California CalFresh

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I actually work at a county CalFresh office and wanted to clarify something important - you can request what's called a "Benefits Verification Letter" online through your county's portal in most cases, which is much faster than calling. This letter shows your approval status, household income used for eligibility, and benefit amount. It's the official document insurance companies need, not the EBT card itself. For car insurance specifically, I'd definitely recommend trying the California Low Cost Auto Insurance Program first since CalFresh recipients automatically meet the income requirements. The coverage is basic but legitimate and way cheaper than regular insurance. Just make sure you have a clean driving record to get the best rates!

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Thanks for the insider perspective! That's really helpful to know about the online portal option. I've been dreading having to call and wait on hold forever. Quick question - do you know if the Benefits Verification Letter shows the same income info that was on my original approval notice? I'm worried my income might have changed slightly since I first applied but I haven't reported it yet because it's still under the limit.

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Hey! I'm pretty new to CalFresh but dealing with the same insurance situation. From reading through all these responses, it sounds like the key thing is getting that official Benefits Verification Letter rather than just showing the EBT card. I had no idea about the California Low Cost Auto Insurance Program - that sounds like exactly what I need! Quick question for everyone - has anyone tried getting quotes from multiple regular insurance companies while also applying for the CLCA program? I'm wondering if it's worth doing both to compare rates, or if the low cost program is always going to be cheaper for CalFresh recipients?

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Welcome to the community! From what I've seen in other threads, the CLCA program is almost always cheaper for CalFresh recipients - I've heard people mention rates as low as $200-400 per year versus $200+ per month with regular companies. But it's definitely worth getting a few regular quotes too just to see the comparison. Some people have mentioned that certain regular insurers like AAA or Geico have special low-income programs that might be competitive, especially if you have a really clean driving record. Just make sure you have that Benefits Verification Letter ready for whichever route you go!

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I'm completely new to this community and to CalFresh (just got approved last week!), and finding this thread feels like discovering a goldmine of information I desperately needed. Reading everyone's experiences is honestly both reassuring and alarming - reassuring because it's clearly not just me who's confused about how this system works, but alarming because it sounds like card cancellations could happen to any of us at any time! The fact that so many people are dealing with the same "enhanced security" issues really shows this is a widespread problem with the system itself. What's especially frustrating is how they can just cancel your card without any warning - like, wouldn't a simple text or call saying "hey, we noticed you shopped somewhere new, just confirming it was you" make way more sense than leaving people stranded at checkout? I'm definitely saving all the helpful tips from this thread as my CalFresh survival guide - the customer service number, emergency voucher info, temp card procedures, and apparently I need to call ahead before shopping anywhere new (which honestly sounds ridiculous but seems necessary). It's pretty sad that we need contingency plans just to buy groceries with our own benefits. Thanks to everyone for sharing your experiences and solutions, especially @Brooklyn Foley for the detailed breakdown and @Avery Saint for the update on how you got it resolved. This community is already proving to be invaluable for navigating all the bureaucratic chaos that comes with trying to access basic assistance!

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@Romeo Barrett welcome! I m'also brand new here and to CalFresh got (approved just 3 weeks ago and) stumbled across this thread while googling EBT issues. This community is incredible - I ve'learned more in the last hour reading these comments than I did from all the official pamphlets they gave me! You re'so right about the enhanced "security being" backwards. Like, we re'already stressed about food security and then they add more anxiety by randomly canceling cards? The lack of communication is what kills me - they have all our contact info but can t'send a quick hey, "confirm this was you message" before shutting us out? I m'also building my own CalFresh emergency plan from all this advice. Never thought I d'need a strategy guide just to buy groceries but here we are! Thanks to everyone sharing their real experiences - this is the kind of practical info they should be giving us upfront instead of making us figure it out the hard way.

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I'm brand new to this community and CalFresh (just got approved 3 weeks ago), and this entire thread has been such an education! I had no idea these random card cancellations were so common - it's honestly terrifying to think this could happen to any of us without warning. What really strikes me is how the "enhanced security" seems to create more problems than it solves. We're already dealing with food insecurity, and then the system designed to help us adds even more stress and barriers? The fact that people are finding out their cards don't work at the grocery store checkout is just cruel - there has to be a better way to handle security concerns. I'm definitely taking notes on all the solutions everyone has shared here. Saving the EBT customer service number (877-328-9677), learning about emergency vouchers and temp cards, and apparently I need to call ahead if I want to shop somewhere different (which seems absolutely ridiculous but apparently necessary). It's depressing that we need backup plans just to use our benefits, but better to be prepared. @Brooklyn Foley thank you so much for that detailed breakdown of what causes these issues - having that context really helps understand what's happening behind the scenes. And @Avery Saint I'm glad you got yours resolved! The emergency voucher sounds like a lifesaver for situations like this. This community is already proving to be incredibly valuable for navigating all the bureaucratic obstacles that come with trying to access basic assistance. Thanks to everyone for sharing your real experiences and practical advice!

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@NebulaNova welcome to the community! I'm also super new here (literally just joined after reading this thread) and new to CalFresh - got approved about a month ago. This whole discussion has been both eye-opening and nerve-wracking! You're absolutely right about the "enhanced security" being counterproductive. Like, we're already stressed about having enough food and money, and then they add this layer of uncertainty where our cards could just stop working randomly? It's like they're punishing us for needing help in the first place. I'm also building my own CalFresh survival kit from all this advice - phone numbers, emergency procedures, documentation tips. It's honestly ridiculous that we need to strategize just to buy groceries with our own benefits, but this community is making me feel way more prepared than any of the official materials did. The real-world experiences people are sharing here are so much more valuable than anything in those government pamphlets. Thanks to everyone for being so open about what they've been through - it's already helping newcomers like us know what to watch out for!

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Just went through this exact same thing last month! Lost both regular and emergency allotment when I missed my SAR7 by 3 days. The emergency allotment is tied to having active benefits that month, so no regular CalFresh = no extra payment either. But the good news is you can get restored pretty quickly if you act fast! I submitted my late SAR7 online and got my benefits back within a week. Pro tip: when you submit through BenefitsCal, there's a dropdown where you can select "Late SAR7 - Request Restoration" which helps flag it for faster processing. Also set up those text reminders right away so this doesn't happen again - I wish I had done that sooner!

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Thanks for sharing your experience! That "Late SAR7 - Request Restoration" dropdown option is super helpful to know about - I didn't see that when I submitted mine earlier. Hopefully that will speed up my processing too. I definitely learned my lesson about setting up those reminders. It's crazy how missing a deadline by just a few days can mess up your whole month's food budget. Really appreciate everyone's advice in this thread!

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Been following this thread and wanted to share something that might help others avoid this situation. I work as a community navigator and see this happen ALL the time. One thing I always tell my clients is to treat your SAR7 due date like a bill due date - mark it on your calendar AND set a reminder for 2 weeks before it's due. That gives you time to gather documents without rushing. Also, if you're having trouble remembering deadlines, some counties have case managers who can help you stay on track. In LA County they have a "CalFresh Success" program where they'll actually call you before deadlines. Not sure if other counties have similar programs but it's worth asking your worker about. The system definitely has flaws but there are ways to work within it to avoid these stressful situations!

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Just wanted to add that if you're having trouble getting through to your county office too, try calling first thing in the morning right when they open - like 8 AM sharp. That's when I finally got through to mine after days of busy signals. Also, some counties have online portals where you can send messages to your caseworker, which might be faster than phone calls. The whole system is so frustrating but don't give up - you deserve those benefits you were approved for!

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That's great advice about calling right when they open! I hadn't thought of that but it makes total sense - probably way less busy at 8 AM. Do you happen to know if all counties have those online portals or just some? I'm in LA County so hopefully they have one. Really appreciate everyone's help here - was starting to think I was going crazy with all the runaround I've been getting!

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I work in social services and can confirm what others have said - the EBT helpline (operated by FIS) can only help with card-related issues like PIN resets, balance checks, or reporting lost/stolen cards. They literally cannot load benefits onto your card even if they wanted to. That's handled entirely by your county CalFresh office. When your benefits don't appear after approval, 99% of the time it's because there's a missing step or documentation at the county level. Sometimes it's as simple as a worker forgetting to hit "submit" after entering your case information. I'd recommend calling your county office and specifically asking to speak with your assigned eligibility worker. If you don't know who that is, ask the receptionist to look up your case and connect you directly. Be prepared to provide your case number and SSN to verify your identity. Also, don't be afraid to escalate if the first person you talk to can't help - ask for a supervisor. Your benefits should typically load within 1-3 business days after approval, so if it's been longer than that, something definitely needs to be fixed on their end.

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This is super helpful to hear from someone who actually works in the system! I've been so frustrated thinking the EBT people were just being difficult, but now I understand they literally can't help with my specific issue. Going to call my county office first thing tomorrow morning at 8 AM like someone else suggested. Quick question - when you say "assigned eligibility worker," is that the same person who did my initial interview, or could it be someone different? I want to make sure I'm asking for the right person when I call.

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I've been through this exact same situation before! Last year my benefits were delayed 4 days during Labor Day weekend and I was panicking just like you. Turned out there was a system update that caused processing delays, but of course they don't tell you that until after the fact. A couple things that helped me during the wait: - Download the "Food Finder" app - it shows food pantries and soup kitchens near you with current hours - Some WIC offices also have emergency food boxes even if you're not on WIC - Dollar Tree accepts EBT and has decent non-perishables if you have even a few dollars to stretch The good news is that once they fix whatever the issue is, your benefits usually get backdated to when they were supposed to be issued. So if you do end up spending your own money this weekend, you'll still have your full benefit amount when it comes through. Keep that approval letter handy and don't let them tell you on Tuesday that you need to reapply or anything like that - you have documentation that you were approved! Sometimes the workers don't have all the info and will try to make you start over.

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This is really helpful to know, thank you! I'm definitely going to download that Food Finder app right now. It's reassuring to hear that the benefits usually get backdated - I was worried I might lose them entirely if there was some kind of processing error. I'm feeling much more prepared for Tuesday's call now thanks to everyone's advice. Having that approval letter as documentation gives me confidence that this is their mistake, not mine. It's just frustrating that these system issues always seem to happen at the worst possible times! Really appreciate you sharing your experience - it helps to know I'm not the only one who's dealt with this kind of delay.

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I'm new to CalFresh and this is exactly the kind of situation I'm terrified of! Reading through everyone's responses is really eye-opening - I had no idea that holiday processing delays were so common or that there were services like Claimyr to help get through to county offices. @Julia Hall - I really hope you're able to get this resolved quickly on Tuesday. It sounds like you have all the right documentation with your approval letter, so this definitely seems like a system issue rather than anything you did wrong. One question for the more experienced folks here - is there any way to set up alerts or notifications to know if there might be processing delays ahead of time? It seems like this happens regularly enough that there should be some way for the county to warn people, especially since it usually hits right when people need the benefits most (like before a long weekend when grocery shopping is planned). Thanks to everyone for sharing such detailed advice - I'm definitely bookmarking this thread in case I ever run into similar issues!

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