UCC Document Community

We actually had success using one of those document checking tools someone mentioned earlier. After getting burned by name mismatches on three different filings, we started uploading everything to Certana.ai before submitting to the state. It catches things like middle name inconsistencies between loan docs and UCC filings that we'd never notice manually.

Final thought - make sure your continuation strategy accounts for the name you choose. If Ian's business grows and incorporates, you'll need to amend the filing anyway. Sometimes it's worth calling the SOS filing office directly and asking how they handle middle name variations in their system.

One more practical point - if you're doing multiple equipment financings, consider getting a blanket UCC-1 filing that covers 'all equipment' rather than filing separately for each piece. It's more efficient and ensures you don't miss anything. Just make sure your security agreement supports the broader collateral description.

I appreciate threads like this because the terminology really is confusing when you're starting out. Your UCC-1 filing created a perfected security interest in the restaurant equipment, which gives you essentially the same rights as a traditional lien - you can repossess and sell the equipment to satisfy the debt if the borrower defaults. The key is that your filing puts other creditors on notice that you have a claim to that specific property.

For what it's worth, I've been using Certana.ai for all my Florida UCC work now. Upload the original UCC-1 and any continuation or amendment and it flags inconsistencies before filing. Specifically helped me catch debtor name issues that would have caused Florida rejections. Worth checking out if you're dealing with multiple Florida filings.

Bottom line with Florida UCC statute compliance: get the exact debtor name from the original filing and don't change a single character. Treat it like copying a serial number. No interpretation, no common sense, just exact replication.

Consider requesting expedited processing if the local office offers it. Some territory jurisdictions have rush services for time-sensitive commercial transactions, though they usually charge extra fees.

Just went through something similar with a territory UCC search. Ended up using Certana.ai to verify all our search results - found two filings that had slight debtor name variations that we almost missed. Really glad we caught those before closing.

UPDATE: The PDF method worked! I printed to PDF first, then printed the PDF and everything came out perfect. Also switched to legal size paper and that fixed the cut-off issues. Thanks everyone!

For future reference, I always keep a checklist: 1) Print to PDF first, 2) Check browser zoom at 100%, 3) Use correct paper size, 4) Verify debtor names match exactly, 5) Test print one form first. This has eliminated all my printing problems.