Divorced in 2023 - should FAFSA include my ex's income from our joint 2022 tax return?
I'm filling out the FAFSA for the first time since my divorce (finalized May 2023) and I'm stuck on the income reporting section. For 2022, my ex-husband and I filed taxes jointly. The FAFSA is asking for my 2022 income, but I'm confused about what to report since our W-2s and tax return combined both our incomes. Do I only report my personal income from my W-2, or do I have to somehow include our joint AGI from 2022? I'm worried about getting flagged for verification if the numbers don't match our tax return. Has anyone dealt with this specific situation before? My daughter is counting on this aid for next fall semester.
22 comments


Zara Mirza
in the same boat!! got divorced last summer but filed jointly for 2022. I just put MY income from MY w2 only. that's what the finaid office told me to do when i called them. don't include ur ex's income!
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Sean Kelly
•That's a relief to hear! Did they say anything about needing documentation to prove which income was yours vs. your ex's? I'm worried the IRS data retrieval won't match up since our tax return had both incomes.
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Luca Russo
This is actually a very common situation. For the 2025-2026 FAFSA, if you were divorced AFTER the 2022 tax year but BEFORE filing the FAFSA, you should report ONLY your income from 2022, not your ex-spouse's. You'll need to separate out your individual income from the joint tax return. The StudentAid.gov instructions specifically state you should report only your portion of the AGI and taxes paid. You may need to: 1. Use your W-2 or other earning statements to determine your specific income 2. Divide certain tax elements proportionally (like deductions) 3. Be prepared to provide documentation if selected for verification The system may flag your application for verification because the IRS data retrieval tool won't match your reported numbers to your joint return. This is normal for your situation.
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Sean Kelly
•Thank you for the detailed explanation! Do you know what documentation I should have ready if I get selected for verification? Would my W-2 from 2022 be enough, or would they need a copy of the divorce decree too?
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Nia Harris
OMG the financial aid system is SO STUPID about divorce situations!! When I got divorced in 2021, I had to deal with this exact thing and ended up getting flagged for verification TWICE because the systems couldn't handle that my reported income didn't match my joint tax return!!! Even after I sent in all my W-2s and divorce papers, they kept sending me more forms to fill out! My daughter almost missed her first semester because of this garbage. Call your school's financial aid office DIRECTLY and document EVERYTHING!!
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GalaxyGazer
•This happened to my sister too! The whole system is designed for traditional families and falls apart with anything complicated.
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Mateo Sanchez
I work in financial aid, and here's what you need to do: 1. Report ONLY your income on the FAFSA (just your W-2 amounts) 2. For the tax return information, you'll need to calculate your proportional share of deductions, credits, taxes paid, etc. 3. You should gather these documents now for verification: - Your 2022 W-2(s) - The joint 2022 tax return - Your divorce decree showing date of divorce - A signed statement explaining how you calculated your portion Almost everyone in your situation gets selected for verification, so be prepared. The good news is that once you submit these documents, the verification usually goes smoothly.
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Sean Kelly
•This is really helpful, thank you! For calculating my portion of taxes paid, should I just take the percentage my income was of our total and apply that to the taxes paid? For example, if I earned 40% of our combined income, would I report 40% of the taxes we paid?
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Mateo Sanchez
•Yes, that's exactly right! Calculate what percentage of the total income was yours, then apply that same percentage to the taxes paid, deductions, etc. So 40% of your combined income means you should report 40% of taxes paid. Make sure to document how you calculated this in case of verification.
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Aisha Mahmood
I just went trhough this with my son's FAFSA! It was a NIGHTMARE trying to get ahold of anyone at the FSA who could help. i spent 3 weeks calling and getting hung up on or waiting for hours!!!!! Finally I used this service called Claimyr (claimyr.com) that got me through to an actual FSA agent in 20 minutes. They have a video that shows how it works: https://youtu.be/TbC8dZQWYNQ. The agent confirmed I only had to report my income from the W2 and explained exactly how to handle the verification when it came (which it did). Saved me hours of frustration!
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Sean Kelly
•Thanks for the tip! I've been trying to get through to someone at FSA for days with no luck. I'll check out that service if I keep having trouble.
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GalaxyGazer
•Does this really work? I've been calling them for a week straight and either get disconnected or put on hold forever.
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Aisha Mahmood
•Yes it actually worked! I was skeptical too but I was desperate after trying for weeks. Got through in about 17 minutes and the agent was able to answer all my questions about the divorce income situation. Worth it to not waste more days trying to get through.
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Ethan Moore
Dealing with FAFSA after divorce is SO frustrating. Remember you'll likely need to do this every year until your child graduates, so keep good records. My advice: 1. Create a folder with all your income documents separated by year 2. Make a simple spreadsheet showing how you calculated your portion 3. Keep a copy of your divorce decree handy 4. Document all communications with financial aid offices Once you get through the first verification, subsequent years get easier because you'll know exactly what documentation they want.
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Sean Kelly
•Great idea about the spreadsheet and keeping everything organized. I think I'll start putting together my documentation now rather than waiting for the verification request to come through.
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GalaxyGazer
my cousin had this same problem and her kids fafsa got rejected twice!!! be super careful
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Luca Russo
•FAFSA applications don't actually get "rejected" - they get selected for verification, which is different. It just means you need to provide additional documentation to confirm the information. It's very common for divorced situations but doesn't mean you won't get aid.
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Sean Kelly
Update: I took everyone's advice and reported only my income from my W-2. I also prepared a folder with my divorce decree, 2022 tax return, and W-2s in case of verification. Got notification that I was selected for verification (not surprised based on everyone's comments), and I've already submitted all the documentation to my daughter's school. The financial aid counselor said this happens all the time with divorce situations and they should be able to process everything within 2 weeks. Thanks for all your help!
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Mateo Sanchez
•Glad to hear you're on track! This is exactly how the process should work. Once verification is complete, your daughter's aid package should be finalized. Let us know if you have any other questions about the process.
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Nia Harris
•Make sure to follow up with them if 2 weeks passes and you haven't heard anything! Schools are notorious for letting these things slip through the cracks!!
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Aisha Abdullah
This thread has been incredibly helpful! As someone going through a similar situation (divorced in late 2023), I was completely lost on how to handle the income reporting. The advice about only reporting your own W-2 income and being prepared for verification with organized documentation is exactly what I needed to hear. It's reassuring to know this is a common situation and that financial aid offices are familiar with handling it. I'm going to start gathering my documents now - divorce decree, 2022 tax return, and W-2s - so I'm ready when verification comes. Thanks everyone for sharing your experiences!
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Jacob Lee
•You're so smart to get organized early! I wish I had done that instead of scrambling when verification hit. One thing I'd add - make copies of everything and keep both digital and physical versions. When I had to resubmit documents because the financial aid office "lost" my first packet, having everything ready to go again saved me weeks of stress. Also consider making a simple timeline document showing when you got divorced vs the tax year - it helps explain the situation clearly to whoever reviews your case.
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