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btw dont feel bad, my nephew had the opposite problem - his app showed INCOMPLETE but the school said they got everything they needed! the whole system is a mess this year
UPDATE: I called both universities and they confirmed they received the complete FAFSA applications for both boys! The financial aid officer I spoke with said they're getting lots of calls from parents with the same issue. She mentioned that the Department of Education is aware of the email notification system problems and they're working on it. Thanks everyone for your help and suggestions!
Excellent! I'm glad you got confirmation directly from the schools. That's always the most reliable verification method. This will be good for your peace of mind, and you've now done your due diligence to ensure your sons will receive their full financial aid consideration.
One strategy to consider: if you're still able to contribute to an IRA, you could move some of your savings there before completing the FAFSA. For 2025, the IRA contribution limit for someone over 50 is $8,000 ($6,500 base + $1,500 catch-up). This would effectively shelter that amount from FAFSA consideration. Just make sure you're eligible to contribute based on any earned income requirements.
I want to thank everyone for their incredibly helpful responses. Just to summarize what I've learned: 1. My regular savings accounts DO count as assets for FAFSA, even though I use them for retirement 2. At age 62, I get an Asset Protection Allowance of about $15,500 3. Only about 5.6% of my remaining assets affect the SAI calculation 4. I should look into moving some money to an IRA if possible 5. My Social Security survivor benefits may help qualify my daughter for Pell Grants This community has been amazing - I was so stressed about this, and now I feel like I can approach the FAFSA with much more confidence.
wait does anyone know if you have to fill out fasfa again for summer classes? my advisor never mentioned it but now im worried i should have done another application for summer term
For summer classes, you typically use the same FAFSA you submitted for the academic year. So if you're taking Summer 2025 classes, you'd use the 2024-2025 FAFSA you already completed. However, many schools require a separate summer aid application form through their financial aid office. This isn't another FAFSA, but rather a school form indicating you want some of your annual aid allocated to summer courses. Check your school's financial aid website for a "Summer Aid Application" or call them directly to ask about the process.
Update: I called the financial aid office this morning and they confirmed they received our FAFSA data but said they're processing returning students in late March/early April. The woman I spoke with was really helpful and suggested I should check my son's portal next week as they're uploading aid packages in batches. She also mentioned his CSS Profile was still needed (which I completed yesterday after the earlier comment reminded me!). Thanks everyone for the advice - I feel much better knowing where we stand in the process.
We had a similar problem and figured out it was because my daughter's and my accounts got linked incorrectly. Call FSA directly at 1-800-433-3243 and explain the issue. They told us sometimes when you restart an application after deleting one, the system doesn't fully reset the parent-child relationship in their database. Only their tech team can fix this on the backend. Took us 4 calls to get someone who understood the issue though.
4 calls?? That's insane! Did you just keep calling until you got someone helpful? I'm wondering if I should just try the Claimyr service someone mentioned above to save time.
Yes, exactly. First 3 people just kept telling us to clear cache and try again. Super frustrating! I'd definitely try that service if you can. Wish I had known about it earlier. The fourth person immediately recognized the database linkage issue and escalated it. Fixed within 24 hours after that.
Thanks for sharing your experience - that's really helpful to know. I'll have my daughter try the alternative contributor method that the financial aid officer suggested first, and if that doesn't work, I'll definitely use Claimyr to get through to FSA. At this point, I just want this resolved before her deadline!
Liv Park
@profile4 the school that sent us full package was small private college in midwest. the bigger state schools r all still "processing" ugh
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Ryder Greene
@profile4 They told me "mid-April" but I don't trust any timeline anymore lol. Just waiting and checking the portal obsessively every day. So annoying!
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