CalWORKs to SSI transition - will my Cash Aid stop immediately?
I'm hoping someone can help because I'm worried about a gap in benefits. I've been on CalWORKs for about 18 months with my 2 kids (ages 10 and 7). I have several health conditions that have gotten worse, and my doctor suggested I apply for SSI. I submitted my SSI application last month, and surprisingly already got a letter for an assessment appointment next week. Has anyone here gone from CalWORKs to SSI? I'm concerned about what happens to my Cash Aid if I get approved for SSI - will CalWORKs stop immediately or is there a transition period? And what about my kids - will they still get CalWORKs since SSI is just for me? My worker isn't responsive and I'm worried about paying rent if there's a gap.
22 comments


Malia Ponder
If you get approved for SSI, your portion of the CalWORKs grant will stop, but your children can continue receiving Cash Aid as a 'child-only' case. The transition isn't immediate - SSI approvals usually take months (sometimes years), and even after approval there's often a waiting period before your first payment. Your CalWORKs won't stop until you actually start receiving SSI payments. Once you're approved, your children's CalWORKs grant will be recalculated without counting you in the assistance unit. Make sure to report your SSI approval to your worker as soon as you get it so they can properly adjust your case instead of potentially creating an overpayment.
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Holly Lascelles
•Thank you so much for explaining! That's a relief to know my kids could still get CalWORKs. Do you know if I'll need to do a separate application for the child-only case or will they just convert my current case? And what about my Welfare to Work (WTW) requirements while I'm waiting for the SSI decision?
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Kyle Wallace
btw ssi takes FOREVER to get approved lol. dnt get ur hopes up about it being quick. took my sister almost 3 yrs before she finally got approved. and they denied her like twice b4 she got a lawyer
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Holly Lascelles
•Oh wow, 3 years?? That's way longer than I expected. My doctor made it sound like it might be fast since my condition is on some kind of compassionate allowance list? I hope it doesn't take that long...
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Ryder Ross
Hello! I can share what happened in my case. When I got approved for SSI while on CalWORKs, my worker helped transition my kids to a child-only case. The good news is you don't need to file a new application - they'll just redetermine eligibility for your children. Regarding your WTW requirements - you should request a temporary medical exemption while you're going through the SSI process. With your health conditions worsening, you likely qualify. You'll need form CW 61 completed by your doctor. This will pause your WTW requirements and stop your 48-month time clock while you wait for SSI. Also, when you do get SSI, be aware that your children's cash grant will decrease a bit because the household size will change from 3 to 2. And make sure you understand that once you're on SSI, you'll get Medi-Cal automatically but will need to apply for CalFresh separately (SSI recipients in California can now get CalFresh).
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Holly Lascelles
•Thank you for all this detailed information! I didn't know about the CW 61 form or that I could pause my time clock. I'll definitely ask my doctor to complete that form. And good to know about CalFresh - I was worried I might lose food benefits.
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Gianni Serpent
Make sure you tell your worker EXACTLY when u get approved 4 SSI & when payments start!! They dont communicate with each other & if u dont report it right away theyll say u got an OVERPAYMENT and make u pay back $$$$. Happened to me and they took money outta my kids cash aid for like 6 months to pay it back!!!
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Ryder Ross
•This is such an important point! The systems don't automatically talk to each other, so it's crucial to report any SSI approval and especially when payments begin. You can avoid overpayments by being proactive.
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Henry Delgado
Just adding that you should try to get a lawyer for your SSI application if it gets denied the first time (which happens to most people). Many disability lawyers work on contingency, meaning they only get paid if you win your case, and their fee is regulated by law. They take a percentage of your backpay, not your ongoing benefits. Also, I had so much trouble getting my worker on the phone when I was transitioning from CalWORKs to SSI. I found a service called Claimyr (claimyr.com) that helped me actually get through to a human at the county office instead of waiting on hold for hours. They have a video that shows how it works: https://youtu.be/jzISHxCPLwE. Definitely helped during a stressful time when I needed to talk to someone about my case.
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Olivia Kay
•is that claimyr thing legit?? i spend hours trying to get thru to my worker n half the time i get disconnected after waiting 4ever
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Henry Delgado
@profile8 Yeah it's legit. I was skeptical too but it actually worked for me. They call the office for you and then connect you once they get through to a person. Saved me from having to redial a million times.
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Joshua Hellan
OMG ssi took FOREVER for me!!! over 2yrs and got denied twice!! my advice - DOCUMENT EVERYTHING!!! every dr visit, every med, every day u couldnt function, EVERYTHING. and when u go to ur assessment appointment next week DONT MINIMIZE ur condition. be honest about ur worst days not ur best days. i made that mistake and they denied me the 1st time bc i tried to look strong. smh
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Holly Lascelles
•Thank you for the advice about the assessment! I was actually wondering how to approach that. I tend to push through pain and act like I'm doing better than I am - sounds like that would be a mistake. I'll make sure to be honest about how bad my bad days really are.
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Kyle Wallace
another thing nobody mentioned - if u get backpay from SSI they'll take some of it to repay the calworks u got during the waiting period. its called "interim assistance reimbursement" or somethin like that. my sister had to sign a form agreeing to this when she applied
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Ryder Ross
•Yes, this is correct. It's called Interim Assistance Reimbursement (IAR). Essentially, if you receive SSI backpay for months you also received CalWORKs, the state will recover the CalWORKs payments from your SSI backpay. This happens automatically - SSI sends your backpay to the county first, they take what you received in CalWORKs during that period, and then send you the remainder.
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Malia Ponder
Since you mentioned your doctor referred you for SSI due to worsening health conditions, I wanted to add that you should apply for a WTW exemption right away using the CW 61 form. Don't wait until your SSI is approved, which could take a long time. With the exemption, you won't have to do the Welfare to Work activities, and as someone else mentioned, those months won't count toward your 48-month lifetime limit on CalWORKs. Also, when your case converts to child-only, the income and resource limits will change, and the grant amount will be different. The good news is that with a child-only case, there are no WTW requirements for you since you're not in the assistance unit anymore.
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KhalilStar
I went through this exact transition about 8 months ago and wanted to share some additional tips. First, definitely get that CW 61 form filled out ASAP - it made such a difference not having to stress about WTW requirements while dealing with my health issues and the SSI process. One thing I wish someone had told me: keep copies of EVERYTHING. When my SSI got approved, there was some confusion about dates and my worker initially said I had an overpayment. Having my own records of when I reported things and when payments actually started saved me a lot of headache. Also, don't be discouraged if the assessment feels intimidating. I was nervous too, but just be completely honest about your limitations. They need to understand how your conditions actually affect your daily life and ability to work. The child-only transition for your kids should be pretty smooth - my worker handled it all without me needing to do a new application. Your kids' grant will be lower since it's calculated for 2 people instead of 3, but they'll still have their benefits while you're getting SSI. Hang in there - the process is stressful but there are protections in place to help you through the transition!
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Savannah Weiner
•Thank you so much for sharing your experience! It's really helpful to hear from someone who just went through this transition. I'm definitely going to start keeping copies of everything - that's such good advice about having your own records when there's confusion. I'm still nervous about the assessment but hearing that being honest about limitations is the right approach makes me feel better about it. And it's reassuring to know the child-only transition went smoothly for you. I was worried it would be complicated but sounds like the worker handles most of it. Did you have any issues with the timing of when your CalWORKs stopped versus when your SSI payments actually started? That's still my biggest worry - having a gap where I can't pay rent.
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Marcelle Drum
I'm currently going through a similar situation - applied for SSI 6 months ago and still waiting for my decision. One thing I learned that might help you: if you're worried about a gap in payments, ask your worker about "presumptive disability" payments. If your condition is on the compassionate allowances list (which it sounds like it might be since your doctor was optimistic), SSI can sometimes start payments before the final decision if they think you're likely to be approved. Also, regarding rent - make sure your landlord knows about the potential transition. Some are understanding about temporary delays, especially if you have documentation showing SSI is pending. You might also want to look into local emergency rental assistance programs through 211 or your county's social services department as a backup. The fact that you already got scheduled for an assessment so quickly is actually a really good sign! Most people wait months just for that appointment. Keep your fingers crossed - sounds like your case might move faster than the horror stories you're hearing.
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James Johnson
•This is really good information about presumptive disability payments - I hadn't heard of that before! I'll definitely ask about it at my assessment next week. My condition is apparently on some kind of fast-track list according to my doctor, so maybe that could help with getting payments started sooner. And thank you for the suggestion about talking to my landlord. I've been putting that off because I was embarrassed, but you're right that it's better to give them a heads up about potential timing issues rather than be surprised if there's a delay. The quick assessment scheduling did seem unusual based on what others are saying here. Hopefully that means good things for how fast the whole process might go! It's encouraging to hear from someone else going through this right now.
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Ava Harris
I went through this transition about 2 years ago and wanted to add a few things that might help. The good news is that CalWORKs has protections in place specifically for this situation - they can't just cut you off immediately when you apply for SSI, only when you actually start receiving payments. One thing I'd suggest is asking your worker (or a supervisor if your worker isn't responsive) about getting a "good cause" extension if you're having trouble meeting any WTW requirements while dealing with your health issues and the SSI process. This is separate from the medical exemption others mentioned but can provide additional protection. Also, make sure you understand how your SSI backpay will work with the Interim Assistance Reimbursement that someone mentioned. The county will take back what they paid you in CalWORKs during the months covered by your SSI backpay, but they can't take more than what SSI actually sends them. So if your SSI backpay is higher than what you received in CalWORKs, you'll still get the difference. Keep all your medical documentation organized - not just for SSI but also for your CalWORKs case. Having everything in one place made both processes much smoother for me. Good luck with your assessment next week!
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Ravi Choudhury
•This is all really helpful information! I didn't know about the "good cause" extension option - that sounds like it could be useful as backup protection while I'm going through this process. And thank you for explaining more about how the backpay works with the reimbursement. It's reassuring to know that if my SSI backpay is higher than what I got from CalWORKs, I'd still get the difference. I've been trying to get organized with all my medical records for the SSI application, so having them ready for CalWORKs too makes sense. It's really encouraging to hear from people who have successfully made this transition - makes it feel less overwhelming! Your point about CalWORKs not being able to just cut me off immediately when I apply (only when payments actually start) is exactly what I needed to hear for my peace of mind.
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