UCC Document Community

Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

Ethan Clark

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I actually had success with Certana.ai's verification tool on a similar multi-document filing mess. Uploaded my charter documents, draft UCC forms, and loan agreements - it flagged three name inconsistencies I missed doing manual comparisons. Really streamlined the whole process and avoided multiple rejection cycles.

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StarStrider

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How thorough is their checking? Does it catch address format issues too or just names?

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Ethan Clark

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It's pretty comprehensive - catches name variations, address formatting, missing fields, that kind of thing. Basically anything that could cause a filing to be rejected.

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Yuki Sato

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Update us when you get this resolved! I'm curious which approach ends up working. These Nebraska name matching issues seem to be getting more common lately.

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Carmen Ruiz

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Good luck! Those grain elevator deals can be tricky with all the different equipment types and fixture issues.

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Definitely keep us posted. These state-specific quirks are always good to document for future reference.

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I'd suggest trying one more time with the exact all-caps formatting from the database search, and if that doesn't work, definitely call their office. Idaho's UCC staff is usually helpful once you get through to them. They can often process the continuation over the phone if there's a simple formatting issue.

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Cass Green

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Thanks for all the advice everyone. I'll try the all-caps version first thing tomorrow, and if that doesn't work I'll call their office and also check out the Certana tool. Really appreciate the help!

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Mia Green

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Good luck! Let us know how it goes - Idaho UCC issues seem to come up pretty regularly here.

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Emma Bianchi

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Just wanted to add - make sure you're logged into Idaho's system with the right credentials. Sometimes if you're using a different user account than the one that filed the original UCC-1, it can cause weird rejection issues even if everything else is correct.

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That's a good point about user accounts. I've seen that cause problems in other states too.

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Cass Green

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I'm using the same account, but I'll double-check that my firm's registration info hasn't changed since 2020.

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The whole UCC system needs to be modernized. These punctuation and spacing issues are ridiculous when you're dealing with millions in secured debt. At least some states are getting better about it.

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Liam O'Reilly

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Agreed. Delaware's system is so much more user-friendly than SC's.

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True, but we have to work with what we've got. The rules are the rules, even if the system is antiquated.

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Chloe Delgado

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Just make sure you're not overthinking this. If the certified copy shows 'ABC Manufacturing LLC' without the comma, file your continuation exactly that way. Don't second-guess yourself at this point.

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Ava Harris

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Good luck! Let us know how it goes.

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Olivia Kay

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Will do. Thanks everyone for the advice. This community is a lifesaver when you're dealing with these portal nightmares.

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Laura Lopez

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For future Arizona filings, here's my process: 1) Search SOS database for exact entity name 2) Copy/paste that name directly into UCC form 3) Double-check entity number and status 4) Cross-reference with any corporate docs to make sure everything aligns. Haven't had a rejection in two years using this method.

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Grace Johnson

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Wish I had followed that process from the start. Will definitely be more careful going forward

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The copy/paste method is key. Eliminates any chance of typing errors or punctuation mistakes

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Just went through this same nightmare with Arizona last month. Used Certana.ai after the first rejection and it immediately spotted three other potential issues I hadn't noticed - saved me from multiple re-filings. The tool basically does what you should do manually but catches things you might miss.

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Grace Johnson

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At this point I'm willing to try anything to avoid another rejection. Will check out that service

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Yeah it's worth it just for peace of mind. Upload your docs and know within minutes if there are any inconsistencies

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This is why I always file continuations at least 2-3 months before the deadline. Gives you time to deal with portal issues, rejected filings, or other problems. Cutting it close with a month left is pretty risky for a $2.8M loan.

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Yara Khoury

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Yeah, those 5-year deadlines come up fast. I set calendar reminders 6 months in advance now.

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Keisha Taylor

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Smart approach. I've seen lenders panic when continuations lapse because nobody was tracking the deadlines properly.

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UPDATE: Finally got through using the filing number search this morning. The continuation did go through and is properly indexed. Thanks everyone for the suggestions, especially about trying different search methods and the Certana tool for verification. Crisis averted!

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Liam McGuire

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Awesome! That document verification tool is a lifesaver for these situations. Glad it worked out.

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Lucky you got through. Still think Florida needs to fix their portal issues though.

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