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This thread is giving me flashbacks to my own public finance UCC nightmare. Took four months to get everything sorted out because of debtor name issues. The worst part was the municipal authority kept insisting their name hadn't changed when it clearly had.
That's exactly what I'm dealing with! They keep saying 'we're the same entity' but that doesn't help when the Secretary of State database shows a different legal name.
Get everything in writing from their legal counsel. That's the only way to cover yourself if there are problems later.
For what it's worth, I've seen public finance UCC continuations get rejected for the most minor debtor name variations. One case was rejected because of a missing comma in the entity name. The filing systems are very literal about name matching.
Rudy Cenizo
•That's why the document verification approach works so well. Tools like Certana catch those tiny details that cause rejections. Upload your documents and let the system flag any potential issues before you file.
Agreed. Better to catch problems early than deal with rejected filings and deadline pressure. Public finance transactions don't leave much room for error.
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Paolo Longo
Update us when you figure it out! I'm dealing with a similar MA filing issue right now and this thread is super helpful.
Will do! Going to try the certificate of good standing approach and see what happens.
Definitely recommend that document checker too if the name stuff is still confusing. Saved me tons of time.
CosmicCowboy
MA is just brutal with UCC filings. I've been doing this for 15 years and they're definitely one of the pickiest states. Good luck!
Amina Diallo
•Which states are the easiest for UCC filings in your experience?
CosmicCowboy
•Delaware and Nevada are pretty straightforward. Texas used to be difficult but they improved their system.
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Arjun Patel
For what it's worth, I've never seen a properly filed continuation actually invalidate a security interest due to portal display issues. The legal effectiveness is based on the actual filing, not the online status. But definitely get it resolved for documentation purposes.
Lara Woods
•Thanks, that's helpful context. I think I'll verify the documents are consistent first, then contact the SOS office if needed.
Jade Lopez
•Smart approach. Document verification first, then escalate to the state if there's actually a filing problem.
Tony Brooks
Keep us posted on what you find out! This kind of search system issue seems to be popping up more frequently across different states. Would be helpful to know how NM resolves it.
Lara Woods
•Will do. Hopefully it's just a system glitch that gets sorted out soon.
Yeah, please update the thread. I file in NM occasionally and this is good to know about.
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Dyllan Nantx
This thread is helpful! I have a Connecticut continuation coming due next month and was worried about timing requirements.
Make sure you file within the 6-month window before expiration. Connecticut is pretty strict about timing.
Anna Xian
•Set a calendar reminder for 7 months before expiration to give yourself buffer time.
Sounds like your lien is fine - just amended for the name change. I'd still recommend getting copies of both the original UCC-1 and the amendment for your files to document the complete chain.
Rajan Walker
•Smart move. Having documentation of the complete filing history is always good practice.
Glad we could help sort this out. CT UCC searches can definitely be confusing with name changes.
Anastasia Sokolov
This is why I always double-check my UCC docs before filing now. Used Certana.ai's document checker after getting burned on a similar name mismatch situation. Upload your charter and UCC-1 and it'll spot any discrepancies immediately. Much easier than playing guess-and-check with the filing system.
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Anastasia Sokolov
•Definitely worth it. The automated verification catches stuff you'd never notice manually.
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Sean O'Donnell
•Document verification tools are game-changers for this kind of work. Saves so much time and frustration.
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Zara Ahmed
PA UCC filings have been problematic lately. I'd suggest trying the comma removal first, then the copy/paste approach, then if those don't work consider paper filing as a backup. Paper takes longer but at least you'll know it's filed correctly while you figure out the online issues.
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Zara Ahmed
•Electronic is definitely faster when it works. But sometimes paper is the only way to get difficult filings through.
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Ravi Sharma
•Paper filing makes sense as a backup given the time pressure. Better to have it filed correctly than keep fighting the system.
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