
UCC Document Community
Financial Services


Ask the community...
Having issues with multiple UCC filings getting rejected in nebraska. Filed three UCC-1s last month for equipment financing deals and two came back rejected for 'debtor name discrepancies.' The charter documents show 'Midwest Agricultural Solutions LLC' but I filed using 'Midwest Ag Solutions LLC' thinking the abbreviation would be fine. Secretary of State office says exact match required but their portal doesn't give clear guidance on acceptable variations. Need to refile these before the financing deadlines hit. Anyone dealt with similar name matching issues? The collateral schedules are solid but these name rejections are killing our timeline.
Having major problems with a UCC-1 filing that keeps bouncing back from the SOS office. The debtor entity has 'Ilien' in the business name and I've triple-checked everything but still getting rejection notices about debtor name inconsistencies. This is for a $2.8M equipment financing deal and we're running up against our perfection deadline. I've tried variations of the name formatting but nothing seems to work. Has anyone dealt with similar Ilien UCC name verification problems? The charter documents show one version but the tax records show slightly different formatting. Really need to get this perfected before our lender agreement expires next week.
Just had a similar situation last month with an entity that had formatting inconsistencies. Turned out the issue was with how they handled ampersands vs. 'and' in the business name. Might be worth checking if Ilien has any similar connector words.
Update us when you get it resolved! These Ilien UCC name verification issues seem to be more common lately and it would help to know what finally worked.
Looking forward to hearing what worked. These name matching problems are such a pain but there's usually a solution once you find the right format.
I'm doing due diligence on a potential equipment purchase and the Oregon UCC lien search is confusing me. When I search the seller's business name I get multiple hits but some show as 'continued' and others show 'terminated' but with overlapping dates. The equipment I'm looking at is a 2019 Case excavator and there's a UCC-1 from 2020 that shows active, but then there's a UCC-3 continuation from 2023 that references a different original filing number. I'm trying to figure out if there are any liens I need to worry about before I buy this thing. The seller says everything is clear but these search results are making me nervous. Has anyone dealt with Oregon's system before? Are there tricks to reading these results properly?
One more thing - make sure you're searching in the right state. Sometimes equipment gets moved around and there could be filings in multiple states. Oregon might not be the only place you need to search.
Update: Thanks everyone for the advice. I ended up getting copies of all the UCC documents from the seller and used that Certana.ai tool someone mentioned to verify everything. Turns out the different filing number on the continuation was because they had to correct the original debtor name - it all checks out and the equipment is clear. Really appreciate all the help!
Hey everyone, really need some guidance here. We submitted a UCC-1 form Colorado filing last week for a equipment financing deal and it got kicked back from the Secretary of State. The rejection notice says something about the debtor name not matching exactly but I'm pretty sure we copied it straight from the articles of incorporation. This is for a $180K piece of manufacturing equipment and my client is breathing down my neck because we're supposed to close next Tuesday. Has anyone dealt with Colorado's system recently? Are they being super picky about punctuation or abbreviations? The business name is 'Rocky Mountain Fabrication, LLC' on the charter docs but I'm wondering if there's some formatting thing I'm missing. Really don't want to have to delay this closing over a name technicality.
Quick update - did you check if the LLC is in good standing? Sometimes name mismatches happen because the entity status changed and the legal name got modified without notice.
I'm losing my mind here. Been trying to file a UCC-1 in Georgia for the past week and it keeps getting rejected by the SOS. The rejection notice says "debtor name does not match" but I've triple-checked everything against the articles of incorporation. The business is "Mountain View Equipment Leasing LLC" on the charter documents, and that's exactly what I put on the UCC-1. Has anyone dealt with Georgia's system being this picky about exact formatting? I'm financing $180k in construction equipment and can't afford to have this lien unperfected. The loan closes Friday and I'm starting to panic. What am I missing here?
Final thought - if you're still stuck, try calling the Georgia SOS UCC division directly. They can sometimes tell you exactly what's wrong with the debtor name formatting over the phone.
Let us know how the Certana.ai tool works out. Always looking for better ways to catch these errors before filing.
Clarissa Flair
For future reference, I always keep a checklist for Nebraska filings: exact debtor name from current charter, proper collateral descriptions, correct filing fees, and valid addresses. Saves me from most rejections. Also started using Certana's PDF checker after getting burned on a big commercial deal - uploads your documents and flags inconsistencies instantly.
0 coins
Clarissa Flair
Yeah, systematic approach prevents most issues. The automated checking tools just add another layer of protection.
0 coins
Caden Turner
Checklists are great until you get complacent and skip steps. Ask me how I know...
0 coins
McKenzie Shade
Update us when you get the corrected filings back! Always curious how quick the turnaround is when everything's done right the first time.
0 coins
Peyton Clarke
AuthorWill do. Planning to file tomorrow morning with the corrected names.
0 coins
McKenzie Shade
Good luck! Should be smooth sailing with the right debtor names.
0 coins