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GalaxyGazer
Update for anyone following this thread - I figured out the confusion. The rejection notice wasn't actually citing UCC 1-308 as the reason for rejection. It was part of an informational section explaining various UCC provisions, and 'significado' was just clarifying what that section means. The actual rejection was for a debtor name mismatch like everyone suspected. Thanks for all the help sorting this out!
This is why I always triple check debtor names before submitting. One character off and you're back to square one.
Ethan Moore
•Perfect example of why the automated document checking is so valuable. Would have caught that name issue before submission.
For future reference, the main UCC sections that actually matter for financing statement filings are in Article 9. Section 9-502 for sufficiency requirements, 9-503 for debtor names, 9-504 for secured party names, 9-108 for collateral descriptions. Those are the ones that'll actually cause rejections if you mess them up. UCC 1-308 is more about contract performance and rights preservation.
Article 9 is definitely where all the action is for secured transactions. Good to know the specific sections.
Andre Moreau
•This whole thread has been educational. Love when forum discussions actually teach you something useful.
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Nia Williams
Update on this - I ended up calling Tennessee SOS and they confirmed the comma version is correct in their system. Apparently when the LLC was registered the attorney included the comma and that's what stuck. Filed this morning with the comma version and it went through immediately.
So the lesson is always call when in doubt? Good to know their office is responsive.
Perfect timing - I was just about to call them myself. Glad it worked out and thanks for sharing the resolution!
I've been filing UCCs in Tennessee for 15 years and this comma issue comes up regularly. The state really needs to improve their search function to show all variations of entity names, not just exact matches. It would save everyone a lot of headaches.
At least Tennessee processes rejections quickly so you don't waste weeks waiting to find out there's a problem.
True, their turnaround time is pretty good. Just wish the front-end was more user-friendly.
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Quick question - are you sure the entity is still active? I've seen cases where companies with foreign names let their corporate status lapse, which can affect UCC filing validity.
Always worth checking. Entity status can change quickly, especially with companies that have complex ownership structures.
StarStrider
•This is why I run entity searches right before filing, not just when I start the process. Things change fast in corporate world.
Ravi Gupta
Just to circle back on your original question - I'd recommend getting the exact debtor name from the Delaware Division of Corporations database search. That will show you exactly how they handle the transliteration, and that's what you should use on your UCC-1. If you're still unsure, the document verification approach others mentioned could give you peace of mind before filing.
Dmitry Popov
•Perfect. I'll do the Delaware search first, then use the verification tool to double-check everything before submitting. Thanks everyone for all the helpful advice!
Ravi Gupta
•You're welcome. Let us know how it goes - these international name cases are always good learning experiences for the community.
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This is exactly why I always file UCC-1s at least a week before closing. These online systems are so unreliable. But since you're in a time crunch, definitely call their office first thing tomorrow morning.
Yeah lesson learned for next time. This deal came together super fast so I didn't have much choice on timing.
Happens to the best of us. The important thing is getting it filed before your deadline.
Update us when you get it figured out! I'm dealing with a similar situation in Texas and want to know what works.
Will do! Hopefully I'll have good news by tomorrow afternoon.
Amara Torres
•Yeah please update. These portal issues seem to be getting worse everywhere.
Giovanni Martello
This happened to me with a Wyoming LLC filing. Spaces, commas, and punctuation differences will definitely cause rejections. I ended up calling the debtor directly to confirm which name format they prefer for legal documents, then used that consistently across everything.
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Leo McDonald
•That's smart - I should definitely confirm with the company which name they consider their official legal name. Though I assume it has to be whatever's on file with the state.
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Giovanni Martello
•Right, for UCC purposes it needs to match the state records exactly. But having the debtor confirm helps avoid confusion later.
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Savannah Weiner
Pro tip: always do a test search on the state UCC database with your planned debtor name before filing. It'll show you if there are any existing filings and confirm the name format they accept. Saves a lot of headaches.
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Savannah Weiner
•Yeah it's one of those things you learn after getting burned once. The test search feature is really helpful for avoiding these exact problems.
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Angelina Farar
•Absolutely. And if you're doing a lot of these filings, having a systematic way to verify document consistency upfront saves tons of time and re-filing fees.
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