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I work in a college financial aid office, and I want to reassure everyone that we are VERY aware of the FAFSA processing delays. Most schools (including mine) are being flexible with priority deadlines this year. Here's what we're telling our students: 1. Document your FAFSA submission date (screenshot the confirmation page or email) 2. Contact your school's financial aid office proactively to alert them of your early submission 3. Don't panic about the SAI calculation - just because your FAFSA isn't processed doesn't mean you're losing your place in line 4. The Department of Education won't begin sending FAFSA data to schools until early February anyway This new FAFSA has been challenging for everyone - students, parents, AND financial aid administrators. We're all figuring it out together. Just keep documentation of when you submitted, and you should be fine for priority deadlines.
This is so reassuring! I'll definitely call my school tomorrow. Do you know if there's any way to estimate what my SAI might be before the official calculation comes through? I'm trying to figure out if I'll qualify for a Pell Grant.
Unfortunately, the new FAFSA formula (Student Aid Index instead of EFC) has significant changes that make previous calculators inaccurate. The income protection allowances increased substantially, state tax allowances were eliminated, and asset protection calculations changed. For Pell Grant eligibility, generally households under about $60,000 with typical family sizes will qualify for some amount of Pell, with maximum Pell going to families under roughly $40,000. But these are very rough estimates - the actual formula is more complex and considers family size, number in college, and other factors.
My daughter submitted January 1st and hers JUST changed to processed yesterday!!! But now I'm panicking because her SAI is way higher than we expected 😠We make about $78,000 and her SAI is 12,354 which seems really high. Anyone know if that's normal or if something went wrong?
That SAI actually sounds about right for your income level. Remember the new FAFSA formula is different from the old EFC. The income protection allowance increased (good), but they removed state tax allowances and changed how they protect assets (potentially increasing SAI for some families). With an SAI of 12,354, she won't qualify for federal Pell Grants, but she may still be eligible for significant institutional aid and federal loans. Many schools award need-based institutional aid for SAIs much higher than the Pell cutoff. I'd recommend reaching out to the financial aid offices at her desired schools to discuss her aid eligibility.
Everyone talking about "special circumstances" is making this MORE COMPLICATED than it needs to be! FAFSA lets you make corrections for 18 months after submitting. Just log in, click on "Make FAFSA Corrections" and update your cash asset value. I did this last year when I reported my savings wrong. Stop scaring people with all these complicated processes!
I understand your intention to help, but there's an important distinction here. FAFSA corrections are for fixing ERRORS in your original submission - like if you mistakenly reported $85,000 instead of $8,500. But the FAFSA specifically asks for asset values "as of today" (the day you submit). If your assets genuinely CHANGED AFTER submission due to medical expenses, that's not an error - you reported correctly at the time. That's why it requires a special circumstance review by individual schools rather than a FAFSA correction. Submitting a correction for something that wasn't actually an error could potentially flag your application for verification, which creates more complications.
my cousin works in financial aid office at college and she says they see this ALL THE TIME. she said most schools have special forms for medical expenses specifically!! she said to do it ASAP tho before aid packages get finalized
wait are we supposed to be applying already? i thought fafsa was like a spring thing??
No, we're talking about the application for the 2025-2026 school year that should open this October. You apply the year before you need the aid. So if your student is starting college in Fall 2025, you want to submit the FAFSA as soon as it opens in October 2024.
The latest official update from Federal Student Aid indicates they are still targeting October 1st for the 2025-2026 FAFSA launch. They've implemented several improvements based on last year's issues: - Enhanced system capacity to handle peak volume - Improved contributor access and authentication - Fixed SAI calculation bugs that affected dependent students - Streamlined handling of special circumstances If you're concerned about priority deadlines, I recommend: 1. Gather all 2023 tax documents now (returns, W-2s, 1099s) 2. Create or update FSA IDs for both student and parents before the launch 3. Check that your student and all contributors have access to the email addresses on their FSA ID accounts 4. Contact your target schools' financial aid offices to confirm their actual deadlines and any flexibility they may offer
Thank you for all this detailed information! This is exactly what I needed. I'll start gathering everything now so we're prepared whenever it actually launches.
We went through something similar with my son. After weeks of no communication, we were told his FAFSA had been selected for verification because of a "data mismatch" between what was reported and his tax information. When we provided the documents, we discovered the FAFSA system had pulled the wrong line from our tax return! Had to submit corrections and now waiting AGAIN for processing. This whole rollout has been a disaster!
That's exactly what I'm afraid of! Did the school tell you which specific line was pulled incorrectly? I'm wondering if we should proactively provide additional tax documentation to all the schools.
In our case, the system apparently confused line 7 (capital gains) with our adjusted gross income (line 11) on the 1040 form. When I called FSA, they admitted there are widespread issues with the "tax data transfer" function that's supposed to pull info directly from the IRS. So the error might be completely different in your case. Super frustrating!
Financial aid advisor here. I'm seeing this issue at multiple institutions. The root of the problem is that the Department of Education launched the new FAFSA without adequately testing the tax line item mapping. For families with anything beyond simple W-2 income (self-employment, capital gains, retirement contributions, business income), the system is inconsistently pulling data. Remember that the SAI formula itself also changed this year, so even if the data was pulling correctly, your expected contribution might be different from previous years. I suggest: 1. Request a manual review of your tax information at all schools 2. Ask each financial aid office for a breakdown of exactly which income figures they're using 3. Keep documentation of all communications 4. Request deadline extensions where needed We're telling families to expect resolution by mid-May, but some institutions may process corrections sooner.
This is extremely helpful, thank you! We do have some investment income and retirement contributions that might be causing issues. Would it be helpful to proactively send copies of our complete tax return to all the schools, or would that just add to their workload?
It's a good question. I'd actually recommend calling each financial aid office first and asking if they would prefer you send the complete tax return. Some offices are implementing streamlined processes for these reviews and may have specific documents they want rather than the entire return. They might just need specific schedules or forms rather than everything. Be prepared to discuss exactly what types of income you have (W-2, self-employment, investments, etc.) so they can tell you what they need to verify the correct figures.
Millie Long
I had the same issue and found out there are actually two separate problems that could be happening: 1. If your son added you as a contributor but your email address was entered incorrectly, you won't receive the invitation email. The fix is for him to update your email in the system. 2. If your son correctly added you as a contributor but you can't see his FAFSA when you log in, it's likely because your FSA ID isn't properly linked to the parent role. This is a surprisingly common technical glitch in the system. For the second issue, I had to call the Federal Student Aid Information Center. I was initially frustrated because I couldn't get through after being on hold for over an hour. Then I discovered Claimyr (claimyr.com) which got me through to an agent in about 10 minutes. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The agent was able to manually link my account to my child's FAFSA, and I could immediately see and sign it. Definitely worth trying if you continue having issues after verifying the email is correct.
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Zane Hernandez
•Thank you for this insight! We tried all the suggestions but still can't see his FAFSA. I'll look into Claimyr - at this point I'm willing to try anything to get this resolved before his priority deadline next week.
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Nathaniel Stewart
Update: Just wanted to circle back since I had this EXACT problem. The issue was that my son had entered my email correctly, but there's a difference between: 1. Adding a parent's information to the FAFSA (demographics, finances, etc.) 2. Actually inviting the parent as a contributor who can sign He thought by entering my information, I was automatically invited, but there's a separate step to send the parent invitation. When he went to the parent/contributor section, he saw he hadn't actually completed the invitation process. Check that your son has specifically sent the invitation, not just entered your info!
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Zane Hernandez
•You were right! This was exactly our issue. He had entered all my information but never actually sent the invitation. Once he did that, I immediately got the email and could access his FAFSA. Thank you to everyone for your help - it's signed and submitted now!
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