 50% of the remaining earnings are also disregarded. So if you make $1,800/month, they'll only count $787.50 against your grant ($1800 - $225 = $1575 ÷ 2 = $787.50). 3. For Transitional Medi-Cal, it's AUTOMATIC once your CalWORKs closes due to earnings - but only if you've been properly reporting your income. 4. When you change jobs, report that change within 10 days. Any gap between jobs needs to be reported too. I've been through this whole process, and it's actually designed to encourage work. The system doesn't just cut you off when you start working - that would defeat the purpose of getting people self-sufficient.
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Alice Pierce
•That income calculation is super helpful! I didn't realize they don't count all of it. With what I'm making at Target, sounds like I'll still get some cash aid for a while. Thanks so much for explaining all this.
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Morita Montoya
ur mom wants u to commit welfare fraud lol thats crazy. dont do it
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Beth Ford
•RIGHT?! My mom tried to tell me the same thing! Parents sometimes give the worst advice when it comes to benefits because they're stuck in old thinking about how the system works. The rules have changed a lot and now there are actual programs to help people transition to work!
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Ivanna St. Pierre
sooo did u end up reporting ur job?? what happened with ur benefits??
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Alice Pierce
•Yes! I reported it yesterday after reading everyone's advice. My worker actually seemed happy I was working and explained about the transitional Medi-Cal program. She said my cash aid will go down but not disappear completely because of the income disregards someone mentioned. And I'll keep my Medi-Cal for at least a year even if I find a better job! Such a relief!
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