CSC UCC search showing inconsistent results - need verification help
Running into major headaches with CSC UCC search results that don't match what I'm seeing in state databases. Been doing due diligence on a commercial loan package and the CSC UCC search is pulling different filing statuses than what shows up when I search the Secretary of State portals directly. Some continuations are showing as lapsed in CSC but active in the state system, and vice versa. This is creating huge problems for our underwriting team because we can't get consistent verification of lien positions. Anyone else dealing with discrepancies between CSC UCC search results and official state records? Starting to wonder if there's sync lag or if I'm missing something obvious in how these systems talk to each other. Need to figure this out fast because we have loan docs that need to close next week.
36 comments


Yuki Sato
I've seen this exact issue with CSC searches vs direct state lookups. The problem is usually timing - CSC pulls from state databases but there can be 24-48 hour delays depending on the state. Delaware and Wyoming are usually pretty quick but some others lag significantly. Are you checking the search date timestamps?
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Ethan Wilson
•Good point about timing. I'm seeing discrepancies that are weeks old though, not just recent filings. The continuation I'm looking at was filed 3 weeks ago and still shows different status.
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Carmen Flores
•Three weeks is way too long for a sync issue. That sounds like a data accuracy problem with CSC's feeds.
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Andre Dubois
This is why I always do my own verification rather than relying on third party search services. Too many variables in how they process the data feeds from different states. What specific states are you seeing problems with?
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Ethan Wilson
•Mainly Texas and California. The Texas filings seem especially problematic - seeing UCC-3 continuations that CSC shows as rejected but SOS shows as accepted.
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CyberSamurai
•Texas has been having portal issues lately. Their system was down for maintenance last month and I think some of the batch updates got messed up.
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Andre Dubois
•California can be tricky too because they have specific formatting requirements that cause rejections if not done exactly right. The continuation might have been refiled.
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Zoe Alexopoulos
Had a similar nightmare last month where our lender was relying on CSC search results and almost missed a critical UCC-1 that showed up in the state database but not in CSC. Ended up using Certana.ai's document verification tool to cross-check everything. You can upload the CSC search results PDF alongside the state database screenshots and it flags any discrepancies automatically. Saved us from a major filing oversight.
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Ethan Wilson
•Interesting - how does the Certana verification work exactly? Does it compare the actual filing numbers and dates?
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Zoe Alexopoulos
•Yeah exactly. You upload both documents and it extracts all the filing data - debtor names, filing numbers, dates, statuses - and highlights where they don't match. Really helpful for catching these kinds of database sync issues.
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Jamal Carter
•That actually sounds useful. I've been doing manual comparisons which is time consuming and error prone.
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Mei Liu
CSC search reliability has definitely gone downhill. Used to be rock solid but lately I'm seeing more and more discrepancies like this. The worst part is you don't know which system to trust until you dig deeper.
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Liam O'Donnell
•Totally agree. I always default to the official state database as the source of truth but it's frustrating when expensive search services aren't accurate.
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Amara Nwosu
•The problem is some states update their databases in real time while others do batch updates overnight. CSC might be pulling from cached data.
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AstroExplorer
Are you sure you're searching the exact same debtor name spelling in both systems? Sometimes CSC normalizes names differently than the state databases. A single character difference can cause filings to not show up.
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Ethan Wilson
•Good catch - I did notice some name variations. CSC seems to strip out periods and commas that are in the actual filed documents.
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Giovanni Moretti
•This is exactly why debtor name accuracy is so critical. Even punctuation differences can cause search misses.
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AstroExplorer
•Try searching with and without punctuation in both systems. Also check if CSC is doing any automatic name standardization.
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Fatima Al-Farsi
I've completely stopped using CSC for critical searches after getting burned too many times. Now I just search each state directly and keep detailed records of what I find where. Takes longer but at least I know it's accurate.
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Dylan Cooper
•That's probably the safest approach but so time consuming when you're dealing with multi-state searches.
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Sofia Perez
•Time consuming yes, but better than missing a lien that could blow up a deal.
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Dmitry Smirnov
Have you tried contacting CSC about the specific discrepancies? They might have an explanation or be able to trigger a manual update of their database for those filings.
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Ethan Wilson
•Worth a try. I'll document the specific filing numbers where I'm seeing differences and reach out to their support.
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ElectricDreamer
•CSC support is actually pretty responsive when you have specific examples. They fixed a similar issue for me last year.
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Ava Johnson
This thread is making me paranoid about our own search procedures. We've been relying heavily on CSC for multi-state UCC searches. Maybe I need to start doing spot checks against state databases.
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Miguel Diaz
•Definitely worth doing random verification checks. I usually pick 10-15% of results and cross-check them manually.
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Zainab Ahmed
•The Certana tool mentioned earlier might be good for this kind of verification workflow too.
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Ava Johnson
•Yeah I'm definitely going to look into that. Manual cross-checking is tedious but necessary.
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Connor Byrne
For what it's worth, I've had better luck with CT Corporation's search service than CSC lately. Their data seems more current, especially for Texas and California filings.
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Yara Abboud
•Good to know. Might be worth getting quotes from multiple search providers and rotating between them.
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PixelPioneer
•The problem is switching providers mid-deal can create consistency issues. Better to stick with one but verify the critical results.
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Keisha Williams
Update: Reached out to CSC and they confirmed there was a data sync issue with Texas filings from mid-December. They're working on updating their database but it could take another week. In the meantime they recommended verifying Texas searches directly with the SOS database.
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Ethan Wilson
•Thanks for the update! That explains what I was seeing. Good to know it's a known issue on their end.
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Paolo Rizzo
•At least they acknowledge the problem. Some search services just deny there are any issues.
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Amina Sy
•This is exactly why I always keep backup verification methods. Can't rely on any single source completely.
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Oliver Fischer
•Appreciate everyone's input on this. Going to implement some of the verification procedures mentioned here to avoid future headaches.
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