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Did anyone here actually know that income limits are supposed to be on your Notice of Action letters? I just discovered this after 3 years on CalWORKs! Check your paperwork from when you were last approved - there should be a section that says what your specific IRT is. Mine was buried on page 4 of a 6-page notice!
I just dug through my paperwork and found it! You're right, it was on page 3 of my last approval notice. According to this, my current IRT is $5,225 (a bit lower than what someone mentioned above, but close). This is such a relief to find!
This thread has been so helpful! As someone new to the CalWORKs system with a family of 4, I'm learning so much about income limits and reporting requirements. @Ravi Choudhury I'm glad you found your specific IRT in your paperwork - that's such a relief when you're worried about going over the limit! One thing I wanted to add for anyone else reading this: if you're having trouble understanding your Notice of Action letters, many counties have CalWORKs advocates or community organizations that can help you interpret the paperwork for free. I found one through my local library's resource center. They walked me through every page of my benefits letter and explained what all the different numbers meant. Also, for those mentioning overpayments - if you do end up with one, you can usually request a hearing to dispute it or ask for a payment plan. Don't panic if it happens, there are options to work with the county. The system is complicated but there are people who can help navigate it!
@Charlee Coleman Thank you for mentioning the advocates and community organizations! I had no idea those existed. Do you happen to know what I should search for to find these services in San Bernardino county? And that s'really good to know about the overpayment options - the whole idea of owing money back has been keeping me up at night. It s'reassuring to know there are ways to work with them if something goes wrong.
I'm pretty new to CalWORKs (just got approved last month) and this really threw me off too! Got my payment today instead of next week and I was worried they made some kind of mistake. Reading through all these comments is so helpful - I had no idea this was normal for holidays. Definitely going to save that calendar someone posted! It's kind of frustrating that they don't tell you about these things when you first sign up. Like a simple "hey, your payments might come early around holidays" would have saved me from stressing out this morning. Thanks everyone for explaining!
@Luca Russo Welcome to the community! I m'pretty new here too just (joined a few months ago and) I totally get that stress when something unexpected happens with your benefits. This community has been such a lifesaver for getting real answers when the official channels are confusing or hard to reach. That calendar someone posted is definitely a keeper - I wish they had given us that kind of info during the application process! It s'nice to know we re'not alone in figuring all this stuff out.
Same thing happened to me! I've been on CalWORKs for about 6 months now and this is my first time experiencing the early holiday deposit. I was so confused when I saw the money in my account this morning - thought maybe there was a glitch or something. Really wish they would send out some kind of heads up about these schedule changes, even just a simple email or text. It's stressful enough being on benefits without having to worry that something's wrong every time the timing changes. Thanks for posting this question - makes me feel way better knowing it's totally normal!
@William Schwarz I totally feel you! I ve'been on CalWORKs for about a year and I STILL get that moment of panic when something changes with the payment timing. It s'like you re'always waiting for the other shoe to drop, you know? This community has been amazing for getting real answers though - way better than trying to navigate the official channels. I m'glad you posted here to get reassurance. It really should be standard practice for them to give us a heads up about holiday schedule changes, but at least we have each other to figure it out!
Great job getting everything sorted out with CalWORKs! Your experience is really helpful for others who might be in the same situation. It sounds like you handled it perfectly by calling and getting that documentation in your file. For anyone else reading this thread - Mateo's approach is exactly what I'd recommend. Report when hired (even without pay info) to create that paper trail, then follow up with actual pay stubs. The key is showing you're being proactive and transparent about changes. And congrats on landing the Target job! Having that IRT number ($2,735/month in your case) is super helpful to know. Most part-time retail jobs won't get anywhere close to that, so you should be good to go. Best of luck with the new position! 🎉
This whole thread has been so helpful! I'm new to CalWORKs and reading through everyone's experiences really shows how confusing the system can be. @014cf2a0535d you did great advocating for yourself and calling to get that documentation - that 2 hour hold time sounds brutal but totally worth it for the peace of mind! It's scary how different workers seem to give different advice sometimes. Thanks to everyone who shared their stories, especially the detailed explanations about IRT and the income disregard rules. Saving this post for future reference! 📝
This whole thread is such a great resource! As someone who's been on CalWORKs for about 8 months now, I can totally relate to how confusing the reporting requirements can be. Every worker seems to tell you something slightly different! @014cf2a0535d - you handled this perfectly by calling and getting that documentation. That 2-hour hold time is absolutely brutal but so worth it for the peace of mind. And congrats on the Target job! 🎉 For anyone else reading this, the key takeaways I'm seeing are: 1. Report when you get hired (even without pay info) to create a paper trail 2. Follow up with actual pay stubs once you receive them 3. Know your IRT number - it should be on your Notice of Action 4. Keep ALL your documentation! The income disregard explanation from @fa735b3835d3 was super helpful too - I had no idea about the $450 exemption and 50% reduction formula. This is exactly the kind of real-world info they don't explain clearly in the paperwork. Thanks everyone for sharing your experiences! 💪
Yes! This thread is like a masterclass in navigating CalWORKs employment reporting. I'm bookmarking this for sure. @a5ec92485497 those takeaways are perfect - you should pin that summary somewhere! It's wild how much detective work we have to do just to follow the rules correctly. The $450 disregard info was news to me too. I've been on benefits for 6 months and my worker never explained any of this stuff clearly. Really makes you appreciate having a community where people share their real experiences instead of just the confusing official paperwork. @014cf2a0535d hope your first day at Target goes awesome! 🛒✨
For those asking about changing your issuance date - there's a form called CW 2212 "Request for Adjustment of Aid Payment Schedule" that you can submit to your worker. There's no guarantee they'll approve it, but it's worth trying if the current schedule consistently causes problems with your bills. Make sure to explain exactly why the current date creates a hardship.
This is really helpful information everyone! As someone who's been dealing with benefits for a while, I can confirm that holiday delays are super common but poorly communicated. One tip I learned - if you know a holiday is coming up, you can usually check the CDSS holiday schedule online ahead of time to see if your payment date will be affected. Also, some credit unions and banks will advance government deposits a day early if you ask nicely and explain the situation. It doesn't always work but worth trying if you're in a pinch with rent or bills due right after a holiday!
That's a great tip about checking the holiday schedule online! I had no idea some banks might advance the deposit early - definitely going to ask my credit union about that next time. Really wish CalWORKs would just send us a text or email when there's going to be a delay instead of us having to hunt down this information ourselves. Thanks for sharing!
Teresa Boyd
I'm new to CalWORKs and just went through something similar with my elderly father. One thing I learned that might help - when you report your mom moving in, ask your worker specifically about the "deeming" rules. Sometimes they can exclude a portion of her income if she has her own necessary expenses like medical costs or medications. Also, definitely get her on the SSI application ASAP - even if she only gets approved for a small amount, it opens up other benefits like automatic Medi-Cal. The waiting period is tough but it's worth it in the long run. Hang in there!
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Khalil Urso
•Thank you for mentioning the "deeming" rules - I had no idea about that! My mom does have pretty high prescription costs for her diabetes medication that aren't fully covered. Should I bring documentation of those expenses when I talk to my worker? Also, when you say your father only got approved for a small SSI amount, was it still worth going through the application process? I'm trying to figure out if we should focus on SSI first or try to work within the CalWORKs system while we wait.
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Gianni Serpent
As someone who recently navigated this exact situation with my grandmother, I can share what worked for us. First, definitely apply for SSI immediately - even though it takes months, you want to get in the queue. While waiting, here's what helped us: when reporting to CalWORKs, we provided detailed documentation of her medical expenses (prescriptions, doctor copays, medical equipment) because they can sometimes exclude these from her countable income. Also, ask your worker about the "step-parent deeming" calculation method - it's confusing but sometimes results in a smaller reduction to your grant. One unexpected thing we discovered: once my grandmother got even $50/month in SSI, she became eligible for the Medicare Savings Program which saved her $174/month on her Medicare premium. So even a small SSI approval can have a big financial impact. The whole process was stressful but ultimately worth it. Document everything and don't be afraid to ask your worker to explain exactly how they're calculating the income deductions!
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