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CyberSamurai

FAFSA confusion: How to report unallocated child support/alimony on application?

I'm filling out the FAFSA for my daughter and I'm stuck on the child support section. My divorce settlement from 2021 combines child support and alimony into one "unallocated family support" payment. I receive $2,150 monthly but there's no breakdown of what portion is for child support versus alimony. The FAFSA specifically asks for child support received, but I don't know what to put! Should I report $0 since technically nothing is labeled as "child support"? Or should I report the entire $25,800 annual amount? I'm worried about getting flagged for verification if I report it wrong. Anyone dealt with this situation before?

This is actually a common issue with divorce settlements. For FAFSA purposes, you should NOT report the entire unallocated amount as child support. The Department of Education generally considers unallocated support to be primarily alimony/spousal support unless your divorce decree specifically states otherwise. Since alimony is already captured in your AGI on your tax return, reporting it again as child support would be double-counting. I would recommend reporting $0 for child support received and be prepared to provide a copy of your divorce settlement if selected for verification.

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CyberSamurai

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Thank you! That makes sense. So even though part of that money is intended to support my child, since it's not specifically designated as "child support" in the settlement, I shouldn't report it on that line? I'm just nervous about getting in trouble if they think I'm hiding income.

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Jamal Carter

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i had this EXACT situation last year. put 0 for child support. when i got verified they asked for my divorce papers and i showed them the unallocated language and they accepted it no problem. they just want to make sure ur not double counting income.

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CyberSamurai

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Oh that's such a relief to hear! Did you have to provide any other documentation besides the divorce settlement?

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Mei Liu

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Actually, I disagree with the previous responses. When I called the Federal Student Aid office about this EXACT situation last year (my ex and I have unallocated support too), they told me I needed to make a reasonable estimate of what portion was for child support versus alimony. I ended up reporting about 60% of the total as child support since I have 2 kids and that seemed fair. They accepted it without question.

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OMG NO! Dont do a random estimate! Thats really bad advice. You need to follow what your legal docs say or you'll get flagged for sure. If its unallocated you report $0 for child support - thats standard practice.

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Amara Nwosu

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I've worked with many families dealing with this exact issue. The official guidance from Federal Student Aid is that unallocated support should NOT be reported as child support on the FAFSA. Here's why: child support is considered untaxed income for FAFSA purposes, while alimony (for divorces after 2019) is already included in your AGI. Since your unallocated support is likely already reflected in your tax return, reporting it again would be double-counting. If you're selected for verification, you'll need to provide your divorce decree showing the unallocated nature of the support. Report $0 for child support received and maintain documentation explaining why.

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CyberSamurai

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Thank you so much for the detailed explanation! This makes perfect sense now. I'll report $0 and keep copies of my divorce settlement handy in case I need to explain. I really appreciate everyone's help!

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AstroExplorer

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I spent THREE HOURS trying to get through to someone at the Federal Student Aid Information Center about this exact issue last month. Kept getting disconnected or waiting forever. Finally used Claimyr.com which got me through to an agent in about 10 minutes. They confirmed that for unallocated support, you should report $0 for child support on the FAFSA. You can see their demo video here: https://youtu.be/TbC8dZQWYNQ - saved me so much stress! The agent explained that since unallocated support is already reported on your taxes, it's already accounted for in your AGI.

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CyberSamurai

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I'll check this out - thank you! I've been trying to call them too with no luck. It would be great to get official confirmation directly from them.

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my ex husband and me have the same thing in our divorce. its a tax strategy thing our lawyers did. when i did fasfa last yr i just put $0 for child support and everything was fine. they didnt ask for any extra paperwork or anything.

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CyberSamurai

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Thanks for sharing your experience! Did you have to provide any explanation on the FAFSA about why you put $0?

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nope! there wasnt anywhere to explain and they never asked. i think a lot of ppl must have this situation.

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Mei Liu

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The rules change every year though! What worked last year might get flagged this year - that's why I called to confirm. I really think estimating is safer.

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Listen, I'm a tax preparer and I see this ALL THE TIME. The FAFSA and IRS define child support and alimony differently!!! For FAFSA, if your divorce doesn't specify a SPECIFIC amount as child support, then you report $0. Period. The whole unallocated payment is considered alimony for FAFSA purposes. If you make up an amount or estimate, you could get flagged for verification and have to explain why your numbers don't match your legal documents.

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CyberSamurai

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Thank you - this is really helpful. I think I'm going to go with $0 based on everyone's advice, and I'll just keep documentation ready in case there are questions.

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Amara Nwosu

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One additional point: if your divorce decree was finalized after 2019, alimony is no longer taxable income for the recipient (or tax-deductible for the payer). If your unallocated support is from a pre-2019 divorce, the entire amount is likely already included in your AGI. For post-2019 divorces, it may not be part of your AGI, but it still shouldn't be reported as child support unless specifically designated as such. The key is to avoid double-counting any income on the FAFSA.

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CyberSamurai

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That's really important info! My divorce was finalized in 2021, so it falls under the new tax rules. So the unallocated support isn't in my AGI, but I still shouldn't report it as child support because it's not specifically designated that way. This tax/financial aid stuff is so complicated!

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Jamal Carter

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btw make sure your keeping good records of everything! my daughter got selected for verification last year and they wanted EVERYTHING - tax returns, w2s, divorce papers, you name it. such a headache but we got through it.

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CyberSamurai

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Thanks for the heads up! I'll definitely organize all my documentation now so I'm prepared in case that happens.

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Jade Santiago

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I'm seeing some conflicting advice here, so I wanted to share what I learned when I dealt with this exact situation. I called the Federal Student Aid Information Center twice to confirm, and both representatives told me the same thing: if your divorce decree uses "unallocated support" language without specifying a dollar amount for child support, you should report $0 on the FAFSA child support line. The reasoning is that the FAFSA requires you to report what your legal documents specifically designate as "child support" - not what you think might be intended for the child. Making estimates or assumptions could create inconsistencies if you're selected for verification. Keep your divorce decree handy as documentation, and you should be fine!

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Ava Garcia

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Thank you for calling twice to confirm! That's exactly the kind of official guidance I was looking for. It's reassuring to hear that multiple representatives gave you the same answer. I feel much more confident now about reporting $0 and keeping my divorce decree as backup documentation. Really appreciate you taking the time to share your experience!

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I'm dealing with this exact same situation right now! My divorce was finalized in 2020 and we also have unallocated support payments. Reading through all these responses has been incredibly helpful - it sounds like the consensus from people who have actually called FSA or been through verification is to report $0 for child support when it's unallocated. I was initially tempted to try to estimate a portion like one person suggested, but after seeing the tax preparer's warning about getting flagged for inconsistencies, I think I'll stick with $0 and keep my divorce papers ready. It's frustrating that the FAFSA doesn't have clearer guidance on this common situation, but at least now I know I'm not the only one confused by it!

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Henry Delgado

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You're definitely not alone in this confusion! I'm new to navigating FAFSA but have been following this thread closely since I'm in a similar boat with my upcoming application. It's really helpful to see so many people sharing their actual experiences with FSA and verification processes. The consistency in the advice from people who've called directly or worked as tax preparers gives me confidence that reporting $0 for unallocated support is the right approach. Thanks to everyone who shared their stories - it makes this whole process feel less overwhelming when you know others have successfully navigated the same situation!

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Just wanted to add another data point from someone who went through this recently! I had unallocated support from my 2022 divorce and was terrified of making the wrong choice on the FAFSA. After reading horror stories online about verification delays, I decided to be extra cautious and actually consulted with a financial aid advisor at my daughter's college before submitting. They confirmed what everyone here is saying - report $0 for child support when it's unallocated, and keep your divorce decree ready as documentation. The advisor mentioned that this is becoming increasingly common as more divorce attorneys structure settlements this way for tax advantages. My FAFSA was processed without any issues, and even though we weren't selected for verification, I felt much more confident having that professional guidance. For anyone still feeling uncertain, it might be worth reaching out to the financial aid office at your student's school - they deal with these situations regularly and can provide peace of mind!

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Thank you so much for sharing your experience with consulting the financial aid advisor! That's such a smart approach and I wish I had thought of that earlier. It's really reassuring to hear that this situation is becoming more common and that financial aid offices are familiar with it. I think I'm going to reach out to my daughter's school's financial aid office as well, just to have that extra confirmation before I submit. It's amazing how much more confident you feel when you have multiple sources telling you the same thing. Really appreciate everyone in this thread sharing their real experiences - it's made what felt like an impossible decision much clearer!

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Luca Esposito

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As someone who just went through this process for the first time this year, I can't thank everyone enough for sharing their experiences! I was completely lost when I hit this question on the FAFSA. My divorce settlement from 2020 also has unallocated support language, and I had no idea what to do. After reading through all these responses, especially from people who actually called FSA directly and those who've been through verification, I'm confident that reporting $0 is the right approach. It's really helpful to know that this is a common situation that financial aid offices and FSA representatives are familiar with. I'm going to report $0, keep my divorce decree organized, and maybe give my daughter's financial aid office a heads up about the situation. Thank you to everyone who took the time to share their real-world experiences - this community is incredibly valuable for navigating these confusing financial aid waters!

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Abigail Patel

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This thread has been such a lifesaver! I'm also a first-time FAFSA filer dealing with the exact same unallocated support situation from my 2019 divorce. I was panicking about what to put for child support when my settlement just says "family support" with no breakdown. Reading everyone's experiences, especially the multiple confirmations from FSA representatives and the tax preparer's professional insight, has given me the confidence to report $0. It's so reassuring to know this is a common scenario that the system is prepared to handle. I really appreciate how this community shares real experiences rather than just speculation - it makes all the difference when you're trying to navigate something this important for your child's education!

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Riya Sharma

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I just wanted to echo what everyone else has shared here - this thread has been incredibly helpful! I'm preparing to file FAFSA for my son next year and my 2021 divorce also has unallocated support language. I was dreading this part of the application because I had no idea how to handle it. After reading through all these real experiences, especially the multiple confirmations from people who actually spoke with FSA representatives, I feel much more prepared. The consistency in the advice to report $0 for unallocated support and keep divorce documentation ready gives me confidence that this is the standard approach. It's unfortunate that the FAFSA instructions don't make this clearer, but I'm grateful for communities like this where people share their actual experiences rather than just guessing. Thanks to everyone who took the time to share what they went through - it's going to save me a lot of stress when I get to that application!

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Jamal Brown

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I'm so glad I found this thread! I'm just starting to look into the FAFSA process for my daughter and I had no idea this unallocated support issue was even a thing. Reading everyone's experiences has been eye-opening - it sounds like divorce attorneys are structuring settlements this way more often now, which means more parents are going to run into this question. I really appreciate how everyone shared their actual outcomes rather than just opinions. The fact that multiple people got the same guidance from FSA representatives and that those who went through verification had no problems gives me confidence about the $0 approach. It's also smart that some of you reached out to financial aid offices at your schools - I'll definitely do that when the time comes. Thanks for creating such a helpful resource for those of us navigating this confusing situation!

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JaylinCharles

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I'm new to this community but wanted to share my recent experience since it seems so many people are dealing with this same issue! I just completed my FAFSA last month with an unallocated support situation from my 2020 divorce. After reading through all the advice here about reporting $0, I decided to call the Federal Student Aid Information Center myself to triple-check before submitting. The representative I spoke with confirmed what everyone has been saying - when support is unallocated in your divorce decree, you should report $0 for child support on the FAFSA because they can only count what's specifically designated as child support in your legal documents. She also mentioned that if I get selected for verification, I should just provide my divorce settlement showing the unallocated language and they'll understand the situation. I submitted with $0 and haven't had any issues so far. It's really reassuring to see this community sharing actual experiences and helping each other navigate these tricky situations!

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Ezra Collins

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Thank you so much for taking the time to call FSA yourself and confirm this! It's incredibly helpful to have yet another confirmation from an official source. Your experience matches exactly what everyone else has been saying, which really reinforces that reporting $0 for unallocated support is the correct approach. I'm feeling much more confident about my own situation now - it's amazing how much peace of mind comes from hearing multiple people share the same positive outcomes. I really appreciate you sharing your recent experience, especially since you just went through this process. It's so valuable to have current information from someone who actually spoke with FSA directly. This community has been such a lifesaver for navigating this confusing aspect of the FAFSA!

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I'm just starting to research FAFSA requirements for my upcoming application and stumbled across this thread while trying to understand how to handle unallocated support payments. This has been incredibly educational! My divorce was finalized in 2022 and like many others here, my settlement combines everything into "unallocated family support" payments. I was initially planning to try to estimate what portion might be considered child support, but after reading all these real experiences - especially the multiple confirmations from people who actually called FSA and the warnings from the tax preparer about potential verification issues - I'm convinced that reporting $0 is the way to go. It's really reassuring to see so many people who've successfully navigated this exact situation. The consistency in everyone's advice, combined with the actual outcomes people shared, gives me confidence that this is standard practice that FSA is familiar with. Thank you to everyone who shared their experiences - this thread should be required reading for anyone dealing with unallocated support on their FAFSA!

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Chloe Green

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Welcome to the community! I'm also new here and just learning about all these FAFSA complexities. Your situation sounds exactly like what so many others have described, and it's really helpful to see how consistent everyone's advice has been. I was initially overwhelmed by this unallocated support question too, but reading through everyone's actual experiences - especially those who called FSA directly - has made me feel much more confident about the process. It sounds like you're taking the smart approach by researching early rather than panicking at application time like some of us did! The $0 reporting approach seems to be the clear consensus from people with real experience, and I love that this community shares actual outcomes rather than just guessing. Thanks for adding your perspective as someone just starting this journey - it's nice to know I'm not the only newcomer trying to figure all this out!

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I'm new to this community and dealing with a very similar situation! My divorce was finalized in 2023 and includes unallocated support payments of $1,800 monthly. I was completely stumped when I got to the child support question on the FAFSA and started second-guessing everything. This thread has been absolutely invaluable - seeing so many people share their actual experiences with FSA representatives and successful outcomes gives me the confidence I needed. The consistency in everyone's advice to report $0 for unallocated support, combined with the professional insights from the tax preparer and multiple confirmations from FSA calls, makes it clear this is the standard approach. I particularly appreciate those who shared their verification experiences - knowing that FSA is familiar with this situation and accepts divorce documentation showing unallocated language is such a relief. I'm going to report $0 and keep my divorce settlement organized just in case. Thank you to everyone who took the time to share their real experiences - this community is incredibly helpful for navigating these confusing financial aid waters!

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Sophia Gabriel

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Hi there and welcome to the community! I'm also relatively new here but have been following this thread closely since I'm facing the same unallocated support situation with my 2022 divorce. Your monthly amount is pretty similar to what others have described, and it's so reassuring to see the consistent advice everyone has shared. What really convinced me was seeing multiple people who actually called FSA directly and got the same guidance, plus the tax preparer's professional perspective about avoiding inconsistencies during verification. I was initially tempted to try estimating a portion too, but the warnings about potential red flags really made sense. It sounds like you're taking all the right steps - reporting $0 and keeping that divorce documentation organized. This thread has been such a lifesaver for understanding what felt like an impossible question on the FAFSA. Thanks for sharing your situation and adding to this incredibly helpful discussion!

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Giovanni Rossi

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I'm new to this community and currently preparing my FAFSA application for next year. My divorce was finalized in 2021 and like many others here, I have unallocated support payments that combine child support and alimony into one monthly amount. Reading through all these experiences has been incredibly helpful - I was initially panicking about what to report for the child support question! The consistency in everyone's advice, especially from those who actually called FSA directly and the tax preparer's professional insights, has convinced me that reporting $0 for unallocated support is the correct approach. It's really reassuring to know that this is a common situation that FSA is familiar with and that so many people have successfully navigated it. I'll definitely be keeping my divorce documentation organized and may even reach out to my daughter's financial aid office for additional confirmation. Thank you to everyone who shared their real experiences - this thread should honestly be pinned as a resource for parents dealing with unallocated support situations!

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