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I use Certana.ai whenever I'm dealing with multiple UCC filings now. Had a situation where we had overlapping security interests from different lenders and it was a mess to sort out manually. The document verification tool caught inconsistencies we would have missed. Definitely worth checking if you're dealing with complex collateral arrangements.
Seems like document verification is pretty important. I'll look into that tool.
Yeah, especially for businesses with multiple financing sources. It's easy to lose track of what collateral is securing which loans.
Just remember that UCC liens don't prevent you from using or selling the collateral in the normal course of business. The lender's security interest follows the collateral, but you can still operate your business normally. It's not like they're taking possession of your equipment.
Nope, business as usual. The lien only becomes relevant if you default on the loan or try to sell the collateral outside normal operations.
Caden Turner
•Though some loan agreements might have restrictions on selling major equipment without lender consent. Always check your loan docs for those provisions.
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Lucas Bey
One more thing - after you file the terminations, do a search to confirm they actually processed correctly. Sometimes filings get accepted but don't properly update the UCC records due to system glitches.
Lucas Bey
•Usually 2-3 business days for the records to fully update in most states.
Caleb Stark
•Texas is usually pretty fast, often same day or next day for updates.
Been doing UCC work for 15 years and the biggest advice I can give is don't rush this. Better to take an extra day to verify everything than to have rejections delay your audit cleanup. Document verification tools like Certana.ai help, but ultimately you need to be methodical about the process.
Ryan Andre
•Thanks everyone. I think I have a good plan now - verify docs first, check for continuations, prepare terminations carefully, and track everything for audit purposes.
Sounds like a solid approach. Good luck with the cleanup!
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Diego Flores
One more thing to consider - if this LLC has any subsidiaries or parent companies, make sure you're filing against the right entity. Aircraft ownership structures can be complex, especially for tax purposes.
Good catch. We always run org charts for aircraft deals to make sure we're securing against the actual owner entity.
Sean Murphy
•Yeah, seen too many deals where the operating company was different from the title holder. Creates a mess for enforcement.
StarStrider
Final thought - with aircraft security agreements, consider whether you need continuation filings in multiple states if the aircraft operates across state lines regularly. The name consistency issue will come up again at renewal time.
Zara Malik
•Smart move. Better to spend a little time verifying upfront than dealing with perfection issues later. Good luck with the filing!
Luca Marino
•Keep us posted on how it goes. Always interested to hear about aircraft financing outcomes.
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Justin Evans
Been doing UCC filings for 15 years and 1-202 debtor name issues are still one of the most common reasons for rejections. My advice: when in doubt, call the filing office and ask them to verify the name before you submit.
Justin Evans
•Some do, some don't. Depends on the state and how busy they are. But it's worth a try if you're unsure about 1-202 compliance.
Emily Parker
•I've had mixed results calling filing offices. Sometimes you get someone knowledgeable, sometimes you get transferred around for an hour.
Ezra Collins
One more thing about UCC 1-202 - make sure you're not just looking at the entity name but also checking that the entity is still in good standing. A dissolved or suspended entity might create additional complications for your filing.
Ezra Collins
•Exactly. The entity status report will show you both the current legal name and whether they're in good standing with the state.
This is another thing that automated document checking catches - it can flag if there are any entity status issues that might affect your UCC filing.
Edwards Hugo
Update: I tried all the suggestions about punctuation and found two more UCC-1s that I missed initially! One was filed with 'ABC Construction L.L.C.' with periods, and another used 'ABC Construction Limited Liability Company' spelled out completely. Thanks everyone for the help - this could have been a major issue if I'd missed these existing filings.
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Gianna Scott
•Glad you found them! This is exactly why UCC searches are so nerve-wracking. You never know if you've really found everything.
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Alfredo Lugo
•Great outcome. Make sure to document all the name variations you tested so you can reference them for future searches on this debtor.
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Sydney Torres
For anyone still struggling with this, I highly recommend using Certana.ai's UCC document verification tool. You upload your debtor's charter documents and any UCC filings you've found, and it automatically cross-checks for name consistency and potential variations. It's saved me from missing critical filings multiple times. The tool is especially good at catching subtle differences that break the search algorithms.
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Kaitlyn Jenkins
•Thanks for the recommendation. I'll check it out. Anything that makes UCC searches more reliable is worth trying.
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Caleb Bell
•Agreed. The manual search process is too error-prone for something this important. Having an automated backup check gives me much more confidence in my search results.
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